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Synchrony Financial

Income Statement - Synchrony Financial (SYF)

$(Billion, Million)
Dec-25 Dec-24 Dec-23 Dec-22 Dec-21 Dec-20 Dec-19 Dec-18 Dec-17 Dec-16 Dec-15 Dec-14 Dec-13 Dec-12 Dec-11
Total revenue 19.12 20.76 17.34 13.20 11.22 12.83 15.60 15.15 13.76 12.22 10.88 10.15 9.44 8.81 8.21
Cost of revenue 9.36 11.37 9.68 4.90 1.76 6.98 6.47 7.42 6.69 5.23 4.09 3.84 3.81 3.31 3.19
Gross profit 9.76 9.39 7.66 8.30 9.47 5.85 9.13 7.74 7.07 6.99 6.80 6.31 5.63 5.50 5.02
Total operating expenses + 5.14 4.84 4.76 4.34 3.96 4.06 4.25 4.10 3.75 3.42 3.26 2.93 2.48 2.12 2.01
Operating income 4.62 4.55 2.90 3.96 5.50 1.80 4.89 3.64 3.32 3.57 3.53 3.39 3.14 3.38 3.01
Non-operating income (net) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Income before tax 4.62 4.55 2.90 3.96 5.50 1.80 4.89 3.64 3.32 3.57 3.53 3.39 3.14 3.38 3.01
Income tax expense 1.07 1.05 0.67 0.95 1.28 0.41 1.14 0.85 1.39 1.32 1.32 1.28 1.16 1.26 1.12
Net income 3.55 3.50 2.24 3.02 4.22 1.39 3.75 2.79 1.94 2.25 2.21 2.11 1.98 2.12 1.89
Show Quarterly Income Statement

Income Statement - Synchrony Financial (SYF)

$(Billion, Million)
Jun-26 Mar-26 Dec-25 Sep-25 Jun-25 Mar-25 Dec-24 Sep-24 Jun-24 Mar-24 Dec-23 Sep-23 Jun-23 Mar-23 Dec-22 Sep-22 Jun-22 Mar-22 Dec-21 Sep-21 Jun-21 Mar-21 Dec-20 Sep-20 Jun-20 Mar-20 Dec-19 Sep-19 Jun-19 Mar-19 Dec-18 Sep-18 Jun-18 Mar-18 Dec-17 Sep-17 Jun-17 Mar-17 Dec-16 Sep-16 Jun-16 Mar-16 Dec-15 Sep-15 Jun-15 Mar-15 Dec-14 Sep-14 Jun-14 Mar-14 Dec-13 Sep-13 Jun-13 Mar-13 Dec-12 Sep-12 Jun-12 Mar-12
Total revenue 4.69 5.60 4.77 4.83 4.71 4.80 4.92 4.99 4.89 4.89 4.74 4.47 4.20 3.93 3.70 4.34 4.07 4.02 4.36 3.90 2.66 3.57 3.03 3.07 3.15 3.58 3.66 4.05 3.97 3.92 4.09 3.89 3.58 3.60 3.57 3.50 3.36 3.32 3.22 3.12 2.93 2.94 2.86 2.75 2.68 2.59 2.72 2.53 2.45 2.45 2.51 2.32 2.26 2.35 2.86 2.73 2.59 2.62
Cost of revenue 0.77 0.97 2.42 2.16 2.21 2.58 2.68 2.77 2.87 3.05 2.89 2.48 2.28 2.03 1.80 0.37 0.25 0.22 -1.27 -1.27 0.07 -0.99 1.08 1.59 2.11 2.19 1.66 1.61 1.78 1.42 2.00 1.94 1.72 1.76 1.73 1.67 1.66 1.63 1.40 1.30 1.32 1.21 1.12 0.99 1.01 0.96 1.08 0.92 0.89 0.95 1.01 0.72 0.84 1.24 2.12 2.06 1.60 1.64
Gross profit 3.93 4.64 2.35 2.68 2.50 2.23 2.24 2.22 2.02 1.85 1.86 1.99 1.91 1.91 1.89 4.34 4.00 3.90 4.00 3.75 2.59 3.57 1.94 1.48 1.05 1.38 2.00 2.44 2.19 2.51 2.09 1.95 1.87 1.84 1.85 1.84 1.70 1.69 1.83 1.82 1.61 1.73 1.74 1.76 1.67 1.63 1.65 1.61 1.56 1.50 1.50 1.60 1.42 1.11 3.84 0.00 0.00 0.00
Total operating expenses + 2.53 3.72 1.40 1.25 1.25 1.24 1.27 1.19 1.18 0.14 1.32 1.15 1.17 1.12 1.15 1.99 1.85 1.63 -2.73 0.31 0.95 1.32 1.00 1.07 0.99 1.00 1.08 1.06 1.06 1.04 1.08 1.05 0.98 0.99 0.97 0.96 0.91 0.91 0.92 0.86 0.84 0.80 0.87 0.84 0.81 0.75 0.79 0.73 0.80 0.61 0.81 0.58 0.56 0.54 0.00 0.00 0.00 0.00
Operating income 1.39 0.91 0.95 1.43 1.26 0.98 0.97 1.03 0.84 1.71 0.54 0.83 0.74 0.79 0.74 1.94 2.22 2.40 4.53 1.50 1.64 1.32 0.94 0.41 0.06 0.38 0.92 1.38 1.13 1.46 1.01 0.89 0.89 0.85 0.88 0.88 0.79 0.78 0.91 0.96 0.77 0.93 0.87 0.92 0.86 0.88 0.85 0.88 0.76 0.89 0.69 1.02 0.86 0.57 0.74 0.67 0.99 0.98
Non-operating income (net) -0.21 0.13 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -1.02 -1.16 -1.16 -3.48 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Income before tax 1.19 1.05 0.95 1.43 1.26 0.98 0.97 1.03 0.84 1.71 0.54 0.83 0.74 0.79 0.74 0.92 1.07 1.23 1.05 1.50 1.64 1.32 0.94 0.41 0.06 0.38 0.92 1.38 1.13 1.46 1.01 0.89 0.89 0.85 0.88 0.88 0.79 0.78 0.91 0.96 0.77 0.93 0.87 0.92 0.86 0.88 0.85 0.88 0.76 0.89 0.69 1.02 0.86 0.57 0.74 0.67 0.99 0.98
Income tax expense 0.30 0.24 0.20 0.35 0.29 0.23 0.20 0.24 0.20 0.42 0.10 0.21 0.17 0.19 0.16 0.22 0.26 0.30 0.23 0.36 0.40 0.29 0.21 0.10 0.01 0.10 0.19 0.32 0.28 0.36 0.23 0.22 0.20 0.21 0.49 0.32 0.29 0.28 0.33 0.36 0.28 0.35 0.32 0.35 0.32 0.33 0.32 0.33 0.29 0.33 0.25 0.38 0.32 0.21 0.27 0.25 0.37 0.37
Net income 0.89 0.81 0.75 1.08 0.97 0.76 0.77 0.79 0.64 1.29 0.44 0.63 0.57 0.60 0.58 0.70 0.80 0.93 0.81 1.13 1.24 1.03 0.74 0.31 0.05 0.29 0.73 1.06 0.85 1.11 0.78 0.67 0.70 0.64 0.39 0.56 0.50 0.50 0.58 0.60 0.49 0.58 0.55 0.57 0.54 0.55 0.53 0.55 0.47 0.56 0.44 0.64 0.54 0.36 0.47 0.42 0.62 0.62
about 2 months ago

Balance Sheet - Synchrony Financial (SYF)

$(Billion, Million)
Dec-25 Dec-24 Dec-23 Dec-22 Dec-21 Dec-20 Dec-19 Dec-18 Dec-17 Dec-16 Dec-15 Dec-14 Dec-13 Dec-12 Dec-11
Total cash and short-term investments + 17.32 17.79 18.06 15.17 13.62 18.99 18.06 15.46 16.08 14.42 15.45 13.41 2.54 1.52 0.00
Accounts receivable, net 93.79 92.42 0.00 72.05 71.60 81.61 86.71 76.37 71.99 64.79 58.05
Inventories 14.26 10.29 -63.72 -60.08 0.00 0.00 0.00 0.33
Other current assets -14.97 -14.26 -10.29 -8.34 -11.52 -12.15 6.06 4.49 5.11 3.14 1.60
Total current assets 17.32 17.79 106.68 10.22 13.62 18.99 12.15 15.46 11.60 9.32 12.33 11.83 2.54 1.52
Total non-current assets + 101.77 101.67 1.83 7.27 7.56 9.67 92.68 91.33 84.21 80.89 71.67 63.88 56.55 51.94
Total assets 119.10 119.46 117.48 104.56 95.75 95.95 104.83 106.79 95.81 90.21 83.99 75.71 59.09 53.46
Total current liabilities + 81.14 82.06 4.23 7.34 5.09 4.46 4.51 68.12 4.09 3.81 3.74 2.81 28.80 21.07
Total non-current liabilities + 21.19 20.82 15.98 72.07 14.51 15.78 85.23 24.00 77.49 72.20 67.65 62.42 24.32 27.82
Total liabilities 102.33 102.88 103.58 91.69 82.09 83.25 89.74 92.11 81.57 76.01 71.39 65.23 53.13 48.88
Total stockholders' equity + 16.77 16.58 13.90 12.87 13.66 12.70 15.09 14.68 14.23 14.20 12.60 10.48 5.96 4.58
Common shares outstanding 358 401 407 483 527 584 674 747 800 832 836 758 831 831 831
Show Quarterly Balance Sheet

Balance Sheet - Synchrony Financial (SYF)

$(Billion, Million)
Jun-26 Mar-26 Dec-25 Sep-25 Jun-25 Mar-25 Dec-24 Sep-24 Jun-24 Mar-24 Dec-23 Sep-23 Jun-23 Mar-23 Dec-22 Sep-22 Jun-22 Mar-22 Dec-21 Sep-21 Jun-21 Mar-21 Dec-20 Sep-20 Jun-20 Mar-20 Dec-19 Sep-19 Jun-19 Mar-19 Dec-18 Sep-18 Jun-18 Mar-18 Dec-17 Sep-17 Jun-17 Mar-17 Dec-16 Sep-16 Jun-16 Mar-16 Dec-15 Sep-15 Jun-15 Mar-15 Dec-14 Sep-14 Jun-14 Mar-14 Dec-13 Sep-13 Jun-13 Mar-13 Dec-12
Total cash and short-term investments + 16.19 23.60 17.32 18.96 22.36 24.35 17.79 20.28 21.33 23.03 18.06 18.53 17.00 19.31 15.17 17.04 15.69 15.22 13.62 15.25 16.85 23.17 18.99 21.98 22.97 19.85 18.06 16.05 17.90 18.47 15.46 19.35 22.45 19.30 16.08 17.22 16.00 16.71 14.42 16.93 14.50 15.43 15.45 15.85 14.29 14.32 13.41 15.12 7.07 5.58 2.54 0.00 0.00 0.00 1.39
Accounts receivable, net 89.66 89.81 88.78 91.16 91.30 90.83 92.42 87.70 85.00 82.94 0.00 0.00 72.05 70.27 72.05 67.77 69.35 66.96 71.60 68.38 68.51 73.29 81.61 77.60 75.99 74.46 86.71 81.30 73.02 72.12 76.37 71.57 70.46 68.67 71.99 66.53 64.39 62.23 64.79 60.15 58.13 54.99 58.05 53.67 51.87
Inventories 17.93 18.63 -70.81 -78.16 15.64 -72.29 -67.64 10.29 11.96 -61.37 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.36 0.33 1.49 1.46
Other current assets -14.97 -19.46 -17.93 -18.63 -20.02 -14.26 -15.64 -12.71 -15.30 -10.29 -11.96 -10.68 4.43 4.36 3.45 0.43 -6.55 0.01 0.08 0.07 0.09 1.23 4.58 6.15 5.51 6.06 7.28 6.78 6.26 4.49 3.32 4.00 5.33 5.11 3.36 2.72 2.95 3.14 3.60 3.68 3.12 1.60 0.33
Total current assets 16.19 110.22 17.32 18.96 22.36 24.35 17.79 20.28 21.33 23.03 18.06 103.34 12.71 15.30 10.29 11.96 10.68 15.22 8.34 9.81 11.12 23.17 18.99 21.98 22.97 13.70 12.15 16.05 17.90 18.47 15.46 12.07 15.68 13.04 11.60 13.92 12.02 11.39 9.32 13.59 14.50 15.43 12.33 15.85 14.29 14.32 11.83 15.12 7.07 5.58 2.54
Total non-current assets + 105.74 2.59 101.77 98.02 98.14 97.67 101.67 98.95 99.16 98.15 5.63 2.27 6.63 6.41 94.27 88.80 84.52 80.05 87.41 82.13 80.90 72.68 76.96 73.67 73.58 84.33 92.68 89.90 88.49 86.92 91.33 92.48 83.45 82.52 84.21 78.63 79.12 77.66 80.89 73.57 67.89 66.22 71.67 63.59 61.46 58.40 63.88 58.35 56.11 53.66 56.55
Total assets 121.93 121.50 119.10 116.98 120.51 122.03 119.46 119.23 120.49 121.17 117.48 112.94 108.70 107.85 104.56 100.77 95.20 95.27 95.75 91.94 92.02 95.85 95.95 95.66 96.54 98.04 104.83 105.94 106.39 105.38 106.79 104.55 99.12 95.56 95.81 92.55 91.14 89.05 90.21 87.16 82.38 81.66 83.99 79.44 75.75 72.72 75.71 73.47 63.18 59.25 59.09 53.46
Total current liabilities + 82.89 81.14 79.89 82.26 83.44 82.06 82.28 83.10 83.55 4.23 3.98 5.32 5.30 3.90 5.03 4.94 68.49 5.09 4.89 4.52 67.26 67.47 67.79 68.58 4.21 4.51 70.46 70.41 68.78 68.12 4.49 3.93 3.62 4.09 3.79 3.21 2.89 3.81 3.20 49.37 47.98 3.74 43.40 40.48 37.63 2.81 35.94 33.81 30.50 28.80
Total non-current liabilities + 105.03 22.13 21.19 20.03 21.29 22.01 20.82 20.97 21.85 22.34 15.98 15.23 14.23 14.93 87.79 82.73 76.87 13.36 77.01 73.11 73.30 15.16 15.78 15.77 16.07 81.86 85.23 20.36 21.24 21.89 24.00 86.06 80.73 77.59 77.49 74.35 73.59 71.80 72.20 69.98 19.30 20.48 67.65 23.88 23.69 24.06 62.42 27.58 22.97 22.70 24.32
Total liabilities 105.03 105.02 102.33 99.92 103.55 105.45 102.88 103.25 104.95 105.89 103.58 99.17 95.32 94.66 91.69 87.75 81.81 81.85 82.09 78.00 77.82 82.42 83.25 83.56 84.65 86.07 89.74 90.82 91.65 90.68 92.11 90.55 84.66 81.20 81.57 78.15 76.81 74.69 76.01 73.18 68.67 68.45 71.39 67.28 64.17 61.69 65.23 63.53 56.78 53.20 53.13 48.88
Total stockholders' equity + 16.90 16.48 16.77 17.07 16.95 16.58 16.58 15.98 15.54 15.28 13.90 13.77 13.38 13.19 12.87 13.01 13.39 13.42 13.66 13.94 14.20 13.44 12.70 12.10 11.90 11.97 15.09 15.12 14.73 14.71 14.68 14.00 14.46 14.36 14.23 14.40 14.33 14.36 14.20 13.98 13.72 13.20 12.60 12.16 11.58 11.04 10.48 9.94 6.39 6.04 5.96 4.58 4.58
Common shares outstanding 334 346 358 379 379 389 395 397 403 408 407 414 418 428 449 471 495 520 543 566 582 588 587 585 584 607 638 662 687 709 721 739 758 770 784 791 807 817 824 831 836 836 836 836 835 835 834 782 830 831 831 831 831 831
about 2 months ago

Cash Flow - Synchrony Financial (SYF)

$(Billion, Million)
Dec-25 Dec-24 Dec-23 Dec-22 Dec-21 Dec-20 Dec-19 Dec-18 Dec-17 Dec-16 Dec-15 Dec-14 Dec-13 Dec-12 Dec-11
Operating cash flow + 9.85 9.85 8.59 6.69 7.10 7.49 8.99 9.34 8.92 6.82 6.18 5.34 5.68 5.64 5.52
Cash flow from investing + -4.85 -8.90 -14.23 -10.23 -4.81 -0.50 -0.26 -19.04 -9.41 -13.32 -10.80 -10.07 -1.07 -6.45 -1.57
Cash flow from financing + -4.74 -0.61 9.63 5.28 -5.20 -8.03 -6.46 8.25 2.78 3.49 5.12 14.24 -3.63 0.96 -2.98
Change in cash 0.26 0.33 3.99 1.74 -2.92 -1.04 2.27 -1.44 2.28 -3.00 0.50 9.51 0.99 0.15 0.97
Show Quarterly Cash Flow

Cash Flow - Synchrony Financial (SYF)

$(Billion, Million)
Mar-26 Dec-25 Sep-25 Jun-25 Mar-25 Dec-24 Sep-24 Jun-24 Mar-24 Dec-23 Sep-23 Jun-23 Mar-23 Dec-22 Sep-22 Jun-22 Mar-22 Dec-21 Sep-21 Jun-21 Mar-21 Dec-20 Sep-20 Jun-20 Mar-20 Dec-19 Sep-19 Jun-19 Mar-19 Dec-18 Sep-18 Jun-18 Mar-18 Dec-17 Sep-17 Jun-17 Mar-17 Dec-16 Sep-16 Jun-16 Mar-16 Dec-15 Sep-15 Jun-15 Mar-15 Dec-14 Sep-14 Jun-14 Mar-14 Dec-13 Sep-13 Jun-13 Mar-13 Dec-12 Sep-12 Jun-12 Mar-12
Operating cash flow + 2.18 2.45 2.64 2.56 2.20 2.35 2.76 2.48 2.25 2.32 2.48 1.91 1.89 1.85 1.63 1.82 1.40 2.00 1.82 1.44 1.84 2.09 1.48 2.38 1.54 2.34 2.40 1.97 2.29 2.58 2.69 2.17 1.92 2.47 2.93 1.77 1.75 2.04 1.82 1.47 1.50 1.89 1.32 1.31 1.67 1.05 1.30 1.23 1.77 1.15 1.76 1.18 1.59 5.64
Cash flow from investing + 1.52 -4.64 -1.57 -2.24 3.60 -4.96 -2.23 -2.51 0.80 -7.17 -7.07 -5.19 0.69 -6.86 -4.14 -1.05 1.82 -5.76 -1.83 -1.85 4.64 -3.26 -3.17 2.05 3.89 0.68 -1.57 -3.18 3.81 -6.29 -10.48 -3.03 0.76 -7.16 -1.29 -2.38 1.42 -8.17 -3.92 -2.44 1.20 -5.19 -2.62 -4.34 1.35 -6.16 -2.90 -2.88 1.87 -4.63 -2.10 -2.47 8.13
Cash flow from financing + 1.88 0.92 -4.96 -2.82 2.12 -0.62 -1.23 -1.37 2.60 3.47 3.03 0.22 2.91 2.38 4.78 -0.90 -0.98 2.55 -1.62 -5.15 -0.98 -0.85 -1.10 -1.80 -4.29 -2.09 -1.25 0.07 -3.18 1.81 4.17 2.58 -0.31 2.38 0.26 1.24 -1.10 1.87 3.90 0.25 -2.53 3.36 2.95 2.43 -3.63 2.13 9.63 3.10 -0.63 3.13 -0.11 -0.93 -5.72 0.96
Change in cash 5.59 -1.27 -3.89 -2.50 7.92 -3.23 -0.70 -1.39 5.65 -1.38 -1.55 -3.07 5.49 -2.63 2.27 -0.13 2.24 -1.21 -1.64 -5.56 5.50 -2.02 -2.79 2.63 1.14 0.93 -0.42 -1.15 2.92 -1.90 -3.62 1.72 2.36 -2.31 1.90 0.63 2.07 -4.27 1.80 -0.71 0.18 0.05 1.65 -0.60 -0.61 -2.98 8.03 1.45 3.01 -0.35 -0.44 -2.22 3.99 6.60 0.00 0.00 0.00
about 2 months ago

Synchrony Financial (SYF) - Treasury Stock

1Y 2Y 5Y Max
about 2 months ago

Synchrony Financial (SYF) - Current Accounts Payable

1Y 2Y 5Y Max
about 2 months ago

Synchrony Financial (SYF) - Inventory

1Y 2Y 5Y Max
about 2 months ago

Synchrony Financial (SYF) - Short Term Debt

1Y 2Y 5Y Max
about 2 months ago

Synchrony Financial (SYF) - Current Net Receivables

1Y 2Y 5Y Max
about 2 months ago

Synchrony Financial (SYF) - Common Stock Shares Outstanding

1Y 2Y 5Y Max
about 2 months ago

Synchrony Financial (SYF) - Common Stock

1Y 2Y 5Y Max
about 2 months ago

Synchrony Financial (SYF) - Retained Earnings

1Y 2Y 5Y Max
about 2 months ago

Synchrony Financial (SYF) - Total Shareholder Equity

1Y 2Y 5Y Max
about 2 months ago

Synchrony Financial (SYF) - Other Current Liabilities

1Y 2Y 5Y Max
about 2 months ago