Income Statement - Synchrony Financial (SYF)
$(Billion, Million)| Dec-25 | Dec-24 | Dec-23 | Dec-22 | Dec-21 | Dec-20 | Dec-19 | Dec-18 | Dec-17 | Dec-16 | Dec-15 | Dec-14 | Dec-13 | Dec-12 | Dec-11 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total revenue | 19,116.00 | 20,759.00 | 17,338.00 | 13,195.00 | 11,224.00 | 12,827.00 | 15,603.00 | 15,154.00 | 13,758.00 | 12,220.00 | 10,882.00 | 10,152.00 | 9,440.00 | 8,809.00 | 8,210.00 |
| Cost of revenue | 9,360.00 | 11,367.00 | 9,676.00 | 4,896.00 | 1,758.00 | 6,975.00 | 6,471.00 | 7,415.00 | 6,687.00 | 5,234.00 | 4,087.00 | 3,839.00 | 3,814.00 | 3,310.00 | 3,190.00 |
| Gross profit | 9,756.00 | 9,392.00 | 7,662.00 | 8,299.00 | 9,466.00 | 5,852.00 | 9,132.00 | 7,739.00 | 7,071.00 | 6,986.00 | 6,795.00 | 6,313.00 | 5,626.00 | 5,499.00 | 5,020.00 |
| Total operating expenses | 5,135.00 | 4,839.00 | 4,758.00 | 4,337.00 | 3,963.00 | 4,055.00 | 4,245.00 | 4,095.00 | 3,747.00 | 3,416.00 | 3,264.00 | 2,927.00 | 2,484.00 | 2,123.00 | 2,010.00 |
| Operating income | 4,621.00 | 4,553.00 | 2,904.00 | 3,962.00 | 5,503.00 | 1,797.00 | 4,887.00 | 3,644.00 | 3,324.00 | 3,570.00 | 3,531.00 | 3,386.00 | 3,142.00 | 3,376.00 | 3,010.00 |
| Non-operating income (net) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income before tax | 4,621.00 | 4,553.00 | 2,904.00 | 3,962.00 | 5,503.00 | 1,797.00 | 4,887.00 | 3,644.00 | 3,324.00 | 3,570.00 | 3,531.00 | 3,386.00 | 3,142.00 | 3,376.00 | 3,010.00 |
| Income tax expense | 1,069.00 | 1,054.00 | 666.00 | 946.00 | 1,282.00 | 412.00 | 1,140.00 | 854.00 | 1,389.00 | 1,319.00 | 1,317.00 | 1,277.00 | 1,163.00 | 1,257.00 | 1,120.00 |
| Net income | 3,552.00 | 3,499.00 | 2,238.00 | 3,016.00 | 4,221.00 | 1,385.00 | 3,747.00 | 2,790.00 | 1,935.00 | 2,251.00 | 2,214.00 | 2,109.00 | 1,979.00 | 2,119.00 | 1,890.00 |
Show Quarterly Income Statement
Income Statement - Synchrony Financial (SYF)
$(Billion, Million)| Mar-26 | Dec-25 | Sep-25 | Jun-25 | Mar-25 | Dec-24 | Sep-24 | Jun-24 | Mar-24 | Dec-23 | Sep-23 | Jun-23 | Mar-23 | Dec-22 | Sep-22 | Jun-22 | Mar-22 | Dec-21 | Sep-21 | Jun-21 | Mar-21 | Dec-20 | Sep-20 | Jun-20 | Mar-20 | Dec-19 | Sep-19 | Jun-19 | Mar-19 | Dec-18 | Sep-18 | Jun-18 | Mar-18 | Dec-17 | Sep-17 | Jun-17 | Mar-17 | Dec-16 | Sep-16 | Jun-16 | Mar-16 | Dec-15 | Sep-15 | Jun-15 | Mar-15 | Dec-14 | Sep-14 | Jun-14 | Mar-14 | Dec-13 | Sep-13 | Jun-13 | Mar-13 | Dec-12 | Sep-12 | Jun-12 | Mar-12 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total revenue | 5,603.00 | 4,766.00 | 4,834.00 | 4,712.00 | 4,804.00 | 4,919.00 | 4,990.00 | 4,889.00 | 4,892.00 | 4,742.00 | 4,467.00 | 4,195.00 | 3,934.00 | 3,695.00 | 4,342.00 | 4,074.00 | 4,022.00 | 4,359.00 | 3,898.00 | 2,661.00 | 3,570.00 | 3,028.00 | 3,069.00 | 3,152.00 | 3,578.00 | 3,660.00 | 4,050.00 | 3,969.00 | 3,924.00 | 4,085.00 | 3,886.00 | 3,584.00 | 3,599.00 | 3,574.00 | 3,504.00 | 3,358.00 | 3,322.00 | 3,221.00 | 3,123.00 | 2,934.00 | 2,942.00 | 2,862.00 | 2,753.00 | 2,676.00 | 2,591.00 | 2,724.00 | 2,526.00 | 2,448.00 | 2,454.00 | 2,505.00 | 2,320.00 | 2,263.00 | 2,352.00 | 2,855.00 | 2,729.00 | 2,590.00 | 2,619.00 |
| Cost of revenue | 968.00 | 2,415.00 | 2,157.00 | 2,211.00 | 2,577.00 | 2,679.00 | 2,773.00 | 2,868.00 | 3,047.00 | 2,887.00 | 2,480.00 | 2,284.00 | 2,025.00 | 1,803.00 | 370.00 | 252.00 | 220.00 | -1,267.00 | -1,266.00 | 72.00 | -989.00 | 1,084.00 | 1,590.00 | 2,107.00 | 2,194.00 | 1,660.00 | 1,611.00 | 1,781.00 | 1,419.00 | 1,995.00 | 1,939.00 | 1,717.00 | 1,764.00 | 1,729.00 | 1,667.00 | 1,659.00 | 1,632.00 | 1,395.00 | 1,301.00 | 1,324.00 | 1,214.00 | 1,124.00 | 991.00 | 1,010.00 | 962.00 | 1,079.00 | 919.00 | 887.00 | 954.00 | 1,006.00 | 724.00 | 844.00 | 1,240.00 | 2,119.00 | 2,062.00 | 1,599.00 | 1,637.00 |
| Gross profit | 4,635.00 | 2,351.00 | 2,677.00 | 2,501.00 | 2,227.00 | 2,240.00 | 2,217.00 | 2,021.00 | 1,845.00 | 1,855.00 | 1,987.00 | 1,911.00 | 1,909.00 | 1,892.00 | 4,342.00 | 4,000.00 | 3,897.00 | 3,997.00 | 3,752.00 | 2,589.00 | 3,570.00 | 1,944.00 | 1,479.00 | 1,045.00 | 1,384.00 | 2,000.00 | 2,439.00 | 2,188.00 | 2,505.00 | 2,090.00 | 1,947.00 | 1,867.00 | 1,835.00 | 1,845.00 | 1,837.00 | 1,699.00 | 1,690.00 | 1,826.00 | 1,822.00 | 1,610.00 | 1,728.00 | 1,738.00 | 1,762.00 | 1,666.00 | 1,629.00 | 1,645.00 | 1,607.00 | 1,561.00 | 1,500.00 | 1,499.00 | 1,596.00 | 1,419.00 | 1,112.00 | 3,842.00 | 0.00 | 0.00 | 0.00 |
| Total operating expenses | 3,721.00 | 1,399.00 | 1,248.00 | 1,245.00 | 1,243.00 | 1,267.00 | 1,189.00 | 1,177.00 | 137.00 | 1,316.00 | 1,154.00 | 1,169.00 | 1,119.00 | 1,151.00 | 1,986.00 | 1,851.00 | 1,625.00 | -2,727.00 | 306.00 | 948.00 | 1,323.00 | 1,000.00 | 1,067.00 | 986.00 | 1,002.00 | 1,079.00 | 1,064.00 | 1,059.00 | 1,043.00 | 1,078.00 | 1,054.00 | 975.00 | 988.00 | 970.00 | 958.00 | 911.00 | 908.00 | 918.00 | 859.00 | 839.00 | 800.00 | 870.00 | 843.00 | 805.00 | 746.00 | 792.00 | 728.00 | 797.00 | 610.00 | 807.00 | 575.00 | 563.00 | 539.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating income | 914.00 | 952.00 | 1,429.00 | 1,256.00 | 984.00 | 973.00 | 1,028.00 | 844.00 | 1,708.00 | 539.00 | 833.00 | 742.00 | 790.00 | 741.00 | 1,942.00 | 2,223.00 | 2,397.00 | 4,529.00 | 1,500.00 | 1,641.00 | 1,315.00 | 944.00 | 412.00 | 59.00 | 382.00 | 921.00 | 1,375.00 | 1,129.00 | 1,462.00 | 1,012.00 | 893.00 | 892.00 | 847.00 | 875.00 | 879.00 | 788.00 | 782.00 | 908.00 | 963.00 | 771.00 | 928.00 | 868.00 | 919.00 | 861.00 | 883.00 | 853.00 | 879.00 | 764.00 | 890.00 | 692.00 | 1,021.00 | 856.00 | 573.00 | 736.00 | 667.00 | 991.00 | 982.00 |
| Non-operating income (net) | 133.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -1,020.00 | -1,157.00 | -1,164.00 | -3,482.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income before tax | 1,047.00 | 952.00 | 1,429.00 | 1,256.00 | 984.00 | 973.00 | 1,028.00 | 844.00 | 1,708.00 | 539.00 | 833.00 | 742.00 | 790.00 | 741.00 | 922.00 | 1,066.00 | 1,233.00 | 1,047.00 | 1,500.00 | 1,641.00 | 1,315.00 | 944.00 | 412.00 | 59.00 | 382.00 | 921.00 | 1,375.00 | 1,129.00 | 1,462.00 | 1,012.00 | 893.00 | 892.00 | 847.00 | 875.00 | 879.00 | 788.00 | 782.00 | 908.00 | 963.00 | 771.00 | 928.00 | 868.00 | 919.00 | 861.00 | 883.00 | 853.00 | 879.00 | 764.00 | 890.00 | 692.00 | 1,021.00 | 856.00 | 573.00 | 736.00 | 667.00 | 991.00 | 982.00 |
| Income tax expense | 242.00 | 201.00 | 352.00 | 289.00 | 227.00 | 199.00 | 239.00 | 201.00 | 415.00 | 99.00 | 205.00 | 173.00 | 189.00 | 164.00 | 219.00 | 262.00 | 301.00 | 234.00 | 359.00 | 399.00 | 290.00 | 206.00 | 99.00 | 11.00 | 96.00 | 190.00 | 319.00 | 276.00 | 355.00 | 229.00 | 222.00 | 196.00 | 207.00 | 490.00 | 324.00 | 292.00 | 283.00 | 332.00 | 359.00 | 282.00 | 346.00 | 321.00 | 345.00 | 320.00 | 331.00 | 322.00 | 331.00 | 292.00 | 332.00 | 249.00 | 380.00 | 320.00 | 214.00 | 270.00 | 249.00 | 371.00 | 367.00 |
| Net income | 805.00 | 751.00 | 1,077.00 | 967.00 | 757.00 | 774.00 | 789.00 | 643.00 | 1,293.00 | 440.00 | 628.00 | 569.00 | 601.00 | 577.00 | 703.00 | 804.00 | 932.00 | 813.00 | 1,130.00 | 1,242.00 | 1,025.00 | 738.00 | 313.00 | 48.00 | 286.00 | 731.00 | 1,056.00 | 853.00 | 1,107.00 | 783.00 | 671.00 | 696.00 | 640.00 | 385.00 | 555.00 | 496.00 | 499.00 | 576.00 | 604.00 | 489.00 | 582.00 | 547.00 | 574.00 | 541.00 | 552.00 | 531.00 | 548.00 | 472.00 | 558.00 | 443.00 | 641.00 | 536.00 | 359.00 | 466.00 | 418.00 | 620.00 | 615.00 |