Income Statement - Synchrony Financial (SYF)
$(Billion, Million)| Dec-25 | Dec-24 | Dec-23 | Dec-22 | Dec-21 | Dec-20 | Dec-19 | Dec-18 | Dec-17 | Dec-16 | Dec-15 | Dec-14 | Dec-13 | Dec-12 | Dec-11 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total revenue | 19.12 | 20.76 | 17.34 | 13.20 | 11.22 | 12.83 | 15.60 | 15.15 | 13.76 | 12.22 | 10.88 | 10.15 | 9.44 | 8.81 | 8.21 |
| Cost of revenue | 9.36 | 11.37 | 9.68 | 4.90 | 1.76 | 6.98 | 6.47 | 7.42 | 6.69 | 5.23 | 4.09 | 3.84 | 3.81 | 3.31 | 3.19 |
| Gross profit | 9.76 | 9.39 | 7.66 | 8.30 | 9.47 | 5.85 | 9.13 | 7.74 | 7.07 | 6.99 | 6.80 | 6.31 | 5.63 | 5.50 | 5.02 |
| Total operating expenses | 5.14 | 4.84 | 4.76 | 4.34 | 3.96 | 4.06 | 4.25 | 4.10 | 3.75 | 3.42 | 3.26 | 2.93 | 2.48 | 2.12 | 2.01 |
| Operating income | 4.62 | 4.55 | 2.90 | 3.96 | 5.50 | 1.80 | 4.89 | 3.64 | 3.32 | 3.57 | 3.53 | 3.39 | 3.14 | 3.38 | 3.01 |
| Non-operating income (net) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income before tax | 4.62 | 4.55 | 2.90 | 3.96 | 5.50 | 1.80 | 4.89 | 3.64 | 3.32 | 3.57 | 3.53 | 3.39 | 3.14 | 3.38 | 3.01 |
| Income tax expense | 1.07 | 1.05 | 0.67 | 0.95 | 1.28 | 0.41 | 1.14 | 0.85 | 1.39 | 1.32 | 1.32 | 1.28 | 1.16 | 1.26 | 1.12 |
| Net income | 3.55 | 3.50 | 2.24 | 3.02 | 4.22 | 1.39 | 3.75 | 2.79 | 1.94 | 2.25 | 2.21 | 2.11 | 1.98 | 2.12 | 1.89 |
Show Quarterly Income Statement
Income Statement - Synchrony Financial (SYF)
$(Billion, Million)| Mar-26 | Dec-25 | Sep-25 | Jun-25 | Mar-25 | Dec-24 | Sep-24 | Jun-24 | Mar-24 | Dec-23 | Sep-23 | Jun-23 | Mar-23 | Dec-22 | Sep-22 | Jun-22 | Mar-22 | Dec-21 | Sep-21 | Jun-21 | Mar-21 | Dec-20 | Sep-20 | Jun-20 | Mar-20 | Dec-19 | Sep-19 | Jun-19 | Mar-19 | Dec-18 | Sep-18 | Jun-18 | Mar-18 | Dec-17 | Sep-17 | Jun-17 | Mar-17 | Dec-16 | Sep-16 | Jun-16 | Mar-16 | Dec-15 | Sep-15 | Jun-15 | Mar-15 | Dec-14 | Sep-14 | Jun-14 | Mar-14 | Dec-13 | Sep-13 | Jun-13 | Mar-13 | Dec-12 | Sep-12 | Jun-12 | Mar-12 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total revenue | 5.60 | 4.77 | 4.83 | 4.71 | 4.80 | 4.92 | 4.99 | 4.89 | 4.89 | 4.74 | 4.47 | 4.20 | 3.93 | 3.70 | 4.34 | 4.07 | 4.02 | 4.36 | 3.90 | 2.66 | 3.57 | 3.03 | 3.07 | 3.15 | 3.58 | 3.66 | 4.05 | 3.97 | 3.92 | 4.09 | 3.89 | 3.58 | 3.60 | 3.57 | 3.50 | 3.36 | 3.32 | 3.22 | 3.12 | 2.93 | 2.94 | 2.86 | 2.75 | 2.68 | 2.59 | 2.72 | 2.53 | 2.45 | 2.45 | 2.51 | 2.32 | 2.26 | 2.35 | 2.86 | 2.73 | 2.59 | 2.62 |
| Cost of revenue | 0.97 | 2.42 | 2.16 | 2.21 | 2.58 | 2.68 | 2.77 | 2.87 | 3.05 | 2.89 | 2.48 | 2.28 | 2.03 | 1.80 | 0.37 | 0.25 | 0.22 | -1.27 | -1.27 | 0.07 | -0.99 | 1.08 | 1.59 | 2.11 | 2.19 | 1.66 | 1.61 | 1.78 | 1.42 | 2.00 | 1.94 | 1.72 | 1.76 | 1.73 | 1.67 | 1.66 | 1.63 | 1.40 | 1.30 | 1.32 | 1.21 | 1.12 | 0.99 | 1.01 | 0.96 | 1.08 | 0.92 | 0.89 | 0.95 | 1.01 | 0.72 | 0.84 | 1.24 | 2.12 | 2.06 | 1.60 | 1.64 |
| Gross profit | 4.64 | 2.35 | 2.68 | 2.50 | 2.23 | 2.24 | 2.22 | 2.02 | 1.85 | 1.86 | 1.99 | 1.91 | 1.91 | 1.89 | 4.34 | 4.00 | 3.90 | 4.00 | 3.75 | 2.59 | 3.57 | 1.94 | 1.48 | 1.05 | 1.38 | 2.00 | 2.44 | 2.19 | 2.51 | 2.09 | 1.95 | 1.87 | 1.84 | 1.85 | 1.84 | 1.70 | 1.69 | 1.83 | 1.82 | 1.61 | 1.73 | 1.74 | 1.76 | 1.67 | 1.63 | 1.65 | 1.61 | 1.56 | 1.50 | 1.50 | 1.60 | 1.42 | 1.11 | 3.84 | 0.00 | 0.00 | 0.00 |
| Total operating expenses | 3.72 | 1.40 | 1.25 | 1.25 | 1.24 | 1.27 | 1.19 | 1.18 | 0.14 | 1.32 | 1.15 | 1.17 | 1.12 | 1.15 | 1.99 | 1.85 | 1.63 | -2.73 | 0.31 | 0.95 | 1.32 | 1.00 | 1.07 | 0.99 | 1.00 | 1.08 | 1.06 | 1.06 | 1.04 | 1.08 | 1.05 | 0.98 | 0.99 | 0.97 | 0.96 | 0.91 | 0.91 | 0.92 | 0.86 | 0.84 | 0.80 | 0.87 | 0.84 | 0.81 | 0.75 | 0.79 | 0.73 | 0.80 | 0.61 | 0.81 | 0.58 | 0.56 | 0.54 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating income | 0.91 | 0.95 | 1.43 | 1.26 | 0.98 | 0.97 | 1.03 | 0.84 | 1.71 | 0.54 | 0.83 | 0.74 | 0.79 | 0.74 | 1.94 | 2.22 | 2.40 | 4.53 | 1.50 | 1.64 | 1.32 | 0.94 | 0.41 | 0.06 | 0.38 | 0.92 | 1.38 | 1.13 | 1.46 | 1.01 | 0.89 | 0.89 | 0.85 | 0.88 | 0.88 | 0.79 | 0.78 | 0.91 | 0.96 | 0.77 | 0.93 | 0.87 | 0.92 | 0.86 | 0.88 | 0.85 | 0.88 | 0.76 | 0.89 | 0.69 | 1.02 | 0.86 | 0.57 | 0.74 | 0.67 | 0.99 | 0.98 |
| Non-operating income (net) | 0.13 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -1.02 | -1.16 | -1.16 | -3.48 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income before tax | 1.05 | 0.95 | 1.43 | 1.26 | 0.98 | 0.97 | 1.03 | 0.84 | 1.71 | 0.54 | 0.83 | 0.74 | 0.79 | 0.74 | 0.92 | 1.07 | 1.23 | 1.05 | 1.50 | 1.64 | 1.32 | 0.94 | 0.41 | 0.06 | 0.38 | 0.92 | 1.38 | 1.13 | 1.46 | 1.01 | 0.89 | 0.89 | 0.85 | 0.88 | 0.88 | 0.79 | 0.78 | 0.91 | 0.96 | 0.77 | 0.93 | 0.87 | 0.92 | 0.86 | 0.88 | 0.85 | 0.88 | 0.76 | 0.89 | 0.69 | 1.02 | 0.86 | 0.57 | 0.74 | 0.67 | 0.99 | 0.98 |
| Income tax expense | 0.24 | 0.20 | 0.35 | 0.29 | 0.23 | 0.20 | 0.24 | 0.20 | 0.42 | 0.10 | 0.21 | 0.17 | 0.19 | 0.16 | 0.22 | 0.26 | 0.30 | 0.23 | 0.36 | 0.40 | 0.29 | 0.21 | 0.10 | 0.01 | 0.10 | 0.19 | 0.32 | 0.28 | 0.36 | 0.23 | 0.22 | 0.20 | 0.21 | 0.49 | 0.32 | 0.29 | 0.28 | 0.33 | 0.36 | 0.28 | 0.35 | 0.32 | 0.35 | 0.32 | 0.33 | 0.32 | 0.33 | 0.29 | 0.33 | 0.25 | 0.38 | 0.32 | 0.21 | 0.27 | 0.25 | 0.37 | 0.37 |
| Net income | 0.81 | 0.75 | 1.08 | 0.97 | 0.76 | 0.77 | 0.79 | 0.64 | 1.29 | 0.44 | 0.63 | 0.57 | 0.60 | 0.58 | 0.70 | 0.80 | 0.93 | 0.81 | 1.13 | 1.24 | 1.03 | 0.74 | 0.31 | 0.05 | 0.29 | 0.73 | 1.06 | 0.85 | 1.11 | 0.78 | 0.67 | 0.70 | 0.64 | 0.39 | 0.56 | 0.50 | 0.50 | 0.58 | 0.60 | 0.49 | 0.58 | 0.55 | 0.57 | 0.54 | 0.55 | 0.53 | 0.55 | 0.47 | 0.56 | 0.44 | 0.64 | 0.54 | 0.36 | 0.47 | 0.42 | 0.62 | 0.62 |