SoFi Technologies, Inc.

	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17
Total revenue	4.77	2.61	2.05	1.76	1.09	0.75	0.44	0.60	0.82
Cost of revenue	1.19	-0.03	1.09	0.24	0.11	0.19	0.28	0.33	0.15
Gross profit	3.58	2.61	2.05	1.52	0.98	0.57	0.44	0.27	0.51
Total operating expenses +	3.06	2.50	1.74	1.84	1.46	0.89	-0.68	0.52	0.45
Selling, general and administrative	0.70	0.60	0.51	0.50	0.50	0.24	0.15	0.12	0.13
Research and development	0.65	0.55	0.51	0.41	0.28	0.20	0.15	0.10	0.07
Other operating expenses	1.70	1.35	0.72	0.93	0.68	0.46	-0.98	0.30	0.25
Operating income	0.53	0.86	-0.30	-0.32	-0.48	-0.33	-0.24	-0.25	0.06
Non-operating income (net)	0.00	-0.63	0.00	0.00	0.00	0.00	0.00	0.00	-0.01
Income before tax	0.53	0.23	-0.30	-0.32	-0.48	-0.33	-0.24	-0.25	0.05
Income tax expense	0.04	0.27	0.00	0.00	0.00	-0.10	0.00	0.00	0.00
Net income	0.48	0.50	-0.30	-0.32	-0.48	-0.22	-0.24	-0.25	0.05

Show Quarterly Income Statement

	Mar-26	Dec-25	Sep-25	Jun-25	Mar-25	Dec-24	Sep-24	Jun-24	Mar-24	Dec-23	Sep-23	Jun-23	Mar-23	Dec-22	Sep-22	Jun-22	Mar-22	Dec-21	Sep-21	Jun-21	Mar-21	Dec-20	Sep-20	Jun-20	Mar-20	Dec-19
Total revenue	1.41	1.34	1.27	1.13	1.04	1.01	0.99	0.86	0.85	0.86	0.76	0.68	0.61	0.56	0.46	0.39	0.35	0.30	0.29	0.26	0.23	0.22	0.24	0.16	0.13	0.12
Cost of revenue	0.32	0.32	0.32	0.28	0.27	0.28	0.30	0.27	0.27	0.27	0.24	0.19	0.14	0.11	0.06	0.04	0.04	0.02	0.02	0.03	0.04	0.05	0.04	0.04	0.08	0.08
Gross profit	1.09	1.02	0.95	0.84	0.77	0.73	0.69	0.59	0.58	0.59	0.52	0.49	0.46	0.44	0.41	0.35	0.32	0.28	0.27	0.23	0.20	0.17	0.20	0.11	0.05	0.06
Total operating expenses +	0.89	0.83	0.80	0.73	0.69	0.67	0.62	0.57	0.48	0.54	0.78	0.53	0.50	0.48	0.48	0.45	0.43	0.39	0.30	0.40	0.37	0.26	0.24	0.21	0.16	0.20
Selling, general and administrative	0.20	0.19	0.19	0.17	0.16	0.16	0.15	0.15	0.15	0.13	0.12	0.13	0.12	0.11	0.13	0.13	0.14	0.13	0.04	0.17	0.16	0.08	0.06	0.05	0.05	0.07
Research and development	0.19	0.17	0.09		0.16	0.15	0.14	0.13	0.13	0.15	0.13	0.13	0.12	0.11	0.11	0.10	0.08	0.07	0.07	0.07	0.07	0.06	0.06	0.05	0.04	0.04
Other operating expenses	0.51	0.47	0.53	0.57	0.37	0.36	0.34	0.29	0.21	0.26	0.53	0.28	0.26	0.25	0.25	0.22	0.21	0.20	0.18	0.16	0.14	0.13	0.13	0.11	0.07	0.09
Operating income	0.20	0.19	0.15	0.11	0.08	0.06	0.06	0.02	0.09	0.05	-0.27	-0.05	-0.04	-0.04	-0.07	-0.10	-0.11	-0.11	-0.03	-0.17	-0.18	-0.09	-0.04	-0.09	-0.11	-0.13
Non-operating income (net)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.01
Income before tax	0.20	0.19	0.15	0.11	0.08	0.06	0.06	0.02	0.09	0.05	-0.27	-0.05	-0.04	-0.04	-0.07	-0.10	-0.11	-0.11	-0.03	-0.17	-0.18	-0.09	-0.04	-0.09	-0.11	-0.12
Income tax expense	0.03	0.01	0.01	0.01	0.01	-0.27	0.00	0.00	0.01	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-0.10	0.00	0.00
Net income	0.17	0.17	0.14	0.10	0.07	0.33	0.06	0.02	0.09	0.05	-0.27	-0.05	-0.03	-0.04	-0.07	-0.10	-0.11	-0.11	-0.03	-0.17	-0.18	-0.08	-0.04	0.01	-0.11	-0.12

about 2 months ago

Ask a follow up

	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17
Total cash and short-term investments +	7.36	4.34	3.59	1.46	0.69	1.68	0.50	0.33	0.00
Cash and cash equivalents	4.93	2.54	3.09	1.42	0.49	0.87	0.50	0.54
Short-term investments	2.43	1.80	0.50	0.04	0.19	0.81		-0.21
Accounts receivable, net	0.89	0.59	0.17	0.13	0.09	0.05	0.02	7.22
Inventories				1.88	0.73	1.38	0.71	-8.77
Other current assets	0.91	0.28	0.11	0.07	-0.81	-0.80	0.19	0.21
Total current assets	9.16	5.21	3.87	1.66	0.69	0.92	0.52	7.76
Total non-current assets +	41.50	31.04	26.21	17.35	2.17	2.21	1.15	8.22
Property, plant and equipment, net				0.15	0.23	0.17	0.14	0.01
Goodwill	1.39	1.39	1.39	1.62	0.90	0.90	0.02	0.02
Intangible assets	0.61	0.64	0.54	0.59	0.45	0.50	0.21	0.19
Long-term investments	2.68	1.93	0.72	0.40	0.21	0.60	0.76
Other non-current assets
Total assets	50.66	36.25	30.07	19.01	9.18	8.56	7.29	0.03

Total current liabilities +	38.45	26.86	19.47	8.12	0.50	0.49	0.16	0.08
Accounts payable	0.09	0.13	0.16	0.14	0.30	0.45	0.10	0.07
Short-term debt	0.49	0.49	0.49	0.49	0.50	0.49	0.16	0.03
Current portion of long-term debt	0.49	0.49	0.49	0.49	0.50	0.49	0.16
Deferred revenue
Other current liabilities	37.87	26.24	18.82	7.49	-0.50	-0.49	-0.16	0.01
Total non-current liabilities +	1.73	2.86	5.05	5.36	4.18	4.59	4.92	6.72
Long-term debt	1.33	2.61	4.75	5.50	4.04	4.43	4.80
Capital lease obligations	0.12	0.11	0.12	0.12	0.14	0.14	0.12
Other non-current liabilities				0.12	0.14
Total liabilities	40.17	29.73	24.52	13.48	4.48	5.51	5.19	6.73

Total stockholders' equity +	10.49	6.53	5.55	5.53	4.70	3.05	2.10	-6.70
Common stock and paid-in capital	11.31	7.83	7.36	7.03	5.88	3.75	2.58	-6.48	0.00
Retained earnings	-0.82	-1.31	-1.80	-1.50	-1.18	-0.70	-0.47	-0.22
Common shares outstanding	1,252	1,101	945	901	527	465	465	465	37

Show Quarterly Balance Sheet

	Mar-26	Dec-25	Sep-25	Jun-25	Mar-25	Dec-24	Sep-24	Jun-24	Mar-24	Dec-23	Sep-23	Jun-23	Mar-23	Dec-22	Sep-22	Jun-22	Mar-22	Dec-21	Sep-21	Jun-21	Mar-21	Dec-20	Sep-20	Jun-20	Mar-20	Dec-19
Total cash and short-term investments +	6.45	7.36	5.64	4.39	4.24	4.34	3.83	3.78	4.53	3.59	3.19	3.40	2.66	1.46	0.99	0.76	1.35	0.69	0.73	0.46	0.81	1.68	0.00	0.00	0.00	0.50
Cash and cash equivalents	3.40	4.93	3.25	2.12	2.09	2.54	2.35	2.33	3.69	3.09	2.81	3.02	2.49	1.42	0.94	0.71	1.33	0.49	0.53	0.46	0.00	0.87	0.00	0.00		0.50
Short-term investments	3.05	2.43	2.39	2.27	2.15	1.80	1.48	1.44	0.84	0.50	0.38	0.38	0.17	0.04	0.05	0.05	0.03	0.19	0.20		0.81	0.81
Accounts receivable, net		0.89	0.08	0.07	0.07	0.59	0.07	0.07	0.07	0.17	0.06	0.06	0.06	0.13	0.06	0.00	0.00	0.03	0.03	0.03	0.05	0.05				5.41
Inventories									3.69		3.73	3.74	2.99	1.88	1.34
Other current assets	0.36	0.91	-0.08	-0.07	-0.07	0.28	-0.07	-0.07	-0.07	0.11	-0.06	-3.80	-3.04	0.07	-0.06	0.15	0.12	0.15	5.16	5.20	0.00	-0.80	0.00			0.19
Total current assets	6.81	9.16	5.64	4.39	4.24	5.21	3.83	3.78	4.53	3.87	3.19	3.56	2.85	1.66	0.99	0.76	1.35	0.54	0.73	0.46	0.00	0.92	0.00	0.00		6.10
Total non-current assets +	46.89	41.50	39.65	36.72	33.51	31.04	30.55	28.86	26.77	26.21	24.79	2.45	2.43	17.35	14.85	11.91	10.90	2.17	1.56	1.56	0.81	2.21	0.00	0.00		6.79
Property, plant and equipment, net														0.15	0.26	0.26	0.24	0.23	0.22	0.21	0.20	0.17				0.14
Goodwill	1.39	1.39	1.39	1.39	1.39	1.39	1.39	1.39	1.39	1.39	1.39	1.64	1.62	1.62	1.62	1.63	1.62	0.90	0.90	0.90	0.90	0.90	0.90			0.02
Intangible assets	0.58	0.61	0.63	0.64	0.67	0.64	0.61	0.62	0.59	0.54	0.53	0.56	0.57	0.59	0.63	0.66	0.68	0.45	0.46	0.48	0.50	0.50	0.53			0.23
Long-term investments	3.23	2.68	2.51	2.37	2.15	1.93	1.55	1.57	0.97	0.72	0.58	0.55	0.36	0.40	0.46	0.49	0.20	0.21	0.61	0.41		0.60
Other non-current assets
Total assets	53.70	50.66	45.29	41.11	37.75	36.25	34.38	32.64	31.31	30.07	27.98	25.56	22.45	19.01	15.83	12.67	12.25	9.18	8.08	7.65	0.81	8.56	0.00	0.00		7.29

Total current liabilities +	40.73	38.45	33.43	30.03	27.74	26.86	24.89	23.48	22.64	19.47	16.72	0.63	0.49	8.12	6.65	4.28	2.52	0.50	0.82	0.80	0.01	0.94	0.00	0.00		0.08
Accounts payable		0.09		0.68		0.13			0.55	0.16	0.57	0.63	0.55	0.14	0.57	0.54	0.44	0.30	0.33	0.32	0.00	0.45				0.07
Short-term debt	0.49	0.49	0.49	0.49	0.49	0.49	0.49	0.49	0.49	0.49	0.49	0.49	0.49	0.49	0.49	0.49	0.49	0.50	0.50	0.49	0.00	0.49	0.00	0.00		0.16
Current portion of long-term debt	0.49	0.49	0.49	0.49	0.49	0.49	0.49	0.49	0.49	0.49	0.49	0.49	0.49	0.49	0.49	0.49	0.49	0.50	0.50	0.49		0.49
Deferred revenue
Other current liabilities	40.24	37.87	32.95	29.54	27.26	26.24	24.41	23.00	21.60	18.82	15.67	-0.63	-0.49	7.49	5.60	3.25	1.59	-0.50	-0.82	-0.80	0.00	-0.94	0.00	0.00		0.01
Total non-current liabilities +	2.16	1.73	3.08	4.22	3.33	2.86	3.36	3.26	2.52	5.05	5.88	6.61	0.49	5.36	3.68	2.88	4.20	0.50	3.01	2.57	0.18	4.59	5.20		-2.12	5.16
Long-term debt	1.33	1.33	2.23	3.46	2.56	2.61	2.69	2.62	2.41	4.75	6.25	6.50	6.14	5.50	4.61	3.78	4.99	4.04	2.87	2.43		4.43
Capital lease obligations	0.10	0.12	0.09	0.09	0.09	0.11	0.10	0.10	0.11	0.12	0.11	0.12	0.11	0.12	0.12	0.13	0.14	0.14	0.14	0.14		0.14
Other non-current liabilities												0.12	0.11	0.12	0.12	0.13	0.14	0.14	0.31	0.37
Total liabilities	42.89	40.17	36.51	34.25	31.07	29.73	28.26	26.74	25.16	24.52	22.60	19.98	16.90	13.48	10.33	7.16	6.72	4.48	3.51	3.13	0.19	5.51	0.00	0.00	-2.12	5.17

Total stockholders' equity +	10.81	10.49	8.78	6.86	6.68	6.53	6.12	5.90	6.15	5.55	5.37	5.58	5.55	5.53	5.50	5.51	5.53	4.70	4.57	4.53	0.62	3.05	0.00	0.00	2.12	2.12
Common stock and paid-in capital	11.47	11.31	9.78	8.00	7.91	7.83	7.76	7.60	7.86	7.36	7.23	7.16	7.09	7.03	6.96	6.90	6.82	5.88	5.64	5.57	0.73	3.75	0.00	0.00	2.12	2.59
Retained earnings	-0.66	-0.82	-1.00	-1.14	-1.23	-1.31	-1.64	-1.70	-1.72	-1.80	-1.85	-1.59	-1.54	-1.50	-1.46	-1.39	-1.29	-1.18	-1.07	-1.04	-0.12	-0.70	0.00	0.00		-0.47
Common shares outstanding	1,378	1,346	1,291	1,184	1,185	1,151	1,104	1,065	1,042	1,029	951	937	929	923	917	910	853	815	801	730	697	697	697	697	40	697

about 2 months ago

Ask a follow up

	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17
Operating cash flow +	-3.74	-1.12	-7.23	-7.26	-1.35	-0.48	-0.05	1.02	0.08
Net income
Depreciation, depletion and amortization	0.23	0.20	0.20	0.15	0.10	0.07	0.02	0.01	0.01
Stock-based compensation	0.26	0.25	0.27	0.31	0.24	0.10	0.06	0.04	0.04
Change in inventory
Other working capital changes	-4.24	-1.57	-7.70	-7.71	-1.69	-0.65	-0.13	0.97	0.03
Cash flow from investing +	-6.72	-4.82	-1.89	-0.11	0.11	0.26	0.11	-0.01	-3.01
Capital expenditures	-0.24	-0.16	-0.12	-0.10	-0.05	-0.02	-0.04	-0.01	-0.01
Others incl. marketable securities changes	-6.48	-4.66	-1.77	0.00	0.16	0.28	0.15	0.00	-3.00
Cash flow from financing +	13.11	5.03	10.89	8.44	0.68	0.85	0.09	-0.95	3.05
Dividend payout	0.00	-0.02	-0.04	-0.04	-0.04	-10.24	-0.02	-0.02	0.00
Common stock repurchases	-0.06	-0.32	-0.02	-0.01	-0.28	-0.04	-0.01	0.00	0.00
Net Debt Issuance	13.17	5.37	10.94	8.49	1.01	11.13	0.13	-0.93	3.05

Change in cash	2.65	-0.91	1.77	1.08	-0.56	0.63	0.15	0.06	0.12

Show Quarterly Cash Flow

	Mar-26	Dec-25	Sep-25	Jun-25	Mar-25	Dec-24	Sep-24	Jun-24	Mar-24	Dec-23	Sep-23	Jun-23	Mar-23	Dec-22	Sep-22	Jun-22	Mar-22	Dec-21	Sep-21	Jun-21	Mar-21	Dec-20	Sep-20	Jun-20	Mar-20	Dec-19
Operating cash flow +	0.12	-0.99	0.07	-1.47	0.02	-0.20	-1.17	-0.48	0.74	-0.25	-2.69	-2.08	-2.21	-2.42	-2.88	-0.95	-1.01	-1.24	-0.20	-0.26	0.34	0.01	-0.88	0.12	0.27	-0.07
Net income
Depreciation, depletion and amortization	0.07	0.07	0.06	0.06	0.06	0.05	0.05	0.05	0.05	0.05	0.05	0.05	0.05	0.04	0.04	0.04	0.03	0.03	0.02	0.02	0.03	0.03	0.02	0.01	0.00	0.01
Stock-based compensation	0.07	0.07	0.07	0.06	0.06	0.07	0.06	0.06	0.06	0.07	0.06	0.08	0.06	0.07	0.08	0.08	0.08	0.08	0.07	0.05	0.04	0.03	0.03	0.02	0.02	0.02
Change in inventory																		0.00
Other working capital changes	-0.02	-1.13	-0.05	-1.59	-0.10	-0.32	-1.29	-0.60	0.63	-0.37	-2.80	-2.21	-2.32	-2.53	-3.00	-1.06	-1.12	-1.34	-0.29	-0.33	0.28	-0.05	-0.93	0.08	0.25	-0.09
Cash flow from investing +	-4.83	-2.10	-2.84	-1.72	-1.44	-1.28	-0.08	-2.19	-1.26	-1.41	-0.17	-0.27	-0.04	-0.05	-0.05	-0.05	0.05	0.03	-0.16	0.06	0.18	0.07	0.09	0.03	0.07	0.04
Capital expenditures	-0.07	-0.07	-0.06	-0.07	-0.05	-0.04	-0.05	-0.04	-0.03	-0.04	-0.03	-0.03	-0.03	-0.03	-0.03	-0.02	-0.03	-0.01	-0.01	-0.02	-0.01	-0.01	-0.01	0.00	-0.01	-0.01
Others incl. marketable securities changes	-4.76	-2.03	-2.78	-1.66	-1.39	-1.24	-0.04	-2.16	-1.23	-1.38	-0.14	-0.24	-0.01	-0.02	-0.02	-0.03	0.07	0.04	-0.15	0.08	0.19	0.08	0.10	0.04	0.07	0.05
Cash flow from financing +	3.11	4.70	3.80	3.19	1.43	1.22	1.50	1.26	1.06	1.98	2.65	2.87	3.38	3.05	3.19	0.30	1.90	1.12	0.44	0.27	-1.15	0.46	0.68	-0.37	0.08	0.21
Dividend payout		0.00	0.00			-0.32	-0.02	-0.02		-0.02	0.00	-0.02	0.00	-0.02	-0.02	-0.02	-0.02	-0.02	-0.02	-0.02	-0.01	-0.02		-0.02		-0.02
Common stock repurchases	0.00	0.00	0.00	0.01	-0.01	0.00	0.00	-0.32	0.00	0.00	0.00	0.00	0.00	-0.02	0.00	-0.02	0.00	-0.11	-0.01	-0.15	-0.13	0.00	0.00	-0.01	0.00	-0.01
Net Debt Issuance	3.11	4.70	3.80	3.18	1.43	1.55	1.52	1.60	1.06	2.00	2.65	2.90	3.39	3.10	3.21	0.34	1.92	1.25	0.47	0.44	-1.00	0.48	0.68	-0.34	0.09	0.24

Change in cash	-1.59	1.61	1.03	0.00	0.01	-0.26	0.24	-1.42	0.53	0.32	-0.20	0.52	1.13	0.58	0.26	-0.70	0.93	-0.09	0.09	0.07	-0.62	0.54	-0.11	-0.21	0.42	0.18