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Income Statement - VersaBank (VBNK)

$(Billion, Million)
Oct-25 Oct-24 Oct-23 Oct-22 Oct-21 Oct-20 Oct-19 Oct-18 Oct-17 Oct-16 Oct-15 Oct-14 Oct-13 Oct-12 Oct-11
Total revenue 120.23 111.63 237.92 132.54 94.69 86.15 88.33 81.10 71.62 70.94 65.85 60.79 63.24 32.90 29.23
Cost of revenue 182.50 129.89 50.60 28.89 31.63 34.11 29.75 27.66 32.13 32.03 31.21 35.79 41.76 39.48
Gross profit 120.23 111.63 108.03 81.94 65.80 54.53 54.22 51.35 43.97 38.81 33.82 29.59 27.45 32.90 29.23
Total operating expenses + 78.74 57.11 50.38 49.39 35.01 27.78 26.40 26.34 29.24 27.05 24.78 23.38 24.95 16.49 21.13
Operating income 41.49 54.79 57.65 32.55 30.79 26.75 27.82 25.01 14.73 11.76 9.04 6.21 2.51 8.09 11.19
Non-operating income (net) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Income before tax 41.49 54.79 57.65 32.55 30.79 26.75 27.82 25.01 14.73 11.76 9.04 6.21 2.51 8.09 11.19
Income tax expense 13.04 15.05 15.48 9.89 8.41 7.35 7.63 6.94 -4.74 3.29 0.82 0.53 0.74 4.27 3.62
Net income 28.46 39.75 42.16 22.66 22.38 19.41 20.20 18.07 19.47 8.47 8.22 5.68 1.76 3.82 7.57
Show Quarterly Income Statement

Income Statement - VersaBank (VBNK)

$(Billion, Million)
Apr-26 Jan-26 Oct-25 Jul-25 Apr-25 Jan-25 Oct-24 Jul-24 Apr-24 Jan-24 Oct-23 Jul-23 Apr-23 Jan-23 Oct-22 Jul-22 Apr-22 Jan-22 Oct-21 Jul-21 Apr-21 Jan-21 Oct-20 Jul-20 Apr-20 Jan-20 Oct-19 Jul-19 Apr-19 Jan-19 Oct-18 Jul-18 Apr-18 Jan-18 Oct-17 Jul-17 Apr-17 Jan-17 Oct-16 Jul-16 Apr-16 Jan-16 Oct-15 Jul-15 Apr-15 Jan-15 Oct-14 Jul-14 Apr-14 Jan-14 Oct-13 Jul-13 Apr-13 Jan-13 Oct-12 Jul-12 Apr-12 Jan-12 Oct-11 Jul-11
Total revenue 85.65 83.98 79.93 75.79 73.08 75.35 75.62 73.70 73.50 71.58 69.02 62.02 55.67 51.21 43.85 35.35 27.24 26.10 26.01 23.59 22.52 22.56 21.09 20.18 22.70 22.19 22.24 22.98 21.13 21.98 22.16 20.46 19.40 19.08 18.15 17.60 17.01 18.87 17.78 17.97 17.63 17.55 17.07 16.88 15.93 15.97 15.87 14.78 14.86 15.29 15.54 15.56 15.18 16.98 17.99 18.92 18.86 18.41 23.43 14.85
Cost of revenue 47.79 48.11 46.16 45.39 43.83 48.55 48.18 46.70 45.02 42.60 39.67 35.33 29.22 25.67 19.80 14.28 8.68 7.84 7.50 7.95 6.24 7.20 6.78 7.74 8.70 8.40 8.63 9.28 7.97 8.23 8.52 7.61 6.88 6.74 6.74 6.87 6.30 7.74 7.82 7.82 8.20 8.30 8.04 8.08 7.80 8.10 7.87 7.77 7.60 7.96 8.44 8.66 8.95 9.75 10.15 10.54 10.65 10.42 10.07 10.37
Gross profit 37.85 35.87 33.77 30.40 29.25 26.80 27.44 27.00 28.49 28.98 29.36 26.69 26.45 25.53 24.05 21.07 18.56 18.26 18.52 15.63 16.28 15.37 14.31 12.44 14.00 13.79 13.61 13.70 13.16 13.75 13.64 12.85 12.52 12.34 11.41 10.73 10.71 11.13 9.96 10.16 9.43 9.26 9.03 8.80 8.13 7.87 8.00 7.00 7.26 7.32 7.10 6.89 6.23 7.23 7.85 8.38 8.21 7.99 13.36 4.47
Total operating expenses + 27.48 20.58 23.87 21.65 17.52 15.70 19.37 13.53 12.19 12.02 12.44 12.88 12.73 12.34 13.77 13.22 11.77 10.64 10.38 8.20 8.34 8.09 7.76 6.41 6.90 6.71 6.17 6.86 6.41 6.95 6.42 6.41 6.62 6.89 7.50 7.01 7.80 6.93 7.33 6.75 6.92 6.05 6.56 6.42 6.26 5.54 6.24 5.59 5.58 5.97 7.34 5.67 6.26 5.68 6.82 6.17 6.06 5.30 4.34 4.95
Operating income 10.38 15.29 9.90 8.75 11.73 11.10 8.08 13.46 16.30 16.95 16.92 13.81 13.72 13.20 10.27 7.86 6.79 7.63 8.14 7.43 7.94 7.28 6.55 6.03 7.10 7.09 7.44 6.84 6.75 6.79 7.21 6.45 5.90 5.45 3.91 3.71 2.91 4.20 2.64 3.40 2.52 3.20 2.46 2.38 1.87 2.33 1.76 1.42 1.68 1.36 -0.24 1.23 -0.03 1.55 1.03 2.22 2.15 2.70 9.02 -0.48
Non-operating income (net) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Income before tax 10.38 15.29 9.90 8.75 11.73 11.10 8.08 13.46 16.30 16.95 16.92 13.81 13.72 13.20 10.27 7.86 6.79 7.63 8.14 7.43 7.94 7.28 6.55 6.03 7.10 7.09 7.44 6.84 6.75 6.79 7.21 6.45 5.90 5.45 3.91 3.71 2.91 4.20 2.64 3.40 2.52 3.20 2.46 2.38 1.87 2.33 1.76 1.42 1.68 1.36 -0.24 1.23 -0.03 1.55 1.03 2.22 2.15 2.70 9.02 -0.48
Income tax expense 2.85 4.21 4.70 2.17 3.21 2.96 2.56 3.76 4.47 4.26 4.44 3.81 3.46 3.78 3.84 2.14 1.85 2.06 2.23 2.00 2.20 1.99 1.80 1.66 1.95 1.94 2.04 1.87 1.85 1.86 2.05 1.77 1.65 1.48 1.08 1.03 0.81 -7.66 0.74 0.95 0.71 0.89 -0.31 0.67 -0.19 0.65 -0.72 0.40 0.47 0.38 -0.05 0.35 0.01 0.44 1.93 0.43 1.04 0.86 2.79 -0.15
Net income 7.52 11.09 5.20 6.58 8.53 8.14 5.52 9.71 11.83 12.70 12.48 10.00 10.26 9.42 6.43 5.72 4.94 5.57 5.91 5.44 5.74 5.29 4.75 4.37 5.15 5.14 5.41 4.96 4.90 4.93 5.16 4.68 4.26 3.98 2.82 2.68 2.10 11.86 1.90 2.46 1.81 2.31 2.77 1.71 2.06 1.68 2.48 1.02 1.21 0.98 -0.19 0.88 -0.04 1.12 -0.91 1.78 1.11 1.84 6.23 -0.32
5 days ago