Income Statement - SMARTFINANCIAL INC. (SMBK)
$(Billion, Million)| Dec-25 | Dec-24 | Dec-23 | Dec-22 | Dec-21 | Dec-20 | Dec-19 | Dec-18 | Dec-17 | Dec-16 | Dec-15 | Dec-14 | Dec-13 | Dec-12 | Dec-11 | Dec-10 | Dec-09 | Dec-08 | Dec-07 | Dec-06 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total revenue | 316.37 | 285.27 | 240.37 | 186.55 | 149.18 | 133.04 | 115.18 | 96.74 | 55.65 | 45.59 | 29.25 | 21.32 | 20.39 | 20.37 | 21.68 | 28.29 | 28.64 | 32.57 | 36.48 | 31.27 |
| Cost of revenue | 123.48 | 118.92 | 90.99 | 25.35 | 13.47 | 25.43 | 27.17 | 18.50 | 6.48 | 5.09 | 3.68 | 2.47 | 3.82 | 5.21 | 6.81 | 16.49 | 26.09 | 16.20 | 24.82 | 11.41 |
| Gross profit | 192.88 | 166.35 | 149.38 | 161.20 | 135.71 | 107.61 | 88.00 | 78.24 | 49.18 | 40.51 | 25.57 | 18.85 | 16.57 | 15.16 | 14.87 | 11.80 | 2.55 | 16.38 | 11.66 | 19.86 |
| Total operating expenses | 131.38 | 120.89 | 113.15 | 106.29 | 91.39 | 76.72 | 54.56 | 56.90 | 37.73 | 31.35 | 22.41 | 15.90 | 13.85 | 13.18 | 13.65 | 18.04 | 16.06 | 12.57 | 10.93 | 10.72 |
| Operating income | 61.50 | 45.46 | 36.23 | 54.91 | 44.32 | 30.89 | 33.45 | 21.34 | 11.44 | 9.16 | 3.15 | 2.95 | 2.72 | 1.98 | 1.22 | -6.24 | -13.51 | 3.81 | 0.73 | 9.14 |
| Non-operating income (net) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income before tax | 61.50 | 45.46 | 36.23 | 54.91 | 44.32 | 30.89 | 33.45 | 21.34 | 11.44 | 9.16 | 3.15 | 2.95 | 2.72 | 1.98 | 1.22 | -6.24 | -13.51 | 3.81 | 0.73 | 9.14 |
| Income tax expense | 11.15 | 9.32 | 7.63 | 11.89 | 9.53 | 6.56 | 6.90 | 3.23 | 6.43 | 3.36 | 1.64 | 1.12 | 1.04 | 0.58 | 0.19 | -1.54 | -5.34 | 1.30 | -0.14 | 3.33 |
| Net income | 50.35 | 36.14 | 28.59 | 43.02 | 34.79 | 24.33 | 26.55 | 18.10 | 5.02 | 5.80 | 1.51 | 1.83 | 1.68 | 1.40 | 1.03 | -4.71 | -8.18 | 2.51 | 0.87 | 5.81 |
Show Quarterly Income Statement
Income Statement - SMARTFINANCIAL INC. (SMBK)
$(Billion, Million)| Mar-26 | Dec-25 | Sep-25 | Jun-25 | Mar-25 | Dec-24 | Sep-24 | Jun-24 | Mar-24 | Dec-23 | Sep-23 | Jun-23 | Mar-23 | Dec-22 | Sep-22 | Jun-22 | Mar-22 | Dec-21 | Sep-21 | Jun-21 | Mar-21 | Dec-20 | Sep-20 | Jun-20 | Mar-20 | Dec-19 | Sep-19 | Jun-19 | Mar-19 | Dec-18 | Sep-18 | Jun-18 | Mar-18 | Dec-17 | Sep-17 | Jun-17 | Mar-17 | Dec-16 | Sep-16 | Jun-16 | Mar-16 | Dec-15 | Sep-15 | Jun-15 | Mar-15 | Dec-14 | Sep-14 | Jun-14 | Mar-14 | Dec-13 | Sep-13 | Jun-13 | Mar-13 | Dec-12 | Sep-12 | Jun-12 | Mar-12 | Dec-11 | Sep-11 | Jun-11 | Mar-11 | Dec-10 | Sep-10 | Jun-10 | Mar-10 | Dec-09 | Sep-09 | Jun-09 | Mar-09 | Dec-08 | Sep-08 | Jun-08 | Mar-08 | Dec-07 | Sep-07 | Jun-07 | Mar-07 | Dec-06 | Sep-06 | Jun-06 | Mar-06 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total revenue | 82.21 | 83.84 | 79.20 | 78.35 | 74.97 | 75.13 | 73.10 | 68.89 | 68.16 | 65.07 | 55.97 | 59.22 | 60.10 | 54.44 | 48.55 | 43.54 | 40.03 | 39.58 | 39.62 | 35.00 | 34.98 | 34.20 | 33.98 | 33.46 | 30.82 | 29.37 | 28.98 | 28.75 | 28.07 | 28.38 | 24.39 | 24.08 | 20.35 | 18.39 | 13.15 | 12.45 | 11.60 | 11.64 | 11.70 | 11.32 | 10.94 | 10.97 | 7.13 | 5.02 | 5.61 | 4.98 | 5.83 | 4.83 | 4.86 | 5.13 | 5.03 | 5.27 | 4.96 | 5.42 | 4.99 | 5.07 | 4.89 | 5.27 | 5.44 | 5.48 | 5.49 | 6.51 | 7.35 | 7.82 | 7.50 | 5.97 | 6.59 | 7.16 | 7.13 | 7.90 | 7.94 | 8.28 | 8.45 | 9.34 | 9.49 | 9.18 | 8.48 | 8.51 | 7.95 | 7.85 | 6.94 |
| Cost of revenue | 28.39 | 30.53 | 32.32 | 31.52 | 29.12 | 30.45 | 31.50 | 29.35 | 27.62 | 27.55 | 25.06 | 20.63 | 17.75 | 10.49 | 6.56 | 4.50 | 3.80 | 3.34 | 4.08 | 2.95 | 3.10 | 3.31 | 6.45 | 7.05 | 8.63 | 6.61 | 6.93 | 6.89 | 6.74 | 6.67 | 4.51 | 4.07 | 3.26 | 2.34 | 1.42 | 1.57 | 1.14 | 1.29 | 1.36 | 1.28 | 1.16 | 1.59 | 0.76 | 0.54 | 0.79 | 0.65 | 0.38 | 1.08 | 0.89 | 0.77 | 0.87 | 0.92 | 1.26 | 1.41 | 1.27 | 1.22 | 1.31 | 1.71 | 1.63 | 1.71 | 1.77 | 6.05 | 2.86 | 3.98 | 3.61 | 6.91 | 6.16 | 4.42 | 8.60 | 5.55 | 3.47 | 3.39 | 3.79 | 11.23 | 6.75 | 3.70 | 3.19 | 2.98 | 2.99 | 2.91 | 2.53 |
| Gross profit | 53.82 | 53.31 | 46.89 | 46.83 | 45.86 | 44.68 | 41.60 | 39.54 | 40.54 | 37.53 | 30.90 | 38.59 | 42.36 | 43.95 | 41.98 | 39.04 | 36.22 | 36.24 | 35.54 | 32.05 | 31.88 | 30.89 | 27.53 | 26.41 | 22.19 | 22.76 | 22.05 | 21.86 | 21.33 | 21.72 | 19.88 | 20.01 | 17.10 | 16.05 | 11.73 | 10.88 | 10.45 | 10.35 | 10.34 | 10.04 | 9.78 | 9.38 | 6.37 | 4.48 | 4.82 | 4.33 | 5.45 | 3.75 | 3.97 | 4.36 | 4.16 | 4.35 | 3.70 | 4.00 | 3.72 | 3.85 | 3.58 | 3.57 | 3.81 | 3.77 | 3.72 | 0.46 | 4.49 | 3.85 | 3.89 | -0.94 | 0.43 | 2.73 | -1.47 | 2.35 | 4.47 | 4.89 | 4.67 | -1.90 | 2.74 | 5.48 | 5.29 | 5.53 | 4.97 | 4.94 | 4.41 |
| Total operating expenses | 37.05 | 36.60 | 29.91 | 32.57 | 32.30 | 32.29 | 30.85 | 29.20 | 28.55 | 29.70 | 28.52 | 27.41 | 27.53 | 27.42 | 27.23 | 25.93 | 25.72 | 27.82 | 23.31 | 20.80 | 19.46 | 19.36 | 19.17 | 18.81 | 18.79 | 15.56 | 14.15 | 9.84 | 15.01 | 15.59 | 14.25 | 14.78 | 12.74 | 12.13 | 9.16 | 8.50 | 7.86 | 7.74 | 7.78 | 8.16 | 7.67 | 7.30 | 6.30 | 4.19 | 4.12 | 3.66 | 4.31 | 3.08 | 3.30 | 3.70 | 3.46 | 3.70 | 2.98 | 3.48 | 3.20 | 3.42 | 3.07 | 3.50 | 3.08 | 3.66 | 3.42 | 7.44 | 4.21 | 3.88 | 3.40 | 3.93 | 3.28 | 3.77 | 3.29 | 3.10 | 3.15 | 3.22 | 3.10 | 2.81 | 2.37 | 3.01 | 2.69 | 3.50 | 2.42 | 2.54 | 2.24 |
| Operating income | 16.76 | 16.71 | 16.97 | 14.26 | 13.56 | 12.39 | 10.75 | 10.33 | 11.99 | 7.83 | 2.39 | 11.18 | 14.83 | 16.53 | 14.75 | 13.12 | 10.51 | 8.42 | 12.23 | 11.25 | 12.42 | 11.53 | 8.36 | 7.60 | 3.40 | 7.21 | 7.90 | 12.02 | 6.32 | 6.13 | 5.63 | 5.23 | 4.36 | 3.91 | 2.57 | 2.37 | 2.59 | 2.61 | 2.56 | 1.88 | 2.11 | 2.08 | 0.08 | 0.29 | 0.70 | 0.66 | 1.15 | 0.67 | 0.67 | 0.65 | 0.70 | 0.65 | 0.72 | 0.53 | 0.52 | 0.43 | 0.51 | 0.07 | 0.74 | 0.11 | 0.30 | -6.98 | 0.28 | -0.04 | 0.49 | -4.87 | -2.84 | -1.04 | -4.76 | -0.76 | 1.32 | 1.67 | 1.57 | -4.71 | 0.37 | 2.47 | 2.60 | 2.03 | 2.54 | 2.40 | 2.17 |
| Non-operating income (net) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income before tax | 16.76 | 16.71 | 16.97 | 14.26 | 13.56 | 12.39 | 10.75 | 10.33 | 11.99 | 7.83 | 2.39 | 11.18 | 14.83 | 16.53 | 14.75 | 13.12 | 10.51 | 8.42 | 12.23 | 11.25 | 12.42 | 11.53 | 8.36 | 7.60 | 3.40 | 7.21 | 7.90 | 12.02 | 6.32 | 6.13 | 5.63 | 5.23 | 4.36 | 3.91 | 2.57 | 2.37 | 2.59 | 2.61 | 2.56 | 1.88 | 2.11 | 2.08 | 0.08 | 0.29 | 0.70 | 0.66 | 1.15 | 0.67 | 0.67 | 0.65 | 0.70 | 0.65 | 0.72 | 0.53 | 0.52 | 0.43 | 0.51 | 0.07 | 0.74 | 0.11 | 0.30 | -6.98 | 0.28 | -0.04 | 0.49 | -4.87 | -2.84 | -1.04 | -4.76 | -0.76 | 1.32 | 1.67 | 1.57 | -4.71 | 0.37 | 2.47 | 2.60 | 2.03 | 2.54 | 2.40 | 2.17 |
| Income tax expense | 3.08 | 3.01 | 3.29 | 2.56 | 2.31 | 2.75 | 1.61 | 2.33 | 2.63 | 1.64 | 0.32 | 2.35 | 3.33 | 3.53 | 3.21 | 2.90 | 2.25 | 1.76 | 2.63 | 2.47 | 2.66 | 2.50 | 1.97 | 1.43 | 0.66 | 0.47 | 1.94 | 2.90 | 1.59 | -0.31 | 1.31 | 1.30 | 0.94 | 3.88 | 0.88 | 0.73 | 0.95 | 0.96 | 0.95 | 0.69 | 0.76 | 0.90 | 0.15 | 0.22 | 0.36 | 0.25 | 0.44 | 0.26 | 0.25 | 0.25 | 0.27 | 0.26 | 0.27 | 0.16 | 0.15 | 0.12 | 0.15 | -0.04 | 0.21 | -0.03 | 0.05 | -1.70 | 0.07 | -0.06 | 0.15 | -1.90 | -1.14 | -0.44 | -1.85 | -0.32 | 0.46 | 0.60 | 0.56 | -1.80 | -0.19 | 0.90 | 0.95 | 0.58 | 1.00 | 0.94 | 0.81 |
| Net income | 13.68 | 13.70 | 13.69 | 11.71 | 11.25 | 9.64 | 9.14 | 8.00 | 9.36 | 6.19 | 2.07 | 8.84 | 11.50 | 13.00 | 11.54 | 10.22 | 8.26 | 6.66 | 9.60 | 8.78 | 9.76 | 9.03 | 6.40 | 6.17 | 2.73 | 6.73 | 5.96 | 9.12 | 4.73 | 6.43 | 4.32 | 3.93 | 3.41 | 0.04 | 1.68 | 1.65 | 1.64 | 1.65 | 1.61 | 1.19 | 1.35 | 1.18 | -0.08 | 0.07 | 0.34 | 0.41 | 0.71 | 0.41 | 0.41 | 0.40 | 0.43 | 0.40 | 0.45 | 0.37 | 0.36 | 0.31 | 0.36 | 0.11 | 0.52 | 0.14 | 0.25 | -5.28 | 0.21 | 0.02 | 0.34 | -2.96 | -1.70 | -0.60 | -2.91 | -0.44 | 0.86 | 1.07 | 1.01 | -2.90 | 0.56 | 1.56 | 1.65 | 1.45 | 1.55 | 1.46 | 1.36 |