Income Statement - Stellar Bancorp, Inc. (STEL)
$(Billion, Million)| Dec-25 | Dec-24 | Dec-23 | Dec-22 | Dec-21 | Dec-20 | Dec-19 | Dec-18 | Dec-17 | Dec-16 | Dec-15 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Total revenue | 596.26 | 625.45 | 615.38 | 343.35 | 261.75 | 249.92 | 170.56 | 148.74 | 129.22 | 123.66 | 117.52 |
| Cost of revenue | 183.01 | 191.53 | 163.00 | 84.75 | 22.30 | 66.45 | 19.79 | 9.34 | 8.55 | 12.98 | 14.60 |
| Gross profit | 413.25 | 433.92 | 452.38 | 258.60 | 239.45 | 183.47 | 150.77 | 139.39 | 120.68 | 110.68 | 102.92 |
| Total operating expenses | 285.47 | 288.96 | 290.49 | 196.08 | 139.55 | 127.49 | 88.68 | 80.74 | 76.65 | 71.46 | 67.99 |
| Operating income | 127.78 | 144.96 | 161.88 | 62.52 | 99.89 | 55.97 | 62.09 | 58.65 | 44.02 | 39.22 | 34.93 |
| Non-operating income (net) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income before tax | 127.78 | 144.96 | 161.88 | 62.52 | 99.89 | 55.97 | 62.09 | 58.65 | 44.02 | 39.22 | 34.93 |
| Income tax expense | 24.91 | 29.96 | 31.39 | 11.09 | 18.34 | 10.44 | 11.57 | 11.36 | 16.45 | 12.01 | 10.79 |
| Net income | 102.87 | 115.00 | 130.50 | 51.43 | 81.55 | 45.53 | 50.52 | 47.29 | 27.57 | 27.21 | 24.14 |
Show Quarterly Income Statement
Income Statement - Stellar Bancorp, Inc. (STEL)
$(Billion, Million)| Mar-26 | Dec-25 | Sep-25 | Jun-25 | Mar-25 | Dec-24 | Sep-24 | Jun-24 | Mar-24 | Dec-23 | Sep-23 | Jun-23 | Mar-23 | Dec-22 | Sep-22 | Jun-22 | Mar-22 | Dec-21 | Sep-21 | Jun-21 | Mar-21 | Dec-20 | Sep-20 | Jun-20 | Mar-20 | Dec-19 | Sep-19 | Jun-19 | Mar-19 | Dec-18 | Sep-18 | Jun-18 | Mar-18 | Dec-17 | Sep-17 | Jun-17 | Mar-17 | Dec-16 | Sep-16 | Jun-16 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total revenue | 143.59 | 149.55 | 150.40 | 148.49 | 147.83 | 155.05 | 158.08 | 157.60 | 154.72 | 159.06 | 155.96 | 152.44 | 147.91 | 217.12 | 70.88 | 65.54 | 64.32 | 35.89 | 37.83 | 35.46 | 37.38 | 37.39 | 37.49 | 36.98 | 40.16 | 41.85 | 42.90 | 45.59 | 40.16 | 40.36 | 37.78 | 36.25 | 34.08 | 33.14 | 33.26 | 31.82 | 31.00 | 31.97 | 30.69 | 30.49 |
| Cost of revenue | 41.66 | 45.79 | 45.07 | 45.45 | 46.69 | 48.01 | 44.28 | 48.83 | 50.40 | 47.29 | 46.86 | 40.59 | 28.25 | 78.90 | 9.15 | 7.50 | 6.95 | 0.21 | -3.45 | -3.60 | 1.98 | 1.64 | 6.16 | 12.14 | 9.04 | 4.63 | 5.20 | 5.16 | 4.80 | 1.49 | 2.00 | 2.94 | 2.91 | 3.25 | 0.66 | 1.51 | 3.13 | 2.89 | 3.40 | 3.03 |
| Gross profit | 101.93 | 103.76 | 105.33 | 103.04 | 101.13 | 107.05 | 113.79 | 108.76 | 104.32 | 111.77 | 109.10 | 111.85 | 119.66 | 138.22 | 61.72 | 58.04 | 57.38 | 35.68 | 41.28 | 39.06 | 35.40 | 35.75 | 31.32 | 24.85 | 31.12 | 37.22 | 37.70 | 40.43 | 35.35 | 38.87 | 35.78 | 33.31 | 31.17 | 29.89 | 32.59 | 30.32 | 27.88 | 29.08 | 27.29 | 27.46 |
| Total operating expenses | 68.55 | 72.16 | 73.14 | 70.00 | 70.17 | 75.27 | 71.07 | 71.22 | 71.41 | 77.94 | 70.75 | 69.21 | 72.60 | 119.23 | 44.03 | 37.90 | 34.52 | 34.39 | 23.95 | 24.66 | 22.90 | 23.24 | 23.56 | 22.14 | 21.72 | 21.68 | 21.64 | 23.04 | 22.26 | 21.38 | 19.55 | 19.63 | 19.92 | 21.62 | 18.62 | 18.43 | 17.98 | 18.20 | 17.48 | 18.24 |
| Operating income | 33.38 | 31.60 | 32.18 | 33.03 | 30.97 | 31.78 | 42.73 | 37.55 | 32.91 | 33.83 | 38.35 | 42.64 | 47.06 | 18.99 | 17.69 | 20.14 | 22.86 | 1.29 | 17.33 | 14.40 | 12.50 | 12.52 | 7.77 | 2.70 | 9.41 | 15.54 | 16.07 | 17.39 | 13.09 | 17.49 | 16.23 | 13.68 | 11.25 | 8.27 | 13.97 | 11.89 | 9.89 | 10.88 | 9.81 | 9.22 |
| Non-operating income (net) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income before tax | 33.38 | 31.60 | 32.18 | 33.03 | 30.97 | 31.78 | 42.73 | 37.55 | 32.91 | 33.83 | 38.35 | 42.64 | 47.06 | 18.99 | 17.69 | 20.14 | 22.86 | 1.29 | 17.33 | 14.40 | 12.50 | 12.52 | 7.77 | 2.70 | 9.41 | 15.54 | 16.07 | 17.39 | 13.09 | 17.49 | 16.23 | 13.68 | 11.25 | 8.27 | 13.97 | 11.89 | 9.89 | 10.88 | 9.81 | 9.22 |
| Income tax expense | 6.41 | 5.45 | 6.51 | 6.68 | 6.26 | 6.57 | 8.84 | 7.79 | 6.76 | 6.56 | 7.45 | 7.47 | 9.91 | 2.61 | 3.41 | 3.70 | 4.20 | 1.83 | 2.91 | 2.69 | 2.49 | 2.28 | 1.34 | 0.54 | 1.87 | 2.91 | 2.99 | 3.08 | 2.60 | 3.38 | 3.21 | 2.64 | 2.14 | 6.31 | 3.93 | 3.18 | 3.03 | 3.32 | 3.03 | 2.85 |
| Net income | 26.97 | 26.15 | 25.67 | 26.35 | 24.70 | 25.21 | 33.89 | 29.75 | 26.15 | 27.27 | 30.91 | 35.18 | 37.15 | 16.38 | 14.29 | 16.44 | 18.66 | -0.55 | 14.42 | 11.70 | 10.02 | 10.24 | 6.42 | 2.16 | 7.54 | 12.64 | 13.08 | 14.32 | 10.49 | 14.11 | 13.02 | 11.04 | 9.11 | 1.96 | 10.05 | 8.71 | 6.86 | 7.56 | 6.78 | 6.37 |