Income Statement - Essent Group Ltd. (ESNT)
$(Billion, Million)| Dec-25 | Dec-24 | Dec-23 | Dec-22 | Dec-21 | Dec-20 | Dec-19 | Dec-18 | Dec-17 | Dec-16 | Dec-15 | Dec-14 | Dec-13 | Dec-12 | Dec-11 | Dec-10 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total revenue | 1,260.94 | 1,267.15 | 1,131.09 | 1,018.34 | 1,028.51 | 955.15 | 867.57 | 719.35 | 576.51 | 458.26 | 353.29 | 239.47 | 131.40 | 48.72 | 14.39 | 6.30 |
| Cost of revenue | 149.34 | 81.22 | 31.54 | -174.70 | 31.06 | 301.29 | 32.99 | 11.58 | 27.23 | 130.85 | 112.99 | 6.31 | 2.32 | 47.30 | 35.12 | |
| Gross profit | 1,111.60 | 1,185.93 | 1,099.54 | 1,193.04 | 997.45 | 653.86 | 834.58 | 707.78 | 549.28 | 458.26 | 353.29 | 233.16 | 129.08 | 48.72 | 14.39 | 6.30 |
| Total operating expenses | 289.74 | 330.44 | 276.54 | 204.86 | 175.14 | 163.77 | 175.52 | 161.08 | 150.71 | 146.38 | 124.89 | 97.23 | 71.06 | 62.59 | 48.84 | 33.93 |
| Operating income | 821.86 | 855.49 | 823.00 | 988.19 | 822.31 | 490.10 | 659.06 | 546.70 | 398.57 | 311.88 | 228.40 | 135.93 | 58.03 | -13.88 | -34.45 | -27.63 |
| Non-operating income (net) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income before tax | 821.86 | 855.49 | 823.00 | 988.19 | 822.31 | 490.10 | 659.06 | 546.70 | 398.57 | 311.88 | 228.40 | 135.93 | 58.03 | -13.88 | -34.45 | -27.63 |
| Income tax expense | 131.89 | 126.09 | 126.61 | 156.83 | 140.53 | 77.06 | 103.35 | 79.34 | 18.82 | 89.28 | 71.07 | 47.43 | -7.39 | -0.33 | -0.90 | -0.05 |
| Net income | 689.97 | 729.40 | 696.39 | 831.35 | 681.78 | 413.04 | 555.71 | 467.36 | 379.75 | 222.61 | 157.33 | 88.50 | 65.41 | -13.54 | -33.56 | -27.57 |
Show Quarterly Income Statement
Income Statement - Essent Group Ltd. (ESNT)
$(Billion, Million)| Mar-26 | Dec-25 | Sep-25 | Jun-25 | Mar-25 | Dec-24 | Sep-24 | Jun-24 | Mar-24 | Dec-23 | Sep-23 | Jun-23 | Mar-23 | Dec-22 | Sep-22 | Jun-22 | Mar-22 | Dec-21 | Sep-21 | Jun-21 | Mar-21 | Dec-20 | Sep-20 | Jun-20 | Mar-20 | Dec-19 | Sep-19 | Jun-19 | Mar-19 | Dec-18 | Sep-18 | Jun-18 | Mar-18 | Dec-17 | Sep-17 | Jun-17 | Mar-17 | Dec-16 | Sep-16 | Jun-16 | Mar-16 | Dec-15 | Sep-15 | Jun-15 | Mar-15 | Dec-14 | Sep-14 | Jun-14 | Mar-14 | Dec-13 | Sep-13 | Jun-13 | Mar-13 | Dec-12 | Sep-12 | Dec-11 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total revenue | 329.63 | 312.40 | 318.73 | 326.05 | 324.07 | 339.28 | 316.58 | 318.66 | 303.91 | 297.28 | 296.11 | 260.13 | 256.25 | 230.04 | 261.77 | 244.41 | 264.61 | 256.92 | 283.54 | 243.26 | 244.80 | 247.20 | 243.04 | 236.08 | 228.84 | 228.76 | 226.39 | 211.89 | 200.53 | 193.12 | 185.00 | 173.77 | 167.46 | 161.11 | 150.20 | 137.61 | 127.59 | 126.37 | 121.25 | 108.17 | 102.47 | 97.48 | 91.74 | 84.07 | 80.01 | 72.74 | 64.62 | 54.28 | 47.82 | 42.35 | 36.46 | 29.56 | 23.03 | 18.41 | 13.54 | 14.39 |
| Cost of revenue | 48.22 | 56.07 | 44.92 | 17.06 | 31.29 | 40.98 | 30.67 | -0.33 | 9.91 | 19.64 | 10.82 | 1.26 | -0.18 | 4.10 | 4.25 | -76.20 | -106.86 | -3.43 | -7.48 | 9.65 | 32.32 | 62.07 | 55.28 | 175.88 | 8.06 | 10.93 | 9.99 | 4.96 | 7.11 | -1.00 | 5.45 | 1.81 | 5.31 | 17.46 | 4.31 | 1.77 | 3.69 | 3.87 | 4.97 | 2.96 | 3.73 | 4.20 | 3.39 | 2.31 | 2.00 | 3.05 | 1.39 | 0.97 | 0.90 | 0.69 | 0.32 | 0.58 | 0.73 | 47.30 | 35.12 | |
| Gross profit | 281.41 | 256.33 | 273.80 | 309.00 | 292.78 | 298.30 | 285.91 | 318.99 | 294.00 | 277.64 | 285.29 | 258.87 | 256.43 | 225.94 | 257.52 | 320.61 | 371.47 | 260.35 | 291.02 | 233.61 | 212.48 | 185.13 | 187.76 | 60.20 | 220.78 | 217.83 | 216.40 | 206.93 | 193.42 | 194.12 | 179.55 | 171.96 | 162.15 | 143.65 | 145.89 | 135.84 | 123.90 | 122.51 | 116.29 | 105.20 | 98.74 | 93.28 | 88.34 | 81.75 | 78.01 | 69.69 | 63.23 | 53.32 | 46.92 | 41.66 | 36.14 | 28.98 | 22.30 | 18.41 | 13.54 | 0.00 |
| Total operating expenses | 74.69 | 71.80 | 74.64 | 77.82 | 85.78 | 103.35 | 78.34 | 79.77 | 80.26 | 74.68 | 75.84 | 49.57 | 55.13 | 52.94 | 46.59 | 44.79 | 43.02 | 43.33 | 44.34 | 43.19 | 44.29 | 38.97 | 39.33 | 41.39 | 44.08 | 43.45 | 44.17 | 44.20 | 43.70 | 42.06 | 39.40 | 39.05 | 40.57 | 38.30 | 38.49 | 36.88 | 37.05 | 35.21 | 32.85 | 31.41 | 31.39 | 29.63 | 28.71 | 27.15 | 27.50 | 25.66 | 24.47 | 23.65 | 23.46 | 22.30 | 18.24 | 15.56 | 14.96 | 17.03 | 15.97 | 0.00 |
| Operating income | 206.73 | 184.53 | 199.16 | 231.18 | 207.00 | 194.95 | 207.57 | 239.23 | 213.74 | 202.96 | 209.44 | 209.30 | 201.30 | 172.99 | 210.92 | 275.82 | 328.45 | 217.02 | 246.68 | 190.42 | 168.19 | 146.15 | 148.43 | 18.82 | 176.70 | 174.38 | 172.23 | 162.73 | 149.72 | 152.06 | 140.15 | 132.91 | 121.58 | 105.36 | 107.40 | 98.96 | 86.85 | 87.30 | 83.44 | 73.79 | 67.35 | 63.65 | 59.63 | 54.61 | 50.51 | 44.04 | 38.76 | 29.67 | 23.46 | 19.36 | 17.90 | 13.43 | 7.34 | 1.39 | -1.69 | 0.00 |
| Non-operating income (net) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.74 | 0.00 |
| Income before tax | 206.73 | 184.53 | 199.16 | 231.18 | 207.00 | 194.95 | 207.57 | 239.23 | 213.74 | 202.96 | 209.44 | 209.30 | 201.30 | 173.00 | 210.92 | 275.82 | 328.45 | 217.02 | 246.68 | 190.42 | 168.19 | 146.15 | 148.43 | 18.82 | 176.70 | 174.38 | 172.23 | 162.73 | 149.72 | 152.06 | 140.15 | 132.91 | 121.58 | 105.36 | 107.40 | 98.96 | 86.85 | 87.30 | 83.44 | 73.79 | 67.35 | 63.65 | 59.63 | 54.61 | 50.51 | 44.04 | 38.76 | 29.67 | 23.46 | 19.36 | 17.90 | 13.43 | 7.34 | 1.39 | -2.43 | 0.00 |
| Income tax expense | 34.93 | 29.55 | 34.94 | 35.84 | 31.57 | 27.05 | 31.40 | 35.62 | 32.02 | 27.59 | 31.48 | 37.07 | 30.47 | 25.63 | 32.87 | 44.05 | 54.28 | 36.04 | 41.33 | 30.63 | 32.54 | 22.55 | 23.90 | 3.44 | 27.18 | 27.43 | 27.60 | 26.33 | 22.00 | 23.54 | 24.14 | 21.15 | 10.51 | -57.28 | 29.01 | 26.84 | 20.25 | 24.62 | 23.73 | 21.53 | 19.40 | 19.17 | 18.81 | 17.41 | 15.68 | 15.17 | 13.69 | 10.11 | 8.45 | 0.35 | 2.28 | -10.15 | 0.14 | 0.35 | 0.37 | 0.00 |
| Net income | 171.80 | 154.98 | 164.22 | 195.34 | 175.43 | 167.90 | 176.18 | 203.61 | 181.72 | 175.37 | 177.96 | 172.23 | 170.83 | 147.37 | 178.05 | 231.77 | 274.17 | 180.99 | 205.35 | 159.80 | 135.65 | 123.60 | 124.54 | 15.38 | 149.52 | 146.96 | 144.63 | 136.41 | 127.72 | 128.53 | 116.01 | 111.76 | 111.07 | 162.64 | 78.39 | 72.12 | 66.60 | 62.69 | 59.71 | 52.26 | 47.95 | 44.48 | 40.82 | 37.19 | 34.84 | 28.87 | 25.07 | 19.56 | 15.01 | 19.02 | 15.62 | 23.58 | 7.20 | 1.04 | -2.06 | 0.00 |