Income Statement - UMB FINANCIAL CORP (UMBF)
$(Billion, Million)| Dec-25 | Dec-24 | Dec-23 | Dec-22 | Dec-21 | Dec-20 | Dec-19 | Dec-18 | Dec-17 | Dec-16 | Dec-15 | Dec-14 | Dec-13 | Dec-12 | Dec-11 | Dec-10 | Dec-09 | Dec-08 | Dec-07 | Dec-06 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total revenue | 4,443.74 | 2,636.96 | 2,244.49 | 1,583.16 | 1,241.99 | 1,295.49 | 1,219.71 | 1,069.17 | 978.67 | 868.78 | 744.90 | 786.92 | 807.60 | 728.46 | 692.40 | 644.66 | 666.39 | 700.76 | 703.20 | 624.03 |
| Cost of revenue | 2,026.06 | 1,231.17 | 959.82 | 261.62 | 66.00 | 207.76 | 224.84 | 192.27 | 99.00 | 60.21 | 34.11 | 30.82 | 32.57 | 37.13 | 48.88 | 67.40 | 85.33 | 130.77 | 191.06 | 160.59 |
| Gross profit | 2,417.68 | 1,405.80 | 1,284.67 | 1,321.54 | 1,175.99 | 1,087.73 | 994.88 | 876.90 | 879.67 | 808.57 | 710.79 | 756.10 | 731.43 | 691.33 | 643.52 | 577.26 | 581.06 | 569.98 | 512.14 | 463.44 |
| Total operating expenses | 1,517.72 | 864.52 | 863.07 | 789.53 | 746.93 | 748.84 | 708.91 | 653.31 | 643.33 | 609.98 | 582.50 | 590.04 | 547.03 | 521.11 | 497.16 | 450.41 | 460.59 | 430.15 | 407.16 | 381.42 |
| Operating income | 899.96 | 541.27 | 421.60 | 532.01 | 429.06 | 338.89 | 285.97 | 223.59 | 236.35 | 198.59 | 128.29 | 258.35 | 259.83 | 170.22 | 146.36 | 126.85 | 120.48 | 139.83 | 104.98 | 81.23 |
| Non-operating income (net) | -25.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -92.29 | -76.41 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.79 |
| Income before tax | 874.96 | 541.27 | 421.60 | 532.01 | 429.06 | 338.89 | 285.97 | 223.59 | 236.35 | 198.59 | 128.29 | 166.06 | 183.42 | 170.22 | 146.36 | 126.85 | 120.48 | 139.83 | 104.98 | 82.02 |
| Income tax expense | 172.56 | 100.03 | 71.58 | 100.33 | 76.04 | 52.39 | 42.37 | 27.33 | 53.37 | 44.96 | 31.73 | 45.41 | 50.43 | 47.51 | 39.89 | 35.85 | 30.99 | 41.76 | 30.76 | 22.25 |
| Net income | 702.40 | 441.24 | 350.02 | 431.68 | 353.02 | 286.50 | 243.60 | 195.51 | 247.11 | 158.80 | 116.07 | 120.66 | 133.97 | 122.72 | 106.47 | 91.00 | 89.48 | 98.08 | 74.21 | 59.77 |
Show Quarterly Income Statement
Income Statement - UMB FINANCIAL CORP (UMBF)
$(Billion, Million)| Mar-26 | Dec-25 | Sep-25 | Jun-25 | Mar-25 | Dec-24 | Sep-24 | Jun-24 | Mar-24 | Dec-23 | Sep-23 | Jun-23 | Mar-23 | Dec-22 | Sep-22 | Jun-22 | Mar-22 | Dec-21 | Sep-21 | Jun-21 | Mar-21 | Dec-20 | Sep-20 | Jun-20 | Mar-20 | Dec-19 | Sep-19 | Jun-19 | Mar-19 | Dec-18 | Sep-18 | Jun-18 | Mar-18 | Dec-17 | Sep-17 | Jun-17 | Mar-17 | Dec-16 | Sep-16 | Jun-16 | Mar-16 | Dec-15 | Sep-15 | Jun-15 | Mar-15 | Dec-14 | Sep-14 | Jun-14 | Mar-14 | Dec-13 | Sep-13 | Jun-13 | Mar-13 | Dec-12 | Sep-12 | Jun-12 | Mar-12 | Dec-11 | Sep-11 | Jun-11 | Mar-11 | Dec-10 | Sep-10 | Jun-10 | Mar-10 | Dec-09 | Sep-09 | Jun-09 | Mar-09 | Dec-08 | Sep-08 | Jun-08 | Mar-08 | Dec-07 | Sep-07 | Jun-07 | Mar-07 | Dec-06 | Sep-06 | Jun-06 | Mar-06 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total revenue | 867.07 | 1,085.25 | 1,491.25 | 1,016.72 | 850.52 | 680.22 | 674.26 | 641.68 | 640.81 | 600.91 | 570.43 | 564.58 | 508.57 | 461.40 | 401.61 | 399.69 | 320.47 | 316.42 | 307.88 | 323.19 | 294.50 | 416.46 | 292.37 | 295.07 | 291.59 | 308.76 | 304.48 | 304.26 | 302.21 | 281.45 | 269.24 | 261.07 | 257.40 | 253.51 | 245.92 | 245.74 | 233.51 | 239.74 | 221.48 | 216.33 | 223.16 | 213.82 | 206.27 | 203.83 | 201.61 | 189.16 | 199.11 | 203.98 | 194.67 | 205.24 | 191.69 | 180.80 | 186.28 | 124.55 | 173.64 | 178.35 | 199.98 | 183.27 | 186.58 | 194.41 | 193.72 | 181.56 | 176.98 | 175.83 | 172.53 | 172.93 | 169.44 | 165.03 | 158.99 | 168.83 | 172.50 | 171.33 | 188.10 | 176.58 | 180.50 | 174.76 | 172.11 | 164.66 | 159.03 | 154.04 | 146.29 |
| Cost of revenue | 332.70 | 364.38 | 830.84 | 404.51 | 426.33 | 304.99 | 328.32 | 307.22 | 290.63 | 266.08 | 254.67 | 248.77 | 190.30 | 130.65 | 88.85 | 37.18 | 4.94 | 19.51 | 6.56 | 35.56 | 4.36 | 17.62 | 28.63 | 36.04 | 125.47 | 45.46 | 58.34 | 61.25 | 59.79 | 88.91 | 40.36 | 33.25 | 29.74 | 22.77 | 28.54 | 28.32 | 19.38 | 15.05 | 20.27 | 13.69 | 11.19 | 10.16 | 7.83 | 9.52 | 6.60 | 6.30 | 7.79 | 8.62 | 8.10 | 7.22 | 10.05 | 8.89 | 6.42 | 8.39 | 9.11 | 9.48 | 10.14 | 10.97 | 11.05 | 12.23 | 14.63 | 15.40 | 16.21 | 17.17 | 18.64 | 23.30 | 21.33 | 19.83 | 20.87 | 26.28 | 31.58 | 31.18 | 41.74 | 45.85 | 48.43 | 47.58 | 49.21 | 44.01 | 41.30 | 37.90 | 37.39 |
| Gross profit | 534.37 | 720.87 | 660.41 | 612.21 | 424.19 | 375.22 | 345.94 | 334.46 | 350.18 | 334.83 | 315.76 | 315.81 | 318.27 | 330.75 | 312.76 | 362.51 | 315.52 | 296.90 | 301.32 | 287.63 | 290.14 | 398.85 | 263.73 | 259.03 | 166.12 | 263.31 | 246.13 | 243.02 | 242.42 | 192.54 | 228.89 | 227.81 | 227.66 | 230.74 | 217.38 | 217.42 | 214.13 | 224.68 | 201.21 | 202.65 | 211.97 | 203.66 | 198.43 | 194.30 | 195.01 | 182.85 | 191.32 | 195.36 | 186.57 | 198.02 | 181.64 | 171.91 | 179.86 | 116.16 | 164.52 | 168.88 | 189.83 | 172.30 | 175.53 | 182.17 | 179.10 | 166.17 | 160.77 | 158.67 | 153.89 | 149.63 | 148.11 | 145.20 | 138.12 | 142.55 | 140.92 | 140.15 | 146.36 | 130.74 | 132.07 | 127.18 | 122.90 | 120.65 | 117.73 | 116.14 | 108.91 |
| Total operating expenses | 407.88 | 425.56 | 423.86 | 337.17 | 331.14 | 230.40 | 210.28 | 207.55 | 216.30 | 254.03 | 196.57 | 205.79 | 206.68 | 206.90 | 203.94 | 188.91 | 189.77 | 198.54 | 187.51 | 180.31 | 180.57 | 207.74 | 180.35 | 190.38 | 170.37 | 186.04 | 173.14 | 175.59 | 174.15 | 168.06 | 163.65 | 161.52 | 160.09 | 166.92 | 155.54 | 161.16 | 159.71 | 170.72 | 151.11 | 154.08 | 163.17 | 163.68 | 167.22 | 154.36 | 146.86 | 146.41 | 142.97 | 146.39 | 154.90 | 150.93 | 134.03 | 131.31 | 131.74 | 88.61 | 128.24 | 127.46 | 124.85 | 142.22 | 139.43 | 145.58 | 135.52 | 138.51 | 130.64 | 126.12 | 117.38 | 119.81 | 115.26 | 118.88 | 106.64 | 114.71 | 109.85 | 106.37 | 99.23 | 110.02 | 101.40 | 98.34 | 98.16 | 98.73 | 96.27 | 95.39 | 91.03 |
| Operating income | 126.48 | 295.31 | 236.56 | 275.04 | 93.05 | 144.82 | 135.67 | 126.91 | 133.87 | 80.80 | 119.19 | 110.02 | 111.59 | 123.85 | 108.81 | 173.60 | 125.76 | 98.37 | 113.80 | 107.32 | 109.57 | 191.11 | 83.39 | 68.65 | -4.25 | 77.27 | 73.00 | 67.43 | 68.27 | 24.49 | 65.24 | 66.30 | 67.57 | 63.82 | 61.84 | 56.26 | 54.42 | 53.96 | 50.10 | 48.57 | 48.80 | 39.97 | 31.21 | 39.95 | 48.15 | 36.45 | 66.12 | 71.70 | 31.67 | 47.10 | 47.61 | 40.60 | 48.12 | 27.54 | 36.28 | 41.41 | 64.99 | 30.08 | 36.10 | 36.59 | 43.58 | 27.66 | 30.13 | 32.55 | 36.52 | 29.83 | 32.86 | 26.32 | 31.47 | 27.85 | 31.07 | 33.78 | 47.14 | 20.72 | 30.67 | 28.84 | 24.74 | 21.93 | 21.47 | 20.75 | 17.87 |
| Non-operating income (net) | 204.79 | -25.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -18.08 | -23.04 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income before tax | 331.28 | 270.31 | 236.56 | 275.04 | 93.05 | 144.82 | 135.67 | 126.91 | 133.87 | 80.80 | 119.19 | 110.02 | 111.59 | 123.85 | 108.81 | 173.60 | 125.76 | 98.37 | 113.80 | 107.32 | 109.57 | 191.11 | 83.39 | 68.65 | -4.25 | 77.27 | 73.00 | 67.43 | 68.27 | 24.49 | 65.24 | 66.30 | 67.57 | 63.82 | 61.84 | 56.26 | 54.42 | 53.96 | 50.10 | 48.57 | 48.80 | 39.97 | 31.21 | 39.95 | 48.15 | 36.45 | 48.04 | 48.66 | 31.67 | 47.10 | 47.61 | 40.60 | 48.12 | 27.54 | 36.28 | 41.41 | 64.99 | 30.08 | 36.10 | 36.59 | 43.58 | 27.66 | 30.13 | 32.55 | 36.52 | 29.83 | 32.86 | 26.32 | 31.47 | 27.85 | 31.07 | 33.78 | 47.14 | 20.72 | 30.67 | 28.84 | 24.74 | 21.93 | 21.47 | 20.75 | 17.87 |
| Income tax expense | 69.84 | 54.95 | 48.24 | 57.65 | 11.72 | 24.83 | 26.02 | 25.57 | 23.62 | 9.88 | 22.63 | 19.91 | 19.16 | 23.67 | 20.82 | 36.04 | 19.79 | 19.87 | 19.34 | 19.91 | 16.92 | 34.79 | 10.29 | 8.12 | -0.82 | 10.75 | 10.62 | 10.47 | 10.53 | -0.97 | 7.39 | 10.87 | 10.04 | 16.46 | 12.97 | 11.49 | 12.45 | 11.03 | 10.67 | 12.10 | 12.40 | 10.33 | 8.76 | 9.73 | 14.39 | 9.51 | 12.72 | 14.30 | 8.26 | 12.43 | 13.18 | 10.67 | 13.18 | 6.48 | 10.16 | 12.25 | 18.62 | 6.82 | 10.09 | 10.27 | 12.71 | 8.63 | 7.36 | 9.53 | 10.33 | 5.97 | 8.86 | 7.29 | 8.87 | 7.62 | 9.30 | 10.06 | 14.78 | 5.42 | 9.15 | 8.78 | 7.42 | 6.12 | 5.60 | 5.89 | 4.63 |
| Net income | 261.44 | 215.36 | 188.32 | 217.39 | 81.33 | 120.00 | 109.64 | 101.35 | 110.26 | 70.92 | 96.55 | 90.11 | 92.44 | 100.17 | 87.99 | 137.56 | 105.96 | 78.50 | 94.47 | 87.41 | 92.64 | 156.32 | 73.09 | 60.53 | -3.44 | 66.52 | 62.38 | 56.96 | 57.74 | 25.45 | 57.85 | 55.42 | 56.79 | 111.96 | 48.14 | 42.82 | 44.18 | 42.93 | 41.95 | 37.52 | 36.40 | 29.64 | 22.45 | 30.21 | 33.77 | 26.94 | 35.63 | 34.67 | 23.41 | 34.66 | 34.43 | 29.93 | 34.94 | 21.06 | 26.13 | 29.17 | 46.37 | 23.27 | 26.02 | 26.32 | 30.87 | 19.03 | 22.77 | 23.01 | 26.19 | 23.86 | 24.00 | 19.03 | 22.60 | 20.23 | 21.77 | 23.72 | 32.36 | 15.30 | 21.53 | 20.06 | 17.32 | 15.80 | 15.87 | 14.86 | 13.24 |