Doyoumoney

	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19
Operating cash flow +	673.61	581.89	1,106.13	1,020.98	70.35	617.73	296.35
Net income
Depreciation, depletion and amortization
Stock-based compensation
Change in inventory	-6.93	1.83	12.10
Other working capital changes	680.54	580.07	1,094.03	1,020.98	70.35	617.73	296.35
Cash flow from investing +	-507.80	-108.36	-218.36	-487.16	289.75	-364.71	-112.86
Capital expenditures	-182.51	-95.73	-50.26	-59.47	-24.90	-18.19	-16.93
Others incl. marketable securities changes	-325.29	-12.64	-168.10	-427.69	314.65	-346.52	-95.92
Cash flow from financing +	150.25	-709.77	-675.97	-275.91	-352.58	-177.49	-112.24
Dividend payout	0.00	-646.06	-560.13	-210.10	-340.36	-175.37	-97.70
Common stock repurchases	-21.91	-2.85	-60.70	-63.67	0.00
Net Debt Issuance	172.16	-60.86	-55.14	-2.14	-12.22	-2.13	-14.54

Change in cash	316.06	-236.24	211.80	257.91	7.52	75.53	71.25

Show Quarterly Cash Flow

	Mar-26	Dec-25	Sep-25	Jun-25	Mar-25	Dec-24	Sep-24	Jun-24	Mar-24	Dec-23	Sep-23	Jun-23	Mar-23	Dec-22	Sep-22
Operating cash flow +	86.51	460.06	-111.43	449.65	-124.67	286.35	195.75	278.65	-178.86	-178.86	-112.33	554.45	227.94	415.28	167.49
Net income
Depreciation, depletion and amortization								6.91				5.96
Stock-based compensation								3.89				3.95
Change in inventory	18.53	17.75	-30.80	-90.54	96.65		-1.53	-0.80
Other working capital changes	67.98	442.31	-80.64	540.19	-221.32	286.35	197.28	268.65	-178.86	-178.86	-112.33	544.54	227.94	415.28	167.49
Cash flow from investing +	-88.65	29.65	-409.89	-12.15	-115.41	-29.47	-122.51	-43.79	87.41		247.20	-275.19	-245.19	-168.82	-45.46
Capital expenditures	-32.96	-72.00	-32.22	-51.47	-26.83	-31.01	-32.32	-23.24	-9.16	-9.16	-14.26	-21.84	-7.19	-24.81	-13.79
Others incl. marketable securities changes	-55.69	101.66	-377.68	39.31	-88.58	1.54	-90.19	-20.56	96.57	9.16	261.46	-253.34	-238.00	-144.00	-31.68
Cash flow from financing +	-80.28	-66.14	-60.07	-49.59	326.05	-168.84	-162.73	-323.39	-54.82	-54.82	-152.54	-273.23	-67.65	-142.08	-115.78
Dividend payout		0.00	0.00			-161.51	-161.51	-323.03	-161.07	-161.07	-142.34	-256.73		-114.32	-95.79
Common stock repurchases	-28.37	-21.91	0.00	0.00	0.00	0.00	0.00	0.00	-2.85	-2.85	-9.61	-15.49	-20.13	-27.33	-19.38
Net Debt Issuance	-51.92	-44.23	-60.07	-49.59	326.05	-7.32	-1.21	-0.36	109.10	109.10	-0.59	-1.01	-47.51	-0.43	-0.61

Change in cash	-82.43	423.58	-581.39	387.91	85.97	88.04	-89.49	-88.53	-146.27	-233.68	-17.67	6.04	-84.90	104.38	6.25

Cash Flow - Joint Stock Co Kaspi.kz (KSPI)