Income Statement - Joint Stock Co Kaspi.kz (KSPI)
$(Billion, Million)| Dec-25 | Dec-24 | Dec-23 | Dec-22 | Dec-21 | Dec-20 | Dec-19 | |
|---|---|---|---|---|---|---|---|
| Total revenue | 3,935,017.00 | 2,520,927.00 | 1,890,290.00 | 1,269,215.00 | 885,478.00 | 647,524.00 | 524,578.00 |
| Cost of revenue | 1,040,969.96 | 949,468.00 | 671,836.00 | 103,895.00 | 73,371.00 | 199,313.00 | 174,186.00 |
| Gross profit | 2,894,047.03 | 1,571,459.00 | 1,218,454.00 | 1,165,320.00 | 812,107.00 | 448,211.00 | 350,392.00 |
| Total operating expenses | 1,598,687.64 | 300,399.00 | 219,650.00 | 114,795.00 | 76,775.00 | 130,387.00 | 111,252.00 |
| Operating income | 1,295,359.40 | 1,271,060.00 | 998,804.00 | 1,050,525.00 | 735,332.00 | 317,824.00 | 239,140.00 |
| Non-operating income (net) | 0.00 | 11,229.00 | 23,200.00 | -329,951.00 | -206,530.00 | 0.00 | 0.00 |
| Income before tax | 1,295,359.40 | 1,282,289.00 | 1,022,004.00 | 720,574.00 | 528,802.00 | 317,824.00 | 239,140.00 |
| Income tax expense | 256,958.91 | 225,455.00 | 173,234.00 | 131,730.00 | 93,588.00 | 54,476.00 | 42,017.00 |
| Net income | 1,038,400.48 | 1,039,739.00 | 841,351.00 | 585,026.00 | 431,914.00 | 260,964.00 | 193,790.00 |
Show Quarterly Income Statement
Income Statement - Joint Stock Co Kaspi.kz (KSPI)
$(Billion, Million)| Mar-26 | Dec-25 | Sep-25 | Jun-25 | Mar-25 | Dec-24 | Sep-24 | Jun-24 | Mar-24 | Dec-23 | Sep-23 | Jun-23 | Mar-23 | Dec-22 | Sep-22 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total revenue | 1,025,368.60 | 1,109,227.00 | 1,110,174.00 | 969,512.00 | 821,851.00 | 724,459.00 | 652,592.00 | 592,853.00 | 551,023.00 | 552,814.00 | 502,185.00 | 432,116.00 | 395,004.00 | 418,191.00 | 335,057.00 |
| Cost of revenue | 302,487.68 | 289,318.60 | 352,045.00 | 287,147.00 | 391,830.00 | 264,382.00 | 243,395.00 | 79,698.00 | 214,908.00 | 214,908.00 | 47,697.00 | 42,869.00 | 144,271.00 | 119,795.00 | 102,084.00 |
| Gross profit | 722,880.93 | 819,908.40 | 758,129.00 | 682,365.00 | 430,021.00 | 460,077.00 | 409,197.00 | 513,155.00 | 336,115.00 | 337,906.00 | 454,488.00 | 389,247.00 | 250,733.00 | 298,396.00 | 232,973.00 |
| Total operating expenses | 417,061.80 | 475,500.34 | 124,101.00 | 140,111.00 | 122,569.00 | 82,377.00 | 73,046.00 | 76,167.00 | 68,809.00 | 68,809.00 | 34,912.00 | 155,553.00 | 43,127.00 | 67,627.00 | 31,416.00 |
| Operating income | 305,819.13 | 344,408.06 | 634,028.00 | 542,254.00 | 307,452.00 | 377,700.00 | 336,151.00 | 436,988.00 | 267,306.00 | 267,306.00 | 419,576.00 | 233,694.00 | 207,606.00 | 230,769.00 | 201,557.00 |
| Non-operating income (net) | 0.00 | 0.00 | -287,514.00 | -220,298.00 | 0.00 | 5,892.00 | -2,838.00 | -140,701.00 | 1,791.00 | 1,791.00 | -140,013.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income before tax | 305,819.13 | 344,408.06 | 346,514.00 | 321,956.00 | 307,452.00 | 383,592.00 | 333,313.00 | 296,287.00 | 269,097.00 | 269,097.00 | 279,563.00 | 233,694.00 | 207,606.00 | 230,769.00 | 201,557.00 |
| Income tax expense | 66,794.18 | 76,441.07 | 68,468.00 | 63,327.00 | 53,403.00 | 67,191.00 | 58,937.00 | 53,670.00 | 45,657.00 | 45,657.00 | 47,071.00 | 39,618.00 | 33,397.00 | 42,520.00 | 35,271.00 |
| Net income | 239,024.95 | 267,966.99 | 278,046.00 | 257,327.00 | 252,056.00 | 311,896.00 | 269,693.00 | 238,551.00 | 223,440.00 | 219,599.00 | 231,156.00 | 192,814.00 | 173,103.00 | 187,144.00 | 165,243.00 |