Income Statement - SoFi Technologies, Inc. (SOFI)
$(Billion, Million)| Dec-25 | Dec-24 | Dec-23 | Dec-22 | Dec-21 | Dec-20 | Dec-19 | Dec-18 | Dec-17 | |
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | 4,769.60 | 2,612.34 | 2,051.07 | 1,762.81 | 1,087.65 | 751.14 | 442.66 | 599.95 | 824.63 |
| Cost of revenue | 1,186.56 | -30.81 | 1,092.83 | 243.61 | 110.35 | 185.61 | 279.74 | 330.55 | 152.21 |
| Gross profit | 3,583.04 | 2,612.34 | 2,051.07 | 1,519.20 | 977.30 | 565.53 | 442.66 | 269.40 | 506.71 |
| Total operating expenses | 3,057.18 | 2,499.96 | 1,741.83 | 1,837.92 | 1,458.48 | 894.05 | -682.26 | 522.76 | 449.07 |
| Operating income | 525.86 | 859.65 | -300.33 | -318.72 | -481.18 | -328.52 | -239.60 | -253.36 | 57.63 |
| Non-operating income (net) | 0.00 | -626.30 | -0.83 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -7.55 |
| Income before tax | 525.86 | 233.35 | -301.16 | -318.72 | -481.18 | -328.52 | -239.60 | -253.36 | 50.08 |
| Income tax expense | 44.54 | 265.32 | 0.42 | 1.69 | 2.76 | -104.47 | 0.10 | -0.96 | 0.31 |
| Net income | 481.32 | 498.67 | -300.74 | -320.41 | -483.94 | -224.05 | -239.70 | -252.40 | 49.77 |
Show Quarterly Income Statement
Income Statement - SoFi Technologies, Inc. (SOFI)
$(Billion, Million)| Mar-26 | Dec-25 | Sep-25 | Jun-25 | Mar-25 | Dec-24 | Sep-24 | Jun-24 | Mar-24 | Dec-23 | Sep-23 | Jun-23 | Mar-23 | Dec-22 | Sep-22 | Jun-22 | Mar-22 | Dec-21 | Sep-21 | Jun-21 | Mar-21 | Dec-20 | Sep-20 | Jun-20 | Mar-20 | Dec-19 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total revenue | 1,408.38 | 1,335.19 | 1,268.05 | 1,129.51 | 1,036.85 | 1,007.89 | 986.16 | 860.63 | 848.99 | 856.43 | 756.52 | 676.89 | 607.71 | 555.50 | 464.17 | 389.31 | 353.82 | 303.81 | 293.23 | 259.37 | 231.23 | 224.74 | 239.69 | 158.27 | 128.44 | 124.69 |
| Cost of revenue | 316.90 | 315.55 | 315.65 | 284.60 | 270.76 | 280.65 | 298.38 | 273.65 | 270.38 | 267.69 | 241.14 | 191.49 | 143.96 | 113.77 | 56.51 | 36.89 | 36.44 | 22.89 | 23.63 | 28.58 | 35.25 | 53.25 | 38.91 | 43.32 | 77.54 | 80.75 |
| Gross profit | 1,091.47 | 1,019.64 | 952.40 | 844.91 | 766.08 | 727.25 | 687.79 | 586.98 | 578.62 | 588.74 | 515.38 | 485.40 | 463.75 | 441.73 | 407.66 | 352.42 | 317.38 | 280.92 | 269.61 | 230.79 | 195.98 | 171.49 | 200.79 | 114.95 | 50.89 | 64.24 |
| Total operating expenses | 891.92 | 834.31 | 803.85 | 732.72 | 686.30 | 667.32 | 623.93 | 571.64 | 484.39 | 537.58 | 782.31 | 534.73 | 499.81 | 480.68 | 482.11 | 448.14 | 426.99 | 390.38 | 299.47 | 396.18 | 372.45 | 259.06 | 243.47 | 206.91 | 157.20 | 196.13 |
| Operating income | 199.55 | 185.33 | 148.55 | 112.19 | 79.78 | 59.92 | 63.86 | 15.34 | 94.23 | 51.16 | -266.93 | -49.33 | -36.06 | -38.95 | -74.45 | -95.72 | -109.61 | -109.45 | -29.87 | -165.39 | -176.47 | -87.57 | -42.69 | -91.96 | -106.31 | -131.89 |
| Non-operating income (net) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 8.94 |
| Income before tax | 199.55 | 185.33 | 148.55 | 112.19 | 79.78 | 59.92 | 63.86 | 15.34 | 94.23 | 51.16 | -266.93 | -49.33 | -36.06 | -38.95 | -74.45 | -95.72 | -109.61 | -109.45 | -29.87 | -165.39 | -176.47 | -87.57 | -42.69 | -91.96 | -106.31 | -122.95 |
| Income tax expense | 32.82 | 11.78 | 9.16 | 14.93 | 8.67 | -272.55 | 3.11 | -2.06 | 6.18 | 3.25 | -0.24 | -1.78 | -1.64 | 1.06 | -0.24 | 0.12 | 0.75 | 1.56 | 0.18 | -0.08 | 1.10 | -4.95 | 0.19 | -99.77 | 0.06 | -0.41 |
| Net income | 166.73 | 173.55 | 139.39 | 97.26 | 71.12 | 332.47 | 60.75 | 17.40 | 88.04 | 47.91 | -266.68 | -47.55 | -34.42 | -40.01 | -74.21 | -95.84 | -110.36 | -111.01 | -30.05 | -165.31 | -177.56 | -82.62 | -42.88 | 7.81 | -106.37 | -122.54 |