give me western union summary numbers in charts.

I'll get Western Union's financial summary numbers and display them as charts.

Now let me compute the annual summary with a TTM column for the most recent quarter.

Here's Western Union's (WU) summary in charts and a table.

Western Union — Key Takeaways

Revenue Trend (Declining): - 2021: $5.07B → 2025: $4.04B (~20% decline over 4 years) - TTM Q1 26: $4.05B (flat vs FY25)

Profitability (Compressed): - Operating income has fallen from $1.12B (2021) to $0.78B (2025) - Net income volatile — peaked at $934M in 2024 (likely tax/one-time benefit), $500M in 2025 - EBITDA margins holding in the low-20% range

Cash Flow: - Operating cash flow declined from $1.05B (2021) to ~$0.54B (2025) - Capex rebounded to $151M in 2025 after a low of $37M in 2024

The story is a mature business with shrinking top-line revenue, declining operating leverage, and weaker cash conversion — though EBITDA has stabilized around $0.9B.

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