Nu Holdings Ltd.

	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18
Total revenue	15.88	11.10	7.67	4.79	1.70	0.74	0.47	0.25
Cost of revenue	8.76	6.00	4.32	1.72	0.48	0.24	0.28	0.16
Gross profit	7.12	5.10	3.35	3.07	1.21	0.50	0.18	0.09
Total operating expenses +	3.25	2.31	1.81	5.10	1.87	0.83	0.31	0.12
Selling, general and administrative	0.60	1.22	0.99	1.28	0.58	0.35	0.16	0.08
Research and development
Other operating expenses	2.65	1.08	0.82	3.83	1.29	0.48	0.16	0.05
Operating income	3.87	2.80	1.54	-0.31	-0.17	-0.09	-0.13	-0.03
Non-operating income (net)	0.00	0.00	0.00	0.00	0.00	-0.10	0.00	0.00
Income before tax	3.87	2.80	1.54	-0.31	-0.17	-0.19	-0.13	-0.03
Income tax expense	1.00	0.82	0.51	0.06	0.00	-0.02	-0.04	0.00
Net income	2.87	1.97	1.03	-0.36	-0.17	-0.17	-0.09	-0.03

Show Quarterly Income Statement

	Mar-26	Dec-25	Sep-25	Jun-25	Mar-25	Dec-24	Sep-24	Jun-24	Mar-24	Dec-23	Sep-23	Jun-23	Mar-23	Dec-22	Sep-22	Jun-22	Mar-22	Dec-21	Sep-21	Jun-21	Mar-21	Dec-20	Sep-20	Jun-20	Mar-20
Total revenue	4.98	4.70	4.17	3.68	3.25	2.99	2.86	2.75	2.64	2.18	2.14	1.80	1.54	1.62	1.45	1.31	0.82	0.58	0.44	0.29	0.21	0.15	0.12	0.09	0.22
Cost of revenue	2.98	2.62	2.23	2.04	1.87	1.63	1.54	1.42	1.49	0.69	1.22	1.04	0.92	0.49	0.46	0.50	0.55	0.38	0.23	0.14	0.10	0.18	0.07	0.01	0.13
Gross profit	2.00	2.09	1.95	1.64	1.38	1.36	1.32	1.33	1.15	1.50	0.91	0.75	0.63	1.13	0.99	0.80	0.27	0.20	0.21	0.15	0.10	-0.02	0.05	0.07	0.09
Total operating expenses +	1.05	1.01	0.83	0.76	0.58	0.60	0.60	0.60	0.57	0.94	0.50	0.43	0.38	1.38	1.67	1.30	0.34	0.29	0.23	0.16	0.16	0.09	0.09	0.07	0.13
Selling, general and administrative	0.19	0.20	0.15	0.13	0.12	0.32	0.28	0.32	0.32	0.33	0.39	0.24	0.23	0.59	0.32	0.27	0.23	0.21	0.15	0.11	0.11	0.07	0.06	0.05	0.07
Research and development
Other operating expenses	0.85	0.81	0.68	0.63	0.46	0.28	0.32	0.28	0.25	0.61	0.11	0.19	0.16	0.79	1.35	1.03	0.11	0.09	0.08	0.04	0.05	0.02	0.03	0.02	0.06
Operating income	0.95	1.08	1.12	0.88	0.80	0.77	0.72	0.73	0.58	0.56	0.41	0.32	0.24	0.24	-0.22	0.01	-0.07	-0.09	-0.02	-0.01	-0.05	-0.11	-0.04	0.00	-0.05
Non-operating income (net)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-0.47	0.23	-0.03	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income before tax	0.96	1.08	1.12	0.88	0.80	0.77	0.72	0.73	0.58	0.56	0.41	0.32	0.24	-0.22	0.01	-0.02	-0.07	-0.09	-0.02	-0.01	-0.05	-0.11	-0.04	0.00	-0.05
Income tax expense	0.08	0.18	0.33	0.24	0.24	0.21	0.17	0.24	0.20	0.20	0.11	0.10	0.10	0.08	0.00	0.01	-0.02	-0.02	0.01	0.01	0.00	-0.01	-0.01	0.00	-0.01
Net income	0.87	0.89	0.78	0.64	0.56	0.55	0.55	0.49	0.38	0.36	0.30	0.22	0.14	-0.30	0.01	-0.03	-0.05	-0.07	-0.03	-0.02	-0.05	-0.11	-0.03	0.00	-0.03

about 2 months ago

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	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18
Total cash and short-term investments +	16.14	23.15	22.02	16.84	10.69	4.27	1.67	0.64
Cash and cash equivalents	15.00	13.64	13.37	6.89	2.53	2.48	1.41	0.46
Short-term investments	1.14	9.51	8.65	9.95	8.16	1.79	0.26	0.18
Accounts receivable, net	19.27	13.89	14.53	9.00	4.85	2.91	2.79	1.62
Inventories			-0.27	6.10	12.79	7.19	4.34	2.00
Other current assets	0.02	0.15	0.18	0.08	-12.79	-7.19	-4.34	0.08
Total current assets	35.44	37.19	36.73	25.92	7.38	5.39	4.20	2.09
Total non-current assets +	39.46	12.74	6.61	4.01	9.49	4.34	2.34	0.61
Property, plant and equipment, net	0.05	0.05	0.07	0.05	0.02	0.02	0.03	0.01
Goodwill	0.41	0.41	0.40	0.40	0.40	0.00	0.00
Intangible assets	0.60	0.35	0.30	0.18	0.07	0.01	0.00	0.00
Long-term investments	16.31	11.64	9.36	10.52	9.00	4.31	2.32	0.60
Other non-current assets
Total assets	74.89	49.93	43.35	29.93	19.86	10.15	6.76	2.79

Total current liabilities +	59.81	38.90	33.94	23.20	4.88	3.33	2.98	1.68
Accounts payable	13.63	9.33	9.76	7.05	4.88	3.33	2.98	1.68
Short-term debt	2.53	0.53	0.32	0.24	0.01	0.14	0.10	0.63
Current portion of long-term debt	1.60	0.22	0.11	0.04
Deferred revenue
Other current liabilities	42.23	27.93	22.56	15.40	-0.04	-3.33	-2.98	-1.68
Total non-current liabilities +	3.76	3.38	3.00	1.84	0.22	0.22	0.34	0.13
Long-term debt	0.27	0.33	1.02	0.59	0.16	0.18	0.30	0.12
Capital lease obligations	0.03	0.03	0.04	0.02	0.01	0.01	0.02
Other non-current liabilities
Total liabilities	63.57	42.28	36.94	25.04	15.42	9.72	6.15	2.49

Total stockholders' equity +	11.29	7.65	6.41	4.89	4.44	0.44	0.61	0.30
Common stock and paid-in capital	4.88	4.23	5.13	4.83	4.57	0.54	0.58	0.35
Retained earnings	6.41	3.42	1.28	0.06	-0.13	-0.10	0.03	-0.06
Common shares outstanding	4,907	4,889	4,858	4,677	4,609	219	190	4,609

Show Quarterly Balance Sheet

	Mar-26	Dec-25	Sep-25	Jun-25	Mar-25	Dec-24	Sep-24	Jun-24	Mar-24	Dec-23	Sep-23	Jun-23	Mar-23	Dec-22	Sep-22	Jun-22	Mar-22	Dec-21	Sep-21	Jun-21	Mar-21	Dec-20	Sep-20	Jun-20	Mar-20
Total cash and short-term investments +	30.32	16.14	28.54	27.47	24.34	10.00	23.33	21.77	21.84	6.76	17.67	16.48	16.90	14.87	14.49	14.10	12.91	3.65	5.80	2.72	1.08	2.39	0.00	0.00	0.00
Cash and cash equivalents	19.37	15.00	17.32	17.15	14.93	9.19	12.32	13.61	13.04	5.92	9.06	8.57	6.95	6.95	5.55	5.25	3.65	3.65	2.43	0.09	0.01	0.60
Short-term investments	10.95	1.14	11.22	10.31	9.41	0.81	11.02	8.16	8.80	0.84	8.61	7.91	9.95	7.92	8.93	8.85	9.26		3.37	2.64	1.07	1.78
Accounts receivable, net	20.19	19.27	18.52	16.76	15.08	12.26	13.83	13.00	14.23	14.53	12.45	11.99	9.00	10.42	7.13	6.57	4.85	4.85	4.11	4.38	3.08	2.94
Inventories								-0.36			16.08	22.67	6.10	19.67	17.61	16.78	12.79		10.10
Other current assets	0.40	0.02	0.19	0.19	0.14		0.20	0.21	0.21	-21.29	0.22	0.20	-17.88	-19.67	-17.61	-16.78	1.44	1.87	1.34	0.35	0.18	0.02
Total current assets	50.91	35.44	47.26	44.42	39.56	9.19	37.36	34.97	36.28		30.34	28.67	4.17	17.37	12.68	11.82	8.50	8.50	6.54	12.74	9.82	5.35
Total non-current assets +	26.55	39.46	21.11	18.31	14.63	35.42	11.28	9.83	7.56	18.47	5.35	4.93	0.63	8.77	10.73	10.74	9.49	9.49	7.05	11.29	7.92	4.81
Property, plant and equipment, net		0.05	0.05	0.05	0.05	0.05	0.05				0.06	0.05	0.05	0.05	0.04	0.04	0.04	0.02	0.02	0.02	0.02	0.02
Goodwill	0.41	0.41	0.41	0.41	0.41	0.41	0.44	0.40	0.40	0.40	0.40	0.40	0.40	0.40	0.40	0.41	0.40	0.40	0.39	0.39	0.00	0.00
Intangible assets	0.70	0.60	0.57	0.51	0.44	0.35	0.36	0.31	0.31	0.30	0.28	0.25	0.18	0.22	0.17	0.15	0.07	0.07	0.06	0.06	0.01	0.01
Long-term investments	15.35	16.31	14.48	11.83	10.48	11.64	11.98	9.58	9.65	9.36	8.93	7.78	8.11	10.52	10.13	10.14	10.41	9.00	6.58			4.31
Other non-current assets
Total assets	77.46	74.89	68.36	62.73	54.19	49.93	48.64	44.80	43.84	43.35	35.69	33.61	29.92	29.49	26.01	25.19	19.86	19.86	14.93	13.95	10.12	10.15

Total current liabilities +	61.22	59.81	53.43	49.65	42.70	1.28	37.80	35.20	34.75	0.11	27.36	26.12	0.06	6.87	5.89	5.93	4.88	4.88	4.13	11.72	8.75	9.29
Accounts payable	14.41	13.63	12.00	11.16	10.11	9.33	8.56	8.90	9.57	9.76	7.83	7.75	7.05	6.87	5.89	5.93	4.88	4.88	4.13	7.51	5.46	3.33
Short-term debt	3.12	2.53	1.87	1.25	0.78	29.16	0.70	0.87	0.73	0.11	0.24	0.19	0.02	0.18	0.09	0.03	0.01	0.01	8.09	7.51	5.50	4.64
Current portion of long-term debt	1.87	1.60	1.04	0.55	0.35	0.22	0.22	0.25	0.10	0.11	0.09	0.04		0.04
Deferred revenue
Other current liabilities	43.70	42.23	38.47	36.52	31.29	1.28	27.59	24.85	24.13	-0.11	18.44	17.63	-7.05	-6.87	-5.89	-5.93	-0.04	-0.04	-4.13	4.10	3.03	5.92
Total non-current liabilities +	3.64	3.76	4.38	3.51	2.89	41.00	3.20	2.68	2.29	36.90	2.44	1.84	24.98	6.87	5.89	5.93	4.88	4.88	0.28	11.96	9.28	0.43
Long-term debt		0.27	1.22	1.03	0.93	0.33	1.28	1.48	1.31	1.02	1.00	0.72	0.65	0.59	0.47	0.47	0.15	0.16	0.16	0.11	0.50	0.18
Capital lease obligations	0.05	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.04	0.04	0.03	0.02	0.02	0.02	0.02	0.03	0.02	0.01	0.01			0.01
Other non-current liabilities
Total liabilities	64.86	63.57	57.81	53.15	45.58	42.28	40.99	37.88	37.04	36.94	29.80	27.96	25.03	24.28	21.25	20.45	15.42	15.42	13.02	12.01	9.32	9.72

Total stockholders' equity +	12.59	11.29	10.55	9.57	8.61	7.65	7.64	6.92	6.80	6.41	5.89	5.64	4.89	5.21	4.75	4.74	4.44	4.44	1.90	1.94	0.80	0.44
Common stock and paid-in capital	5.25	4.88	5.06	4.88	4.57	4.23	4.80	4.67	5.09	5.13	5.00	5.10	4.83	4.95	4.80	4.83	4.57	4.57	2.01	2.17	1.02	0.54	0.00	0.00	0.00
Retained earnings	7.34	6.41	5.49	4.69	4.03	3.42	2.85	2.25	1.72	1.28	0.89	0.55	0.06	0.26	-0.05	-0.10	-0.13	-0.13	-0.11	-0.24	-0.22	-0.10
Common shares outstanding	4,910	4,907	4,905	4,900	4,893	4,889	4,889	4,881	4,886	4,511	4,857	4,844	4,695	4,824	4,824	4,671	1,602	1,602	4,609	1,367	4,609	4,609	4,609	4,609	4,609

about 2 months ago

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	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18
Operating cash flow +	3.50	2.40	1.27	0.76	-2.92	0.97	0.28	-0.01
Net income
Depreciation, depletion and amortization	0.10	0.08	0.06	0.04	0.02	0.01	0.01	0.00
Stock-based compensation	0.27	0.27	0.21	0.25	0.16	0.04	0.02	0.01
Change in inventory			-2.82		-2.09	-0.05	-0.17	0.05
Other working capital changes	3.13	2.05	3.81	0.47	-1.01	0.98	0.42	-0.06
Cash flow from investing +	-0.34	-0.33	-0.18	-0.13	-0.15	-0.02	0.00	-0.01
Capital expenditures	-0.01	-0.17	-0.18	-0.11	-0.03	-0.01	0.00	-0.01
Others incl. marketable securities changes	-0.34	-0.16	0.00	-0.01	-0.13	-0.01	0.00	0.00
Cash flow from financing +	2.29	0.73	0.43	0.65	3.34	0.24	0.61	0.25
Dividend payout					-0.93	-0.01
Common stock repurchases	0.01	0.01	0.01	0.25	0.00	0.00	0.00	0.00
Net Debt Issuance	2.28	0.72	0.42	0.40	4.27	0.25	0.61	0.25

Change in cash	5.45	2.80	1.51	1.28	0.26	1.20	0.88	0.24

Show Quarterly Cash Flow

	Mar-26	Dec-25	Sep-25	Jun-25	Mar-25	Dec-24	Sep-24	Jun-24	Mar-24	Dec-23	Sep-23	Jun-23	Mar-23	Dec-22	Sep-22	Jun-22	Mar-22	Dec-21	Sep-21	Jun-21	Mar-21	Dec-20	Sep-20	Jun-20	Mar-20
Operating cash flow +	-1.21	0.83	-0.97	2.55	1.09	1.37	-1.07	2.67	-0.57	5.86	-3.23	1.70	0.09	0.23	-0.02	0.46	0.08	-1.86	-0.80	-0.05	-0.22	-0.19	0.56	0.66	-0.06
Net income
Depreciation, depletion and amortization	0.03	0.03	0.03	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.00	0.00	0.00	0.00	0.00	0.00
Stock-based compensation	0.08	0.06	0.07	0.06	0.08	0.05	0.07	0.08	0.08	-2.90	0.05	0.06	0.06	0.06	0.05	0.09	0.04	0.08	0.02	0.02	0.03	0.02	0.01	0.01	0.01
Change in inventory									-1.87		-4.24	-0.83					-1.13	-1.13	-0.46	-0.36	-0.14	-0.13
Other working capital changes	-1.33	0.74	-1.07	2.47	0.99	1.30	-1.15	2.57	1.21	8.75	0.94	2.46	0.02	0.15	-0.08	0.36	1.16	-0.81	-0.36	0.29	-0.12	-0.09	0.56	0.65	-0.07
Cash flow from investing +	-0.08	-0.06	-0.13	-0.07	-0.08	-0.33	-0.04	-0.01	-0.03		-0.05	-0.05	-0.05	-0.13	-0.03	-0.03	-0.04	-0.03	-0.01	-0.11	-0.01	0.00	-0.01	0.00	0.00
Capital expenditures	-0.08	-0.27	-0.13	-0.07	-0.08	-0.07	-0.04	-0.02	-0.03	-0.03	-0.05	-0.05	-0.05	-0.03	-0.03	-0.04	-0.01	-0.01	-0.01	0.00	-0.01	0.00	0.00	0.00	0.00
Others incl. marketable securities changes	0.00	0.21	0.00	0.00	0.00	-0.26	-0.01	0.00	0.00	0.03	0.00	0.00	0.00	-0.10	0.00	0.01	-0.02	-0.02	0.00	-0.11	0.00	0.00	-0.01	0.00	0.00
Cash flow from financing +	-0.08	1.28	0.74	0.43	-0.17	0.32	-0.31	0.46	0.26	0.01	0.33	0.07	0.02	0.11	0.00	0.32	0.23	2.54	0.06	0.34	0.40	-0.02	-0.02	0.29	-0.01
Dividend payout
Common stock repurchases	0.00		0.00	0.00	0.00	0.01	0.00					0.01	0.00	0.25	0.25	0.25	2.59	0.00	0.80	0.00	0.00	0.00	0.00		0.00
Net Debt Issuance	-0.08	1.28	0.74	0.43	-0.17	0.32	-0.32	0.46	0.26	0.01	0.33	0.06	0.02	-0.15	-0.25	0.07	-2.37	2.54	-0.74	0.34	0.40	-0.02	-0.02	0.29	-0.01

Change in cash	-1.37	2.05	-0.35	2.92	0.83	1.36	-1.42	3.11	-0.34	5.87	-2.95	1.72	0.07	0.21	-0.05	0.76	0.27	0.65	-0.74	0.18	0.17	-0.22	0.54	0.95	-0.07