loanDepot, Inc.

	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-14	Dec-13
Total revenue	1.54	1.12	1.04	1.41	3.76	4.34	1.38	1.13	1.64	1.34	0.52	0.33
Cost of revenue	0.18	0.33	0.31	0.41	0.31	0.21	0.18	0.14	0.37	0.10	0.03	0.01
Gross profit	1.36	0.79	0.73	1.00	3.45	4.14	1.20	0.99	1.28	1.24	0.49	0.31
Total operating expenses +	1.15	1.03	1.01	1.69	2.79	2.12	1.17	1.09	1.31		0.47	0.24
Selling, general and administrative	0.18	0.80	0.79	1.29	2.14	1.70	0.87	0.78	0.11	1.03	0.35	0.18
Research and development		0.03	0.03	0.02	0.01	0.01	0.01	0.00	0.00		0.00
Other operating expenses	0.98	0.20	0.20	0.38	0.63	0.41	0.29	0.32	1.20	-1.03	0.12	0.06
Operating income	0.20	-0.24	-0.28	-0.69	0.67	2.02	0.03	-0.10	0.03	0.21	0.02	0.07
Non-operating income (net)	-0.32	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.13	-0.04	0.00	0.00
Income before tax	-0.12	-0.24	-0.28	-0.69	0.67	2.02	0.03	-0.10	0.17	0.17	0.02	0.07
Income tax expense	-0.01	-0.04	-0.04	-0.08	0.04	0.00	0.00	0.00	0.13		0.00	0.00
Net income	-0.06	-0.10	-0.11	-0.27	0.11	2.01	0.03	-0.10	0.03	0.17	0.02	0.07

Show Quarterly Income Statement

	Mar-26	Dec-25	Sep-25	Jun-25	Mar-25	Dec-24	Sep-24	Jun-24	Mar-24	Dec-23	Sep-23	Jun-23	Mar-23	Dec-22	Sep-22	Jun-22	Mar-22	Dec-21	Sep-21	Jun-21	Mar-21	Dec-20	Sep-20	Jun-20	Mar-20	Dec-19	Sep-19	Jun-19	Mar-19	Jun-15	Mar-15
Total revenue	0.39	0.41	0.34	0.31	0.28	0.28	0.31	0.27	0.24	0.25	0.28	0.29	0.16	0.20	0.31	0.40	0.50	0.72	0.93	0.78	1.32	1.31	1.37	1.16	0.50	0.42	0.43	0.29	0.29	0.25	0.25
Cost of revenue	0.05	0.04	0.08	0.09	0.08	0.09	0.00	0.08	0.08	0.08	0.08	0.08	0.01	0.10	0.09	0.16	0.07	0.08	0.08	0.08	0.07	0.07	0.04	0.04	0.05	0.09	0.18
Gross profit	0.34	0.37	0.26	0.22	0.21	0.19	0.31	0.19	0.16	0.17	0.21	0.21	0.16	0.10	0.22	0.24	0.44	0.64	0.85	0.71	1.26	1.25	1.32	1.12	0.45	0.42	0.43	0.29	0.29	0.25	0.25
Total operating expenses +	0.31	0.31	0.27	0.25	0.25	0.28	0.06	0.27	0.24	0.24	0.25	0.27	0.16	0.28	0.38	0.49	0.54	0.63	0.67	0.68	0.81	0.70	0.60	0.47	0.36	0.41	0.38	0.31	0.31	0.22	0.22
Selling, general and administrative	0.05	0.42	0.21	0.19	0.19	0.21	0.02	0.21	0.19	0.19	0.19	0.21	0.20	0.23	0.30	0.36	0.40	0.47	0.50	0.52	0.66	0.56	0.49	0.38	0.27	0.03	0.03	0.02	0.02	0.02	0.02
Research and development						0.03				0.03				0.02				0.01				0.01
Other operating expenses	0.27	-0.10	0.06	0.06	0.06	0.03	0.04	0.05	0.05	0.02	0.06	0.06	-0.04	0.02	0.08	0.13	0.14	0.14	0.17	0.16	0.15	0.13	0.10	0.09	0.09	0.38	0.36	0.29	0.29	0.20	0.20
Operating income	0.02	0.05	-0.01	-0.03	-0.05	-0.08	0.25	-0.08	-0.09	-0.07	-0.04	-0.06	-0.13	-0.17	-0.16	-0.25	-0.10	0.01	0.18	0.03	0.45	0.55	0.73	0.65	0.09	0.02	0.05	-0.01	-0.01	0.04	0.04
Non-operating income (net)	-0.08	-0.08	0.00	0.00	0.00	0.00	-0.25	0.00	0.00	0.00	0.00	0.00	0.03	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income before tax	-0.06	-0.03	-0.01	-0.03	-0.05	-0.08	0.00	-0.08	-0.09	-0.07	-0.04	-0.06	-0.11	-0.17	-0.16	-0.25	-0.10	0.01	0.18	0.03	0.45	0.55	0.73	0.65	0.09	0.01	0.05	-0.01	-0.01	0.03	0.03
Income tax expense	0.00	0.00	0.00	-0.01	-0.01	-0.02	0.00	-0.01	-0.01	-0.01	-0.01	-0.01	-0.01	-0.02	-0.02	-0.03	-0.01	0.00	0.02	0.00	0.02	0.00	0.00	0.00	0.09	0.00	0.00	0.00	0.00	0.00	0.00
Net income	-0.04	-0.02	0.00	-0.01	-0.02	-0.03	0.00	-0.03	-0.03	-0.03	-0.02	-0.02	-0.04	-0.08	-0.06	-0.10	-0.03	0.01	0.05	0.01	0.04	2.01	0.73	0.65	0.00	0.02	0.05	-0.01	-0.01	0.03	0.03

5 days ago

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	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-14	Dec-13
Total cash and short-term investments +	0.34	0.42	0.66	0.88	0.44	0.28	0.07	0.11	0.00	0.03	0.04
Cash and cash equivalents	0.34	0.42	0.66	0.86	0.42	0.28	0.07	0.11		0.03	0.04
Short-term investments				0.02	0.02
Accounts receivable, net	0.04	0.08	0.11	0.15	0.06	0.14	0.12	0.30		0.02	0.01
Inventories				1.13	0.68	0.63	0.24	-3.58		-1.37	0.07
Other current assets	-0.04	0.15	0.15	-1.13	-0.68	-0.63	-0.24	2.38		0.01	0.01
Total current assets	0.34	0.66	0.91	1.01	0.48	0.42	0.19	2.87		0.06	0.06
Total non-current assets +	0.09	5.69	5.24	0.13	2.30	1.34	0.65	3.33		1.31	0.96
Property, plant and equipment, net	0.09	0.08	0.10	0.09	0.16	0.13	0.12	0.08
Goodwill				0.00	0.04	0.04	0.04	0.04		0.01	0.01
Intangible assets	1.66	1.63	2.00	2.04	2.01	1.13	0.45	0.00		0.00	0.00
Long-term investments	0.10	0.11	0.11	0.11	0.09	0.02	0.02
Other non-current assets
Total assets	6.86	6.34	6.15	7.10	11.78	10.89	4.95	3.44		1.37	1.02

Total current liabilities +	2.90	3.71	2.96	2.37	7.64	6.71	3.57	0.56		1.02	0.76
Accounts payable	0.15	0.19	0.17	0.23	0.18	0.14	0.09	0.06
Short-term debt	2.90	3.45	2.73	2.15	7.46	6.58	3.48	0.02		0.94	0.70
Current portion of long-term debt	2.90	2.38	2.93	2.15	7.46	6.58	3.47
Deferred revenue
Other current liabilities	-0.15	-0.02	0.00	-2.37	-7.64	-0.02	-0.02	-0.50		0.08	0.06
Total non-current liabilities +	3.57	2.13	2.49	2.37	1.89	0.82	0.71	3.18		0.23	0.16
Long-term debt	2.02	1.94	1.29	2.29	1.63	0.71	0.58	2.67
Capital lease obligations	0.03	0.03	0.05	0.06	0.07	0.09	0.11
Other non-current liabilities				0.70	0.44
Total liabilities	6.47	5.84	5.45	5.69	10.18	9.24	4.58	3.09		1.25	0.92

Total stockholders' equity +	0.23	0.27	0.35	1.41	1.60	1.66	0.38	0.35		0.12	0.10
Common stock and paid-in capital	0.85	0.82	0.80	1.75	1.63	1.66	0.16	0.16	0.00	0.00	0.00
Retained earnings	-0.61	-0.55	-0.45	-0.34	-0.03	0.00	0.22	0.19		0.12	0.10
Common shares outstanding	211	186	175	156	137	126	126	147	147	147	147

Show Quarterly Balance Sheet

	Mar-26	Dec-25	Sep-25	Jun-25	Mar-25	Dec-24	Sep-24	Jun-24	Mar-24	Dec-23	Sep-23	Jun-23	Mar-23	Dec-22	Sep-22	Jun-22	Mar-22	Dec-21	Sep-21	Jun-21	Mar-21	Dec-20	Sep-20	Jun-20	Mar-20	Dec-19	Sep-19	Jun-19	Mar-19	Jun-15	Mar-15
Total cash and short-term investments +	0.36	0.34	0.46	0.41	1.48	0.42	0.48	0.53	0.60	0.66	1.45	0.72	0.80	0.88	1.16	0.97	0.57	0.44	0.51	0.42	0.63	0.28	0.64	0.43	0.00	0.07	0.00	0.00	0.00	0.05	0.05
Cash and cash equivalents	0.36	0.34	0.46	0.41	0.37	0.42	0.48	0.53	0.60	0.66	0.72	0.72	0.80	0.86	1.14	0.95	0.55	0.42	0.51	0.42	0.63	0.28	0.64	0.43		0.07				0.05	0.05
Short-term investments					1.11						0.73			0.02	0.02	0.02	0.02	0.02
Accounts receivable, net		0.02				0.08				0.08	0.05	0.07	0.10	0.15	0.11	0.09	0.12	0.06	0.07	0.07	0.08	0.14	1.30			0.12				0.04	0.11
Inventories											0.89	0.85	0.99	1.13	1.41	1.24	0.82	0.68	0.67	0.70	0.84
Other current assets						0.15	-0.58	-0.63	-0.68	-0.75	0.12	-0.85	-0.99	-1.13	-1.41	-1.24	0.02	-0.44	-0.51	10.59	0.63	7.25	5.02			0.05				1.88	1.52
Total current assets	0.36	0.34	0.46	0.41	0.37	0.66	0.48	0.53	0.60	0.66	0.90	0.79	0.90	1.01	1.25	1.05	0.69	0.48	0.57	0.48	0.71	0.42	0.64	0.43		0.25				0.09	0.05
Total non-current assets +	6.89	0.09	5.79	5.80	6.05	5.69	5.93	5.41	5.59	0.10	5.18	0.12	0.12	0.13	0.14	0.16	0.20	1.90	0.20	0.20	0.20	0.19	8.01	5.29		4.71				0.11	2.02
Property, plant and equipment, net		0.09	0.08	0.09	0.08	0.08	0.09				0.11	0.08	0.09	0.09	0.14	0.16	0.11	0.16	0.16	0.16	0.15	0.13	0.13			0.12				0.04	0.04
Goodwill														0.00	0.00	0.00	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04		0.04				0.04	0.04
Intangible assets	1.69	1.66	1.64	1.64	1.62	1.63	1.54	1.58	1.99	2.00	2.05	2.01	2.03	2.04	2.03	2.21	2.09	2.01	1.84	1.78	1.77	1.13	0.78	0.57		0.45				0.01	0.21
Long-term investments	0.10	0.10	0.10	0.10	0.11	0.11	0.11	0.11	0.11	0.11	0.11	0.11	2.24	0.11	0.12	0.12	7.02	0.09	0.07	0.02	0.02	0.02
Other non-current assets
Total assets	7.25	6.86	6.24	6.21	6.42	6.34	6.42	5.94	6.19	6.15	6.08	6.20	6.63	7.10	7.96	9.86	10.45	11.78	12.74	13.01	13.30	10.89	8.65	5.73		4.95				2.08	2.08

Total current liabilities +	3.41	2.90	3.38	3.37	3.59	3.71	3.50	3.03	3.80	1.95	3.46	2.05	1.83	2.37	2.53	4.27	0.80	7.90	8.21	8.50	8.31	6.71	5.92			3.86				1.41	0.03
Accounts payable		0.15				0.19				0.17	0.40	0.41	0.45	0.23	0.72	0.64	0.80	0.18	0.72	0.61	0.85	0.14	0.35			0.09				0.03	0.03
Short-term debt	3.41	2.90	3.38	3.37	3.59	3.45	3.50	3.03	3.80	1.95	3.46	2.05	1.83	2.15	2.53	4.27	5.81	7.46	8.21	8.50	8.31	6.58				3.68				1.41
Current portion of long-term debt	3.10	2.90	2.38	2.41	2.49	2.38	2.57	2.21	3.06	2.93	1.90	2.05	1.83	2.15	2.53	4.27	5.81	7.46	8.21	8.50	8.31	6.58
Deferred revenue
Other current liabilities				0.36		-0.02	0.94	-0.89	-1.15	-1.95	1.35	-2.05	-1.83	-2.37	-2.53	-4.27	-5.81	-7.90	-8.21	-8.50	-8.31	-6.71				0.09				-1.41	0.05
Total non-current liabilities +	3.50	3.57	2.43	2.40	2.35	2.13	2.32	2.34	1.75	3.45	1.85	2.30	1.83	2.37	2.53	4.27	8.32	7.90	1.48	1.55	1.39	0.82	1.01	1.01		0.72				0.14	1.84
Long-term debt	1.96	2.02	2.01	1.98	1.94	1.94	1.88	1.90	1.33	1.29	2.21	2.24	4.17	2.29	2.28	2.43	7.87	1.63	1.41	1.47	1.31	0.71	5.31
Capital lease obligations	0.03	0.03	0.04	0.04	0.03	0.03	0.04	0.04	0.05	0.05	0.05	0.06	0.06	0.06	0.07	0.07	0.07	0.07	0.07	0.08	0.08	0.09
Other non-current liabilities												0.70	0.73	0.70	0.62	0.57	0.46	0.44	0.71	0.89	0.92
Total liabilities	6.91	6.47	5.81	5.77	5.95	5.84	5.83	5.36	5.56	5.45	5.31	5.41	5.35	5.69	6.30	7.98	9.13	10.18	11.09	11.53	11.52	9.24	1.01	1.01		4.58				1.88	1.88

Total stockholders' equity +	0.20	0.23	0.26	0.27	0.26	0.27	0.31	0.30	0.32	0.70	0.38	0.80	0.84	0.92	1.08	1.21	0.38	0.49	0.52	0.43	0.64	1.66	1.53	0.95	0.38					0.20	0.20
Common stock and paid-in capital	0.86	0.85	0.85	0.86	0.84	0.82	0.83	0.81	0.81	1.16	0.80	1.21	1.23	1.26	1.34	1.42	0.45	0.52	0.54	0.48	0.60	1.66	0.03	0.02	0.38	-0.22	0.00	0.00	0.00	0.01	0.01
Retained earnings	-0.65	-0.61	-0.59	-0.59	-0.57	-0.55	-0.52	-0.52	-0.49	-0.45	-0.42	-0.41	-0.38	-0.34	-0.27	-0.21	-0.08	-0.03	-0.02	-0.04	0.04		1.50	0.92		0.22				0.19	0.19
Common shares outstanding	229	224	207	208	201	193	184	182	181	326	176	174	171	168	162	154	139	144	130	127	126	126	147	147	147	137	142	144	146	147	147

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	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-14	Dec-13
Operating cash flow +	-0.71	-0.87	-0.17	4.46	-1.47	-2.03	-1.50	-0.43	-0.48	-0.31	-0.22
Net income
Depreciation, depletion and amortization	0.04	0.05	0.06	0.06	0.06	0.06	0.06	0.04	0.03	0.01	0.01
Stock-based compensation	0.01	0.02	0.02	0.02	0.07	0.01	0.00	0.00	0.00	0.01	0.00
Change in inventory
Other working capital changes	-0.76	-0.94	-0.25	4.38	-1.59	-2.10	-1.56	-0.47	-0.52	-0.33	-0.22
Cash flow from investing +	0.01	0.50	0.17	0.67	0.30	-0.03	0.14	0.50	-0.12	0.04	-0.03
Capital expenditures	-0.03	-0.03	-0.02	-0.04	-0.05	-0.03	-0.01	-0.04	-0.04	-0.02	-0.01
Others incl. marketable securities changes	0.04	0.52	0.19	0.71	0.35	0.01	0.15	0.54	-0.08	0.06	-0.02
Cash flow from financing +	0.57	0.15	-0.23	-4.77	1.30	2.43	1.36	-0.06	0.59	0.26	0.26
Dividend payout	0.00	0.00	0.00	-0.12	-0.46	-0.64	-0.01	-0.01	-0.04	-0.01	-0.03
Common stock repurchases	-0.01	0.00	0.00	0.00	-0.01	0.00	0.00	0.00	0.00	0.00
Net Debt Issuance	0.58	0.16	-0.22	-4.65	1.78	3.07	1.37	-0.05	0.62	0.27	0.30

Change in cash	-0.13	-0.22	-0.23	0.36	0.13	0.37	0.00	0.02	-0.02	-0.01	0.01

Show Quarterly Cash Flow

	Mar-26	Dec-25	Sep-25	Jun-25	Mar-25	Dec-24	Sep-24	Jun-24	Mar-24	Dec-23	Sep-23	Jun-23	Mar-23	Dec-22	Sep-22	Jun-22	Mar-22	Dec-21	Sep-21	Jun-21	Mar-21	Dec-20	Sep-20	Jun-20	Mar-20	Dec-19	Sep-19	Jun-19	Mar-19	Jun-15	Mar-15
Operating cash flow +	-0.17	-0.64	0.04	0.07	-0.18	0.04	-0.35	-0.28	-0.28	-0.21	0.16	-0.34	0.21	0.05	1.74	1.52	1.15	0.59	0.21	-0.39	-1.88	-1.61	-1.13	0.54	0.17	-0.55	-0.81	-0.07	-0.07	-0.28	-0.28
Net income
Depreciation, depletion and amortization	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.02	0.02	0.02	0.02	0.01	0.01	0.01	0.01	0.02	0.02	0.02	0.01	0.01	0.01	0.01	0.00	0.00
Stock-based compensation	0.01	0.01	0.00	0.00	0.01	0.01	0.01	0.01	0.00	0.01	0.00	0.01	0.01	0.01	0.00	0.00	0.00	0.00	0.00	0.00	0.06	0.00	0.00	0.01	0.00	0.00	0.00	0.00	0.00	0.01	0.01
Change in inventory
Other working capital changes	-0.18	-0.65	0.03	0.06	-0.20	0.02	-0.37	-0.30	-0.30	-0.23	0.15	-0.36	0.19	0.02	1.72	1.50	1.13	0.58	0.19	-0.41	-1.95	-1.63	-1.14	0.52	0.15	-0.56	-0.82	-0.08	-0.08	-0.29	-0.29
Cash flow from investing +	0.00	-0.01	0.01	0.01	0.00	0.04	-0.03	0.44	0.05	0.01	0.07	0.08	0.01	0.01	0.29	0.07	0.29	0.01	0.14	0.16	-0.01	-0.01	-0.01	-0.01	0.00	-0.01	0.04	0.06	0.06	0.03	0.03
Capital expenditures	-0.01	-0.01	0.00	-0.01	-0.01	-0.01	-0.01	-0.01	0.00	0.00	0.00	-0.01	-0.01	-0.01	-0.01	-0.01	-0.01	-0.01	-0.01	-0.02	-0.01	-0.01	-0.01	-0.01	0.00	0.00	0.00	0.00	0.00	-0.01	-0.01
Others incl. marketable securities changes	0.00	0.00	0.02	0.01	0.01	0.04	-0.02	0.44	0.06	0.01	0.08	0.09	0.01	0.02	0.30	0.09	0.31	0.02	0.16	0.18	0.00	0.00	0.00	0.00	0.01	-0.01	0.04	0.06	0.06	0.04	0.04
Cash flow from financing +	0.13	0.52	-0.01	-0.04	0.10	-0.13	0.32	-0.20	0.16	0.11	-0.18	0.15	-0.30	-0.38	-1.88	-1.15	-1.35	-0.58	-0.39	0.12	2.15	1.41	1.23	-0.57	0.36	0.60	0.76	0.00	0.00	0.26	0.26
Dividend payout	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-0.09	-0.03	-0.04	-0.02	-0.23	-0.17	-0.49	-0.15	0.00	0.00	-0.01	0.00	0.00	0.00
Common stock repurchases	0.00	0.00	-0.01	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-0.01	0.00	0.00	0.04	-0.04	-0.04	0.00	0.00	0.00			0.00	0.00
Net Debt Issuance	0.13	0.52	0.00	-0.04	0.10	-0.13	0.33	-0.20	0.16	0.11	-0.18	0.15	-0.30	-0.38	-1.88	-1.07	-1.32	-0.54	-0.35	0.35	2.32	1.86	1.42	-0.53	0.36	0.61	0.76	0.00	0.00	0.26	0.26

Change in cash	-0.04	-0.12	0.05	0.03	-0.08	-0.05	-0.05	-0.05	-0.07	-0.09	0.05	-0.11	-0.09	-0.32	0.16	0.44	0.09	0.02	-0.03	-0.12	0.26	-0.22	0.09	-0.03	0.53	0.04	-0.01	-0.01	-0.01	0.01	0.01