Jiayin Group Inc.

	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Total revenue	0.87	5.80	5.47	3.27	1.78	1.30	2.23	2.88	2.25	0.59
Cost of revenue	0.19	2.03	2.01	0.57	0.34	0.24	0.43	0.40	0.23	0.14
Gross profit	0.67	3.77	3.46	2.71	1.44	1.06	1.80	2.48	2.02	0.45
Total operating expenses +	0.42	2.52	2.12	1.52	1.01	0.76	1.27	1.80	1.33	0.96
Selling, general and administrative	0.30	0.22	0.21	0.19	0.17	0.15	0.22	0.15	0.10	0.05
Research and development	0.43	0.37	0.30	0.22	0.14	0.15	0.20	0.18	0.18	0.09
Other operating expenses	-0.31	1.93	1.61	1.11	0.70	0.45	0.84	1.46	1.06	0.82
Operating income	0.25	1.25	1.33	1.18	0.43	0.30	0.53	0.69	0.69	-0.51
Non-operating income (net)	0.01	0.05	0.21	0.15	0.16	0.06	0.03	0.02	0.01	0.00
Income before tax	0.26	1.30	1.55	1.34	0.59	0.36	0.56	0.71	0.70	-0.51
Income tax expense	0.05	0.24	0.25	0.16	0.13	0.11	0.04	0.09	0.16	-0.12
Net income	0.21	1.06	1.30	1.18	0.47	0.25	0.53	0.61	0.54	-0.39

Show Quarterly Income Statement

	Mar-26	Dec-25	Sep-25	Jun-25	Mar-25	Dec-24	Sep-24	Jun-24	Mar-24	Dec-23	Sep-23	Jun-23	Mar-23	Dec-22	Sep-22	Jun-22	Mar-22	Dec-21	Sep-21	Jun-21	Mar-21	Dec-20	Sep-20	Jun-20	Mar-20	Dec-19	Sep-19	Jun-19	Mar-19	Dec-18	Sep-18	Jun-18	Mar-18	Dec-17
Total revenue	1.08	1.08	1.47	1.89	1.78	1.40	1.44	1.48	1.48	1.60	1.47	1.28	1.12	1.12	0.89	0.81	0.51	0.37	0.58	0.49	0.34	0.34	0.40	0.24	0.31	0.35	0.51	0.64	0.73	0.71	0.51	0.68	0.98	0.77
Cost of revenue	0.32	0.32	0.29	0.29	0.34	0.34	0.42	0.61	0.67	0.84	0.54	0.36	0.27	0.27	0.15	0.13	0.09	0.09	0.10	0.09	0.06	0.06	0.06	0.05	0.06	0.08	0.10	0.13	0.12	0.12	0.10	0.10	0.08	0.09
Gross profit	0.75	0.75	1.18	1.60	1.44	1.07	1.03	0.87	0.81	0.76	0.92	0.92	0.85	0.85	0.75	0.68	0.42	0.28	0.48	0.40	0.28	0.28	0.34	0.19	0.25	0.27	0.41	0.51	0.61	0.59	0.41	0.58	0.90	0.68
Total operating expenses +	0.66	0.66	0.73	0.96	0.83	1.01	0.71	0.64	0.49	0.53	0.54	0.55	0.50	0.50	0.44	0.34	0.24	0.27	0.33	0.25	0.17	0.22	0.19	0.15	0.20	0.30	0.33	0.32	0.32	0.42	0.47	0.33	0.57	0.50
Selling, general and administrative	0.07	0.07	0.07	0.11	0.05	0.57	0.06	0.06	0.05	0.07	0.05	0.05	0.05	0.05	0.05	0.04	0.04	0.05	0.05	0.04	0.04	0.04	0.04	0.04	0.04	0.08	0.05	0.05	0.05	0.07	0.03	0.03	0.02	0.03
Research and development		0.12	0.11	0.11	0.09	0.10	0.10	0.09	0.08	0.09	0.07	0.07	0.06	0.06	0.06	0.05	0.04	0.05	0.04	0.03	0.03	0.04	0.04	0.03	0.04	0.04	0.06	0.05	0.05	0.07	0.04	0.04	0.04	0.07
Other operating expenses	0.59	0.47	0.55	0.74	0.69	0.34	0.56	0.48	0.36	0.37	0.42	0.43	0.39	0.39	0.33	0.24	0.15	0.17	0.24	0.19	0.10	0.14	0.12	0.08	0.12	0.19	0.22	0.22	0.22	0.28	0.40	0.26	0.51	0.40
Operating income	0.09	0.09	0.46	0.64	0.61	0.39	0.31	0.23	0.32	0.23	0.38	0.37	0.35	0.35	0.31	0.34	0.18	0.01	0.15	0.15	0.11	0.05	0.15	0.05	0.05	-0.03	0.08	0.19	0.29	0.17	-0.06	0.25	0.33	0.18
Non-operating income (net)	0.01	0.01	0.01	0.00	0.06	-0.04	0.01	0.07	0.00	0.20	0.00	0.00	0.01	0.01	0.01	-0.01	0.00	0.14	0.00	0.01	0.00	0.09	-0.03	0.01	0.00	0.01	0.01	0.01	0.00	0.01	0.00	0.00	0.01	0.00
Income before tax	0.10	0.10	0.47	0.64	0.66	0.36	0.32	0.30	0.32	0.43	0.39	0.37	0.36	0.36	0.32	0.34	0.19	0.15	0.16	0.16	0.11	0.14	0.12	0.05	0.05	-0.02	0.09	0.20	0.30	0.18	-0.05	0.25	0.33	0.19
Income tax expense	0.00	0.00	0.09	0.12	0.12		0.05	0.06	0.05	0.06	0.06	0.05	0.08	0.08	0.08	0.08	0.05	0.04	0.03	0.04	0.02	0.05	0.03	0.01	0.01	-0.04	0.01	0.03	0.04	0.02	-0.01	0.04	0.05	0.04
Net income	0.10	0.10	0.38	0.52	0.54	0.28	0.27	0.24	0.27	0.37	0.32	0.33	0.28	0.28	0.25	0.25	0.14	0.12	0.13	0.13	0.09	0.09	0.09	0.04	0.04	0.02	0.08	0.17	0.25	0.16	-0.04	0.21	0.28	0.14

5 days ago

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	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Total cash and short-term investments +	0.06	0.54	0.37	0.29	0.18	0.12	0.19	0.04	0.61	0.20
Cash and cash equivalents	0.06	0.54	0.37	0.29	0.18	0.12	0.12	0.04	0.61	0.20
Short-term investments						0.00	0.07	0.00	0.00	0.00
Accounts receivable, net	5.23	3.49	4.03	2.05	0.50	0.16	0.11	0.54	0.80	0.39
Inventories			0.00	0.00	-0.04	-0.03	-0.13	0.13	0.27	0.50
Other current assets	1.64	0.31	0.99	0.47	0.14	0.10	0.38	0.14	0.54	0.66
Total current assets	6.92	4.34	5.39	2.81	0.79	0.37	0.55	0.72	2.47	1.90
Total non-current assets +	1.83	1.07	0.25	0.21	0.18	0.15	0.15	0.09	0.06	0.13
Property, plant and equipment, net				0.05	0.04	0.03	0.08	0.03	0.02	0.01
Goodwill							0.00	0.00	0.00	0.00
Intangible assets						0.11	0.08	0.00	0.00	0.00
Long-term investments	0.30	0.16	0.10	0.09	0.09	0.09	0.00	0.00	0.00	0.00
Other non-current assets
Total assets	8.76	5.41	5.64	3.02	0.97	0.53	0.70	0.80	2.53	2.03

Total current liabilities +	3.68	2.02	2.28	1.78	0.91	0.98	1.41	2.45	4.46	4.59
Accounts payable			1.30				1.01	0.00	0.00	0.00
Short-term debt	0.18		0.02	0.02	0.02	0.01	0.00	0.07	0.00	0.00
Current portion of long-term debt	0.16						0.00	0.00	0.00	0.00
Deferred revenue
Other current liabilities	3.05	1.10	0.81	0.84	0.48	0.70	1.04	1.96	4.26	4.54
Total non-current liabilities +	0.64	0.27	0.98	0.00	0.04	0.01	0.04	0.00	0.00	0.00
Long-term debt	0.52						0.00	0.00	0.00	0.00
Capital lease obligations	0.03	0.05	0.05	0.03	0.04	0.01	0.04	0.00	0.00	0.00
Other non-current liabilities	0.01	0.21	0.93				0.00	0.00	0.00	0.00
Total liabilities	4.32	2.28	3.26	1.78	0.95	0.99	1.44	2.45	4.46	4.59

Total stockholders' equity +	4.43	3.13	2.38	1.24	0.03	-0.46	-0.74	-1.65	-1.93	-2.56
Common stock and paid-in capital	0.95	0.89	0.86	0.86	0.82	0.81	0.78	0.40	0.33	0.24
Retained earnings	3.48	2.24	1.53	0.38	-0.79	-1.27	-1.52	-2.05	-2.26	-2.80
Common shares outstanding	51	53	53	54	54	54	53	50	50	50

Show Quarterly Balance Sheet

	Mar-26	Dec-25	Sep-25	Jun-25	Mar-25	Dec-24	Sep-24	Jun-24	Mar-24	Dec-23	Sep-23	Jun-23	Mar-23	Dec-22	Sep-22	Jun-22	Mar-22	Dec-21	Sep-21	Jun-21	Mar-21	Dec-20	Sep-20	Jun-20	Mar-20	Dec-19	Sep-19	Jun-19	Mar-19	Dec-18	Sep-18	Jun-18	Mar-18	Dec-17
Total cash and short-term investments +	0.06	0.06	0.12	0.32	0.19	0.54	0.74	0.88	0.57	0.37	0.18	0.29	0.34	0.34	0.22	0.21	0.17	0.18	0.18	0.14	0.12	0.12	0.13	0.14	0.14	0.19	0.31	0.44	0.14	0.04	0.36	0.00	0.61	0.61
Cash and cash equivalents	0.06	0.06	0.12	0.32	0.19	0.54	0.74	0.88	0.57	0.37	0.18	0.29	0.34	0.34	0.22	0.21	0.17	0.18	0.18	0.14	0.12	0.12	0.09	0.07	0.07	0.12	0.24	0.44	0.14	0.04	0.36		-0.61	0.61
Short-term investments																						0.00	0.03	0.07	0.07	0.07	0.07	0.00	0.00	0.00	0.00		1.21	0.00
Accounts receivable, net	5.23	5.23	4.71	4.39	3.79	2.99	3.33	3.33	3.04	4.03	3.24	2.91	2.64	2.64	1.46	1.16	0.74	0.54	0.52	0.38	0.30	0.19	0.14	0.23	0.27	0.27	0.21	0.30	0.44	0.54	0.68		0.00	0.80
Inventories									0.00	0.00	0.00	0.00	0.00	-0.71		0.00	-0.04		0.06	0.05			0.00			0.00	0.00	0.08	0.10	0.13	0.10		0.00	0.27
Other current assets	1.64	1.64	1.26	0.79	0.67	0.03	0.81	1.02	1.28	0.99	1.42	1.15	0.99	0.99	0.20	0.07	0.10	0.06	0.09	0.09	0.06	0.06	0.06	0.08	0.10	0.09	0.13	0.08	0.10	0.14	0.12		0.00	0.54
Total current assets	6.92	6.92	6.10	5.49	4.65	4.33	4.88	5.22	4.89	5.39	4.84	4.35	3.97	3.97	1.88	1.44	1.01	0.79	0.84	0.67	0.49	0.37	0.33	0.45	0.51	0.55	0.78	0.82	0.68	0.72	1.28		0.61	2.47
Total non-current assets +	1.83	1.83	1.81	1.78	1.75	1.08	0.36	0.31	0.27	0.25	0.25	0.21	0.21	0.21	0.23	0.22	0.19	0.18	0.19	0.18	0.16	0.15	0.21	0.12	0.14	0.15	0.09	0.15	0.13	0.09	0.07		-0.61	0.06
Property, plant and equipment, net												0.04		0.05	0.04	0.03	0.04	0.04	0.05	0.05	0.03	0.03	0.04	0.04	0.06	0.08	0.08	0.09	0.07	0.00	0.00		0.00	0.00
Goodwill																										0.00	0.00	0.00	0.00	0.00	0.00		0.00	0.00
Intangible assets																					0.11					0.00	0.00	0.00	0.00	0.00	0.00		0.00	0.00
Long-term investments		0.30	0.32	0.27	0.22	0.16	0.18	0.13	0.10	0.10	0.09	0.09	0.09	0.09	0.11	0.10	0.09	0.09	0.09	0.09	0.09	0.09	0.10	0.01	0.01	0.00	0.00	0.00	0.00	0.00	0.00		0.00	0.00
Other non-current assets
Total assets	8.76	8.76	7.91	7.28	6.39	5.41	5.25	5.54	5.16	5.64	5.10	4.56	4.18	4.18	2.12	1.66	1.20	0.97	1.04	0.85	0.64	0.53	0.53	0.57	0.65	0.70	0.87	0.97	0.81	0.80	1.35		0.00	2.53

Total current liabilities +	3.68	3.68	2.98	3.02	2.43	2.18	1.99	2.23	2.00	2.28	2.99	2.68	2.61	2.61	1.40	1.20	0.99	0.91	1.10	1.04	0.99	0.98	1.08	1.20	1.31	1.41	1.66	1.85	2.12	2.45	3.21		0.00	4.46
Accounts payable										1.30									0.00	0.00					1.01	1.01	0.00	0.00	0.00	0.00	0.00		0.00	0.00
Short-term debt	0.18	0.18								0.02			0.02	0.00			0.02	0.02		0.00	0.01	0.00			0.00	0.04	0.04	0.05	0.04	0.07	0.00		0.00	0.00
Current portion of long-term debt		0.16																		0.00						0.00	0.00	0.00	0.00	0.00	0.00		0.00	0.00
Deferred revenue
Other current liabilities	3.05	3.05	1.48	1.83	1.39	0.23	1.01	1.18	0.82	0.81	1.06	1.00	1.25	1.25	0.70	0.59	0.51	0.89	0.72	0.70	0.70	0.98	0.13	0.18	0.21	0.18	1.48	0.37	0.40	1.96	2.82		0.00	4.26
Total non-current liabilities +	0.64	0.64	0.63	0.36	0.29	0.10	0.41	0.55	0.66	0.98	0.06	0.01	0.05	0.05	0.03	0.03	0.03	0.04	0.04	0.04	0.01	0.01	0.01	0.01	0.03	0.04	0.05	0.05	0.04	0.00	0.00		0.00	0.00
Long-term debt		0.52																								0.00	0.00	0.00	0.00	0.00	0.00		0.00	0.00
Capital lease obligations		0.03	0.04	0.04	0.05	0.05	0.05	0.05	0.05	0.05	0.05	0.01	0.02	0.03	0.03	0.03	0.03	0.04	0.04	0.04	0.01	0.01	0.01	0.01	0.03	0.04	0.04	0.05	0.04	0.00	0.00		0.00	0.00
Other non-current liabilities		0.01	0.59	0.32	0.25	0.21	0.35	0.50	0.61	0.93																0.00	0.00	0.00	0.00	0.00	0.00		0.00	0.00
Total liabilities	4.32	4.32	3.61	3.38	2.73	2.28	2.40	2.79	2.66	3.26	3.05	2.69	2.66	2.66	1.42	1.23	1.03	0.95	1.14	1.08	1.01	0.99	1.09	1.21	1.34	1.44	1.71	1.90	2.16	2.45	3.21		0.00	4.46

Total stockholders' equity +	4.43	4.43	4.30	3.89	3.67	3.13	2.85	2.75	2.50	2.38	2.05	1.87	1.53	1.53	0.70	0.44	0.17	0.03	-0.10	-0.24	-0.36	-0.46	-0.56	-0.64	-0.69	-0.74	-0.84	-0.92	-1.35	-1.65	-1.86		-1.93	-1.93
Common stock and paid-in capital	0.95	0.95	4.30	3.89	1.43	0.89	2.85	2.75	2.50	0.86	0.89	0.88	0.86	0.86	0.85	0.83	0.82	0.82	0.82	0.81	0.81	0.81	0.80	0.80	0.79	0.78	0.73	0.70	0.44	0.40	0.35	0.00	-1.93	0.33
Retained earnings	3.48	3.48			2.24	2.24				1.53	1.16	0.99	0.66	0.66	-0.15	-0.40	-0.65	-0.79	-0.92	-1.05	-1.17	-1.27	-1.35	-1.44	-1.48	-1.52	-1.57	-1.62	-1.79	-2.05	-2.21		0.00	-2.26
Common shares outstanding	52	52	51	53	53	213	53	53	53	53	54	54	53	53	54	54	54	54	54	54	54	54	54	54	54	54	54	52	50	50	50	50	50	50

5 days ago

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	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Operating cash flow +	1.26	1.43	0.39	0.92	0.18	-0.04	0.03	-0.23	0.10	0.26
Net income
Depreciation, depletion and amortization	0.07	0.02	0.01	0.07	0.02	0.02	0.02	0.01	0.00	0.00
Stock-based compensation	0.16	0.06	0.05	0.29	0.02	0.03	0.15	0.07	0.09	0.04
Change in inventory							0.00	0.00	0.00	0.00
Other working capital changes	1.03	1.35	0.33	0.56	0.15	-0.09	-0.14	-0.31	0.01	0.22
Cash flow from investing +	-1.95	-0.78	-0.11	-0.16	-0.13	0.03	-0.23	-0.02	0.06	-0.09
Capital expenditures	-0.64	-0.74	-0.03	-0.12	0.00	0.00	-0.03	-0.02	-0.02	-0.01
Others incl. marketable securities changes	-1.31	-0.04	-0.07	-0.04	-0.12	0.03	-0.21	0.00	0.08	-0.08
Cash flow from financing +	0.49	-0.33	-0.19	-0.09	0.01	0.01	0.24	-0.43	0.01	0.18
Dividend payout	-0.11	-0.30	-0.16	0.00	0.00	0.00	0.00	-0.40	0.00	0.00
Common stock repurchases	-0.11	-0.05	-0.04	-0.01	0.00	0.00	0.24	0.00	0.00	0.00
Net Debt Issuance	0.71	0.02	0.00	-0.07	0.01	0.01	0.00	-0.03	0.01	0.18

Change in cash	-0.20	0.31	0.09	0.67	0.07	0.01	0.04	-0.68	0.18	0.35
Change in exchange rate							0.00	0.00	0.00	0.00

Show Quarterly Cash Flow

	Mar-26	Dec-25	Sep-25	Jun-25	Mar-25	Dec-24	Sep-24	Jun-24	Mar-24	Dec-23	Sep-23	Jun-23	Mar-23	Dec-22	Sep-22	Jun-22	Mar-22	Dec-21	Sep-21	Jun-21	Mar-21	Dec-20	Sep-20	Jun-20	Mar-20	Dec-19	Sep-19	Jun-19	Mar-19	Dec-18	Sep-18	Jun-18	Mar-18	Dec-17
Operating cash flow +													3.39				0.55				2.13				-0.36	0.00	0.00	0.00	0.00	-0.36	0.31	-0.05	-0.06	0.10
Net income
Depreciation, depletion and amortization													0.04				0.01				0.13				0.06	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Stock-based compensation			0.03		0.06					0.05			-0.02				-0.03				-0.10				0.60					0.05				0.01
Change in inventory																										0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other working capital changes	0.00	0.00	-0.03	0.00	-0.06	0.00	0.00	0.00	0.00	-0.05	0.00	0.00	3.37	0.00	0.00	0.00	0.56	0.00	0.00	0.00	2.10	0.00	0.00	0.00	-1.02	0.00	0.00	0.00	0.00	-0.41	0.31	-0.05	-0.06	0.08
Cash flow from investing +													-0.14				-0.79				0.23				-1.49	0.00	0.00	0.00	0.00	0.00	-0.01	0.00	0.00	-0.01
Capital expenditures	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-0.10	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-0.01	0.00	0.00	0.00	-0.06	0.00	0.00	0.00	0.00	0.00	-0.01	0.00	0.00	-0.01
Others incl. marketable securities changes	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-0.04	0.00	0.00	0.00	-0.79	0.00	0.00	0.00	0.24	0.00	0.00	0.00	-1.43	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash flow from financing +													-0.57				-0.06				-0.39				1.91	0.00	0.00	0.00	0.00	0.07	-0.10	0.01	0.01	0.00
Dividend payout																	0.00									0.00	0.00	0.00	0.00	-0.06	0.00	0.00	0.00	0.00
Common stock repurchases																										0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Debt Issuance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-0.57	0.00	0.00	0.00	-0.06	0.00	0.00	0.00	-0.39	0.00	0.00	0.00	1.91	0.00	0.00	0.00	0.00	0.13	-0.10	0.01	0.01	0.00

Change in cash	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	2.68	0.00	0.00	0.00	-0.30	0.00	0.00	0.00	1.97	0.00	0.00	0.00	0.06	0.00	0.00	0.00	0.00	-0.29	0.20	-0.04	-0.05	0.09
Change in exchange rate																										0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00