Income Statement - X Financial (XYF)
$(Billion, Million)| Dec-25 | Dec-24 | Dec-23 | Dec-22 | Dec-21 | Dec-20 | Dec-19 | Dec-18 | Dec-17 | Dec-16 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total revenue | 7,431.29 | 5,871.78 | 3,277.33 | 2,323.22 | 1,511.93 | -61.50 | 1,278.48 | 2,170.28 | 1,003.58 | -39.17 |
| Cost of revenue | 1,965.50 | 1,959.80 | 1,679.16 | 1,000.82 | 144.95 | 1,337.89 | 310.01 | 653.71 | 350.28 | 8.10 |
| Gross profit | 5,465.79 | 3,911.98 | 1,598.17 | 1,322.41 | 1,366.98 | -1,399.39 | 968.47 | 1,516.58 | 653.31 | -47.27 |
| Total operating expenses | 3,873.58 | 2,038.21 | 129.59 | 102.51 | 176.18 | 202.15 | 304.56 | 431.65 | 174.73 | 99.93 |
| Operating income | 1,592.22 | 1,873.77 | 1,468.58 | 1,219.90 | 1,190.80 | -1,601.53 | 663.92 | 1,084.92 | 478.58 | -147.20 |
| Non-operating income (net) | 116.14 | 71.84 | -20.65 | -11.83 | 0.00 | -6.81 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income before tax | 1,708.36 | 1,945.61 | 1,447.92 | 1,208.07 | 1,190.80 | -1,608.34 | 663.92 | 1,084.92 | 478.58 | -147.20 |
| Income tax expense | 283.70 | 405.70 | 261.13 | 396.07 | 368.74 | -299.88 | -93.10 | 209.92 | 138.25 | -27.02 |
| Net income | 1,424.65 | 1,539.91 | 1,186.79 | 812.00 | 825.41 | -1,308.50 | 774.28 | 883.11 | 340.28 | -119.57 |
Show Quarterly Income Statement
Income Statement - X Financial (XYF)
$(Billion, Million)| Mar-26 | Dec-25 | Sep-25 | Jun-25 | Mar-25 | Dec-24 | Sep-24 | Jun-24 | Mar-24 | Dec-23 | Sep-23 | Jun-23 | Mar-23 | Dec-22 | Sep-22 | Jun-22 | Mar-22 | Dec-21 | Sep-21 | Jun-21 | Mar-21 | Dec-20 | Sep-20 | Jun-20 | Mar-20 | Dec-19 | Sep-19 | Jun-19 | Mar-19 | Dec-18 | Sep-18 | Jun-18 | Mar-18 | Dec-17 | Sep-17 | Jun-17 | Mar-17 | Dec-16 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total revenue | 1,169.03 | 1,447.58 | 1,960.95 | 1,759.43 | 1,450.32 | 1,708.72 | 1,083.41 | 944.06 | 785.04 | 578.58 | 971.91 | 864.08 | 648.70 | 466.91 | 350.53 | 311.75 | 408.23 | 412.23 | 445.86 | 352.92 | 300.93 | 151.63 | -10.04 | -174.54 | -21.68 | 145.11 | 358.42 | 350.11 | 419.33 | 482.24 | 500.76 | 726.32 | 457.55 | 455.14 | 245.32 | 399.98 | 204.90 | 33.17 |
| Cost of revenue | 482.43 | 498.40 | 626.47 | 1,044.13 | 844.55 | 434.64 | 566.49 | 455.39 | 366.41 | 488.09 | 518.98 | 390.54 | 291.35 | 7.42 | 51.74 | 60.53 | 385.80 | 25.83 | 24.19 | 35.59 | 550.73 | 60.33 | 142.51 | 152.42 | 420.13 | 88.58 | 63.60 | 73.86 | 0.00 | 157.50 | 210.35 | 160.40 | 163.87 | 60.05 | 188.19 | 111.65 | 37.31 | |
| Gross profit | 686.60 | 949.18 | 1,334.49 | 715.30 | 605.77 | 1,274.08 | 516.92 | 488.67 | 418.63 | 90.50 | 452.93 | 473.53 | 357.36 | 466.91 | 343.11 | 260.01 | 347.70 | 412.23 | 420.03 | 328.73 | 265.34 | 151.63 | -70.36 | -317.05 | -174.10 | 145.11 | 269.83 | 286.50 | 345.47 | 482.24 | 343.26 | 515.97 | 297.14 | 291.27 | 185.27 | 211.79 | 93.25 | -28.75 |
| Total operating expenses | 546.79 | 929.28 | 972.56 | 49.32 | 49.81 | 1,180.21 | 43.45 | 39.73 | 34.43 | 42.52 | 35.46 | 29.63 | 26.74 | 53.53 | 40.21 | 39.80 | 29.88 | 2,275,470.10 | 34.88 | 48.64 | 40.90 | 2,265,395.00 | 37.87 | 70.74 | 54.22 | 2,265,395.00 | 81.73 | 81.17 | 86.50 | 2,265,395.00 | 112.95 | 103.84 | 90.20 | 70.52 | 44.30 | 169.31 | 19.33 | 367.08 |
| Operating income | 139.81 | 19.90 | 361.93 | 665.98 | 555.96 | 528.51 | 473.47 | 448.94 | 384.20 | 376.54 | 417.47 | 443.90 | 330.62 | 1,310,192.06 | 302.90 | 220.21 | 317.82 | 285.07 | 385.15 | 280.09 | 224.44 | 1,275,205.00 | -108.23 | -387.79 | -228.31 | 1,275,205.00 | 188.11 | 205.34 | 258.97 | 1,275,205.00 | 230.32 | 412.14 | 206.94 | 220.75 | 140.97 | 44.52 | 73.92 | -136.77 |
| Non-operating income (net) | -30.32 | 20.84 | 139.48 | -27.17 | 18.69 | -37.81 | 2.70 | 55.93 | 43.97 | 49.58 | 3.89 | 9.44 | 6.29 | -1,309,809.52 | 0.00 | 7.74 | 3.15 | 16.05 | 1.55 | 1.24 | 1.99 | -1,276,082.20 | -3.22 | 0.00 | 0.00 | -1,275,193.50 | 0.00 | 0.00 | 0.00 | -1,274,969.47 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -1.62 | 0.03 | -10.43 |
| Income before tax | 109.48 | 40.75 | 501.42 | 638.81 | 574.66 | 490.70 | 476.17 | 504.87 | 428.16 | 426.12 | 421.36 | 453.34 | 336.91 | 382.54 | 302.90 | 227.94 | 320.97 | 301.12 | 386.70 | 281.33 | 226.42 | -877.20 | -111.46 | -387.79 | -228.31 | 11.50 | 188.11 | 205.34 | 258.97 | 235.53 | 230.32 | 412.14 | 206.94 | 220.75 | 140.97 | 42.91 | 73.95 | -147.20 |
| Income tax expense | 71.77 | -15.63 | 80.18 | 110.80 | 116.53 | 100.33 | 89.57 | 65.03 | 65.03 | 74.17 | 87.04 | 52.56 | 74.98 | 91.10 | 42.24 | 181.04 | 154.17 | 119.46 | 57.89 | 37.22 | -226.97 | 1.58 | -43.33 | -31.15 | -65.75 | 26.51 | -107.48 | 53.61 | -3.72 | 34.44 | 114.31 | 64.88 | 61.39 | 40.72 | 13.27 | 22.86 | -27.02 | |
| Net income | 37.72 | 56.38 | 421.24 | 528.02 | 458.13 | 385.63 | 375.84 | 415.30 | 363.14 | 363.14 | 347.19 | 366.29 | 284.35 | 274.64 | 211.72 | 185.70 | 139.93 | 145.52 | 267.24 | 223.44 | 189.20 | -655.47 | -113.02 | -343.67 | -196.34 | 79.67 | 169.58 | 316.06 | 208.96 | 241.92 | 197.89 | 301.07 | 142.24 | 158.46 | 100.33 | 29.91 | 51.57 | -119.57 |