Income Statement - OppFi Inc. (OPFI)
$(Billion, Million)| Dec-25 | Dec-24 | Dec-23 | Dec-22 | Dec-21 | Dec-20 | Dec-19 | Dec-18 | |
|---|---|---|---|---|---|---|---|---|
| Total revenue | 597.05 | 525.96 | 508.95 | 452.86 | 350.57 | 291.01 | 107.30 | 54.38 |
| Cost of revenue | 29.34 | 105.18 | 107.43 | 95.14 | 89.17 | 44.20 | 23.68 | |
| Gross profit | 567.71 | 420.78 | 401.52 | 357.72 | 261.40 | 246.82 | 107.30 | 54.38 |
| Total operating expenses | 374.46 | 326.24 | 355.16 | 364.06 | 204.14 | 169.30 | 74.30 | 44.65 |
| Operating income | 193.25 | 94.54 | 46.36 | -6.34 | 57.26 | 77.52 | 32.99 | 20.76 |
| Non-operating income (net) | -37.12 | -6.48 | -4.55 | 9.41 | 32.85 | 0.00 | 0.00 | -11.03 |
| Income before tax | 156.13 | 88.05 | 41.81 | 3.06 | 90.11 | 77.52 | 32.99 | 9.73 |
| Income tax expense | 9.89 | 4.22 | 2.33 | -0.28 | 0.31 | 19.28 | 20.65 | -11.03 |
| Net income | 26.33 | 7.26 | -1.01 | 7.10 | 25.55 | 77.52 | 32.99 | 9.73 |
Show Quarterly Income Statement
Income Statement - OppFi Inc. (OPFI)
$(Billion, Million)| Mar-26 | Dec-25 | Sep-25 | Jun-25 | Mar-25 | Dec-24 | Sep-24 | Jun-24 | Mar-24 | Dec-23 | Sep-23 | Jun-23 | Mar-23 | Dec-22 | Sep-22 | Jun-22 | Mar-22 | Dec-21 | Sep-21 | Jun-21 | Mar-21 | Dec-20 | Sep-20 | Jun-20 | Mar-20 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total revenue | 151.88 | 159.25 | 155.09 | 142.44 | 140.27 | 135.72 | 136.59 | 126.30 | 127.34 | 132.92 | 133.17 | 122.49 | 120.37 | 120.03 | 124.24 | 107.88 | 100.71 | 95.96 | 91.98 | 78.38 | 84.26 | 92.32 | 62.76 | 44.73 | 39.44 |
| Cost of revenue | 6.17 | -46.67 | 24.59 | 27.39 | 24.03 | 25.48 | 25.09 | 27.19 | 27.43 | 64.98 | 26.84 | 27.36 | 25.89 | 13.23 | 14.60 | 15.31 | 16.83 | 18.76 | 17.33 | 14.69 | 14.27 | 18.25 | 8.93 | ||
| Gross profit | 145.71 | 205.92 | 130.50 | 115.05 | 116.24 | 110.25 | 111.51 | 99.11 | 99.92 | 67.95 | 106.33 | 95.13 | 94.48 | 106.80 | 109.64 | 92.56 | 83.88 | 77.20 | 74.65 | 63.68 | 69.99 | 74.07 | 53.83 | 44.73 | 39.44 |
| Total operating expenses | 80.55 | 148.42 | 82.05 | 70.24 | 73.75 | 85.57 | 76.41 | 69.63 | 94.63 | 26.96 | 90.75 | 76.80 | 90.75 | 116.42 | 110.61 | 86.16 | 86.04 | 73.83 | 63.14 | 45.70 | 45.60 | 57.91 | 34.48 | 19.55 | 17.81 |
| Operating income | 65.17 | 57.50 | 48.45 | 44.81 | 42.49 | 24.67 | 35.09 | 29.49 | 5.28 | 8.71 | 15.58 | 18.33 | 3.73 | -9.61 | -0.97 | 6.40 | -2.16 | 3.37 | 11.51 | 17.99 | 24.38 | 16.16 | 19.34 | 25.19 | 21.63 |
| Non-operating income (net) | -7.16 | -17.70 | 33.14 | -32.10 | -20.45 | -10.10 | -0.74 | -0.90 | 5.25 | -5.74 | 0.41 | 0.43 | 0.35 | 2.38 | 1.32 | 3.30 | 2.40 | 13.27 | 19.58 | 0.00 | 0.00 | 0.00 | 0.00 | -0.07 | -4.73 |
| Income before tax | 58.01 | 39.81 | 81.58 | 12.70 | 22.04 | 14.57 | 34.35 | 28.59 | 10.54 | 2.98 | 16.00 | 18.76 | 4.08 | -7.23 | 0.35 | 9.70 | 0.24 | 16.64 | 31.10 | 17.99 | 24.38 | 16.16 | 19.34 | 25.12 | 16.90 |
| Income tax expense | 3.97 | 1.36 | 5.65 | 1.22 | 1.65 | 0.60 | 2.30 | 0.91 | 0.40 | 1.03 | 0.46 | 0.69 | 0.15 | -2.03 | 1.02 | 0.20 | 0.54 | -0.39 | 0.70 | 4.09 | 4.15 | 4.18 | -1.71 | -3.34 | |
| Net income | 28.40 | 16.85 | 41.64 | -20.78 | -11.37 | -5.61 | 4.26 | 3.07 | 5.54 | -5.57 | 2.17 | 2.14 | 0.25 | 3.14 | -0.57 | 3.46 | 1.08 | 11.43 | 14.13 | 17.99 | 24.38 | 16.16 | 19.34 | 25.12 | 16.90 |