Income Statement - NBT BANCORP INC (NBTB)
$(Billion, Million)| Dec-25 | Dec-24 | Dec-23 | Dec-22 | Dec-21 | Dec-20 | Dec-19 | Dec-18 | Dec-17 | Dec-16 | Dec-15 | Dec-14 | Dec-13 | Dec-12 | Dec-11 | Dec-10 | Dec-09 | Dec-08 | Dec-07 | Dec-06 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total revenue | 867.43 | 785.99 | 662.35 | 537.00 | 494.76 | 491.26 | 507.40 | 464.80 | 425.13 | 399.20 | 384.91 | 378.46 | 369.32 | 324.16 | 317.68 | 336.59 | 353.52 | 366.12 | 365.82 | 337.47 |
| Cost of revenue | 241.70 | 231.16 | 169.84 | 39.03 | 10.53 | 83.74 | 81.39 | 67.45 | 56.90 | 47.94 | 38.90 | 42.74 | 53.07 | 55.46 | 60.46 | 83.02 | 110.32 | 135.55 | 171.18 | 134.40 |
| Gross profit | 625.73 | 554.83 | 492.51 | 497.97 | 484.22 | 407.53 | 426.01 | 397.35 | 368.23 | 351.27 | 346.01 | 335.72 | 316.25 | 268.70 | 257.22 | 253.57 | 243.21 | 230.57 | 194.63 | 203.07 |
| Total operating expenses | 406.29 | 375.38 | 339.05 | 301.82 | 284.37 | 274.44 | 270.58 | 260.34 | 240.07 | 232.46 | 229.38 | 223.41 | 226.31 | 191.33 | 178.05 | 175.26 | 170.57 | 146.81 | 122.52 | 122.97 |
| Operating income | 219.44 | 179.46 | 153.46 | 196.16 | 199.86 | 133.09 | 155.43 | 137.00 | 128.16 | 118.80 | 116.63 | 112.30 | 89.94 | 77.37 | 79.17 | 78.32 | 72.64 | 83.76 | 72.12 | 80.10 |
| Non-operating income (net) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income before tax | 219.44 | 179.46 | 153.46 | 196.16 | 199.86 | 133.09 | 155.43 | 137.00 | 128.16 | 118.80 | 116.63 | 112.30 | 89.94 | 77.37 | 79.17 | 78.32 | 72.64 | 83.76 | 72.12 | 80.10 |
| Income tax expense | 50.21 | 38.82 | 34.68 | 44.16 | 44.97 | 28.70 | 34.41 | 24.44 | 46.01 | 40.39 | 40.20 | 37.23 | 28.20 | 22.82 | 21.27 | 20.91 | 20.63 | 25.41 | 21.79 | 24.15 |
| Net income | 169.24 | 140.64 | 118.78 | 152.00 | 154.89 | 104.39 | 121.02 | 112.57 | 82.15 | 78.41 | 76.43 | 75.07 | 61.75 | 54.56 | 57.90 | 57.40 | 52.01 | 58.35 | 50.33 | 55.95 |
Show Quarterly Income Statement
Income Statement - NBT BANCORP INC (NBTB)
$(Billion, Million)| Mar-26 | Dec-25 | Sep-25 | Jun-25 | Mar-25 | Dec-24 | Sep-24 | Jun-24 | Mar-24 | Dec-23 | Sep-23 | Jun-23 | Mar-23 | Dec-22 | Sep-22 | Jun-22 | Mar-22 | Dec-21 | Sep-21 | Jun-21 | Mar-21 | Dec-20 | Sep-20 | Jun-20 | Mar-20 | Dec-19 | Sep-19 | Jun-19 | Mar-19 | Dec-18 | Sep-18 | Jun-18 | Mar-18 | Dec-17 | Sep-17 | Jun-17 | Mar-17 | Dec-16 | Sep-16 | Jun-16 | Mar-16 | Dec-15 | Sep-15 | Jun-15 | Mar-15 | Dec-14 | Sep-14 | Jun-14 | Mar-14 | Dec-13 | Sep-13 | Jun-13 | Mar-13 | Dec-12 | Sep-12 | Jun-12 | Mar-12 | Dec-11 | Sep-11 | Jun-11 | Mar-11 | Dec-10 | Sep-10 | Jun-10 | Mar-10 | Dec-09 | Sep-09 | Jun-09 | Mar-09 | Dec-08 | Sep-08 | Jun-08 | Mar-08 | Dec-07 | Sep-07 | Jun-07 | Mar-07 | Dec-06 | Sep-06 | Jun-06 | Mar-06 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total revenue | 232.78 | 238.25 | 238.77 | 224.02 | 201.20 | 199.49 | 201.44 | 193.28 | 191.78 | 188.90 | 176.76 | 151.94 | 144.75 | 142.31 | 135.84 | 132.38 | 126.48 | 129.46 | 121.84 | 122.70 | 120.76 | 123.63 | 122.10 | 121.73 | 123.81 | 125.38 | 131.13 | 126.51 | 124.38 | 115.73 | 120.35 | 118.02 | 110.70 | 109.75 | 107.94 | 105.53 | 101.91 | 100.27 | 101.17 | 100.14 | 97.62 | 100.22 | 95.88 | 95.92 | 92.89 | 95.76 | 95.11 | 94.28 | 93.31 | 93.89 | 95.83 | 94.72 | 84.88 | 80.26 | 82.30 | 78.53 | 81.02 | 80.03 | 79.98 | 80.12 | 80.18 | 84.59 | 84.30 | 84.93 | 85.81 | 87.85 | 88.49 | 88.22 | 88.97 | 93.52 | 92.58 | 89.27 | 90.75 | 93.47 | 93.71 | 90.49 | 88.15 | 88.35 | 87.21 | 84.39 | 77.53 |
| Cost of revenue | 53.88 | 56.87 | 55.80 | 71.19 | 54.74 | 53.84 | 57.48 | 62.49 | 57.34 | 56.87 | 54.83 | 35.11 | 23.04 | 17.07 | 9.22 | 8.29 | 4.45 | 7.22 | 1.20 | -0.35 | 2.46 | 5.73 | 10.31 | 25.84 | 41.86 | 19.40 | 20.65 | 21.88 | 19.46 | 18.18 | 16.70 | 17.80 | 14.77 | 14.93 | 14.81 | 13.84 | 13.32 | 13.85 | 12.24 | 10.38 | 11.48 | 11.04 | 10.22 | 8.94 | 8.70 | 12.28 | 10.26 | 10.05 | 10.16 | 12.29 | 12.54 | 14.35 | 13.89 | 15.34 | 13.44 | 13.00 | 13.69 | 14.98 | 14.60 | 16.12 | 14.77 | 18.54 | 20.21 | 20.36 | 23.91 | 25.02 | 28.06 | 29.52 | 27.72 | 32.08 | 33.76 | 32.65 | 37.07 | 48.57 | 40.78 | 44.91 | 36.93 | 38.08 | 36.25 | 32.17 | 27.92 |
| Gross profit | 178.91 | 181.38 | 182.97 | 152.83 | 146.46 | 145.65 | 143.96 | 130.79 | 134.43 | 132.03 | 121.93 | 116.83 | 121.71 | 125.24 | 126.62 | 124.09 | 122.03 | 122.24 | 120.64 | 123.05 | 118.30 | 117.90 | 111.79 | 95.89 | 81.95 | 105.98 | 110.47 | 104.63 | 104.92 | 97.56 | 103.65 | 100.21 | 95.93 | 94.82 | 93.14 | 91.69 | 88.58 | 86.43 | 88.93 | 89.77 | 86.14 | 89.18 | 85.66 | 86.98 | 84.19 | 83.48 | 84.85 | 84.23 | 83.16 | 81.60 | 83.29 | 80.37 | 70.99 | 64.92 | 68.87 | 65.53 | 67.34 | 65.05 | 65.38 | 64.00 | 65.41 | 66.05 | 64.09 | 64.57 | 61.90 | 62.83 | 60.43 | 58.70 | 61.25 | 61.44 | 58.83 | 56.62 | 53.68 | 44.90 | 52.93 | 45.58 | 51.22 | 50.27 | 50.96 | 52.22 | 49.62 |
| Total operating expenses | 112.23 | 111.69 | 111.15 | 122.12 | 99.24 | 100.10 | 95.19 | 88.87 | 91.22 | 92.25 | 90.23 | 78.10 | 78.47 | 78.55 | 76.15 | 75.36 | 71.76 | 74.15 | 72.16 | 70.76 | 67.30 | 74.27 | 65.69 | 64.61 | 69.86 | 68.86 | 68.77 | 65.27 | 67.68 | 68.17 | 65.26 | 63.98 | 62.94 | 61.49 | 58.92 | 59.66 | 60.00 | 56.72 | 58.63 | 59.60 | 57.52 | 59.59 | 55.01 | 57.94 | 56.83 | 56.04 | 68.36 | 42.53 | 56.48 | 54.89 | 55.40 | 56.03 | 59.99 | 46.03 | 48.82 | 46.59 | 47.84 | 47.41 | 45.05 | 43.16 | 45.06 | 47.25 | 44.68 | 44.20 | 42.16 | 45.29 | 41.03 | 41.94 | 42.31 | 40.30 | 37.06 | 35.42 | 34.03 | 32.40 | 31.23 | 28.01 | 30.87 | 30.88 | 29.92 | 31.69 | 30.47 |
| Operating income | 66.68 | 69.69 | 71.83 | 30.71 | 47.22 | 45.55 | 48.78 | 41.92 | 43.21 | 39.78 | 31.70 | 38.73 | 43.24 | 46.68 | 50.47 | 48.73 | 50.27 | 48.09 | 48.48 | 52.29 | 51.00 | 43.63 | 46.10 | 31.28 | 12.08 | 37.13 | 41.70 | 39.36 | 37.25 | 29.39 | 38.39 | 36.23 | 33.00 | 33.33 | 34.22 | 32.04 | 28.58 | 29.71 | 30.30 | 30.17 | 28.62 | 29.59 | 30.65 | 29.04 | 27.36 | 27.44 | 16.49 | 41.70 | 26.68 | 26.71 | 27.89 | 24.34 | 11.01 | 18.88 | 20.05 | 18.94 | 19.50 | 17.64 | 20.33 | 20.85 | 20.35 | 18.80 | 19.41 | 20.37 | 19.74 | 17.54 | 19.40 | 16.76 | 18.95 | 21.14 | 21.77 | 21.20 | 19.65 | 12.50 | 21.70 | 17.57 | 20.35 | 19.39 | 21.04 | 20.53 | 19.14 |
| Non-operating income (net) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income before tax | 66.68 | 69.69 | 71.83 | 30.71 | 47.22 | 45.55 | 48.78 | 41.92 | 43.21 | 39.78 | 31.70 | 38.73 | 43.24 | 46.68 | 50.47 | 48.73 | 50.27 | 48.09 | 48.48 | 52.29 | 51.00 | 43.63 | 46.10 | 31.28 | 12.08 | 37.13 | 41.70 | 39.36 | 37.25 | 29.39 | 38.39 | 36.23 | 33.00 | 33.33 | 34.22 | 32.04 | 28.58 | 29.71 | 30.30 | 30.17 | 28.62 | 29.59 | 30.65 | 29.04 | 27.36 | 27.44 | 16.49 | 41.70 | 26.68 | 26.71 | 27.89 | 24.34 | 11.01 | 18.88 | 20.05 | 18.94 | 19.50 | 17.64 | 20.33 | 20.85 | 20.35 | 18.80 | 19.41 | 20.37 | 19.74 | 17.54 | 19.40 | 16.76 | 18.95 | 21.14 | 21.77 | 21.20 | 19.65 | 12.50 | 21.70 | 17.57 | 20.35 | 19.39 | 21.04 | 20.53 | 19.14 |
| Income tax expense | 15.53 | 14.18 | 17.35 | 8.20 | 10.48 | 9.54 | 10.68 | 9.20 | 9.39 | 9.34 | 7.10 | 8.66 | 9.59 | 10.56 | 11.50 | 10.96 | 11.14 | 10.78 | 11.04 | 12.00 | 11.16 | 9.43 | 10.99 | 6.56 | 1.72 | 8.17 | 9.32 | 8.81 | 8.12 | 0.74 | 8.58 | 8.11 | 7.01 | 15.69 | 11.34 | 10.68 | 8.30 | 10.10 | 10.30 | 10.26 | 9.73 | 10.46 | 10.80 | 9.76 | 9.19 | 8.92 | 5.58 | 14.06 | 8.67 | 8.78 | 8.63 | 7.42 | 3.36 | 5.77 | 5.51 | 5.68 | 5.85 | 3.92 | 5.12 | 6.19 | 6.05 | 4.36 | 4.84 | 5.95 | 5.76 | 3.74 | 5.82 | 5.20 | 5.87 | 6.25 | 6.69 | 6.54 | 5.93 | 3.51 | 6.55 | 5.50 | 6.22 | 5.74 | 6.50 | 6.36 | 5.56 |
| Net income | 51.14 | 55.51 | 54.47 | 22.51 | 36.75 | 36.01 | 38.10 | 32.72 | 33.82 | 30.45 | 24.61 | 30.07 | 33.66 | 36.12 | 38.97 | 37.78 | 39.13 | 37.31 | 37.43 | 40.30 | 39.85 | 34.19 | 35.11 | 24.71 | 10.37 | 28.96 | 32.38 | 30.56 | 29.13 | 28.65 | 29.81 | 28.12 | 25.99 | 17.64 | 22.88 | 21.36 | 20.28 | 19.61 | 20.00 | 19.91 | 18.89 | 19.13 | 19.85 | 19.28 | 18.17 | 18.51 | 10.91 | 27.64 | 18.01 | 17.93 | 19.26 | 16.92 | 7.65 | 13.12 | 14.54 | 13.26 | 13.65 | 13.72 | 15.22 | 14.66 | 14.31 | 14.43 | 14.57 | 14.42 | 13.98 | 13.80 | 13.58 | 11.56 | 13.07 | 14.90 | 15.08 | 14.66 | 13.72 | 8.99 | 15.15 | 12.06 | 14.13 | 13.65 | 14.54 | 14.17 | 13.59 |