Income Statement - ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ (ZION)
$(Billion, Million)| Dec-25 | Dec-24 | Dec-23 | Dec-22 | Dec-21 | Dec-20 | Dec-19 | Dec-18 | Dec-17 | Dec-16 | Dec-15 | Dec-14 | Dec-13 | Dec-12 | Dec-11 | Dec-10 | Dec-09 | Dec-08 | Dec-07 | Dec-06 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total revenue | 4,944.00 | 4,993.00 | 4,624.00 | 3,337.00 | 2,970.00 | 2,942.00 | 3,245.00 | 3,033.00 | 2,736.00 | 2,470.00 | 2,190.00 | 2,345.71 | 2,278.81 | 2,458.59 | 2,686.77 | 2,760.31 | 3,150.24 | 3,164.59 | 3,617.67 | 3,369.33 |
| Cost of revenue | 1,629.00 | 1,935.00 | 1,641.00 | 307.00 | -217.00 | 566.00 | 450.00 | 211.00 | 144.00 | 180.00 | 158.00 | 74.92 | 157.94 | 321.01 | 506.93 | 1,445.15 | 2,634.72 | 1,650.52 | 1,475.58 | 1,125.97 |
| Gross profit | 3,315.00 | 3,058.00 | 2,983.00 | 3,030.00 | 3,187.00 | 2,376.00 | 2,795.00 | 2,822.00 | 2,592.00 | 2,290.00 | 2,032.00 | 2,270.79 | 2,120.87 | 2,137.58 | 2,179.84 | 1,315.16 | 515.52 | 1,514.07 | 2,142.09 | 2,243.36 |
| Total operating expenses | 2,140.00 | 2,046.00 | 2,097.00 | 1,878.00 | 1,741.00 | 1,704.00 | 1,742.00 | 1,679.00 | 1,656.00 | 1,585.00 | 1,581.00 | 1,649.37 | 1,714.44 | 1,596.02 | 1,658.56 | 1,718.33 | 2,138.54 | 1,828.77 | 1,404.59 | 1,330.44 |
| Operating income | 1,175.00 | 1,012.00 | 886.00 | 1,152.00 | 1,446.00 | 672.00 | 1,053.00 | 1,143.00 | 936.00 | 705.00 | 451.00 | 621.42 | 406.43 | 541.57 | 521.27 | -403.17 | -1,623.02 | -314.70 | 737.50 | 912.92 |
| Non-operating income (net) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income before tax | 1,175.00 | 1,012.00 | 886.00 | 1,152.00 | 1,446.00 | 672.00 | 1,053.00 | 1,143.00 | 936.00 | 705.00 | 451.00 | 621.42 | 406.43 | 541.57 | 521.27 | -403.17 | -1,623.02 | -314.70 | 737.50 | 912.92 |
| Income tax expense | 276.00 | 228.00 | 206.00 | 245.00 | 317.00 | 133.00 | 237.00 | 259.00 | 344.00 | 236.00 | 142.00 | 222.96 | 142.98 | 193.42 | 198.58 | -106.82 | -401.34 | -43.37 | 235.74 | 317.95 |
| Net income | 899.00 | 784.00 | 680.00 | 907.00 | 1,129.00 | 539.00 | 816.00 | 884.00 | 592.00 | 469.00 | 309.00 | 398.46 | 263.79 | 349.52 | 323.80 | -292.73 | -1,216.11 | -266.27 | 493.75 | 583.13 |
Show Quarterly Income Statement
Income Statement - ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ (ZION)
$(Billion, Million)| Mar-26 | Dec-25 | Sep-25 | Jun-25 | Mar-25 | Dec-24 | Sep-24 | Jun-24 | Mar-24 | Dec-23 | Sep-23 | Jun-23 | Mar-23 | Dec-22 | Sep-22 | Jun-22 | Mar-22 | Dec-21 | Sep-21 | Jun-21 | Mar-21 | Dec-20 | Sep-20 | Jun-20 | Mar-20 | Dec-19 | Sep-19 | Jun-19 | Mar-19 | Dec-18 | Sep-18 | Jun-18 | Mar-18 | Dec-17 | Sep-17 | Jun-17 | Mar-17 | Dec-16 | Sep-16 | Jun-16 | Mar-16 | Dec-15 | Sep-15 | Jun-15 | Mar-15 | Dec-14 | Sep-14 | Jun-14 | Mar-14 | Dec-13 | Sep-13 | Jun-13 | Mar-13 | Dec-12 | Sep-12 | Jun-12 | Mar-12 | Dec-11 | Sep-11 | Jun-11 | Mar-11 | Dec-10 | Sep-10 | Jun-10 | Mar-10 | Dec-09 | Sep-09 | Jun-09 | Mar-09 | Dec-08 | Sep-08 | Jun-08 | Mar-08 | Dec-07 | Sep-07 | Jun-07 | Mar-07 | Dec-06 | Sep-06 | Jun-06 | Mar-06 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total revenue | 1,183.00 | 1,251.00 | 1,253.00 | 1,241.00 | 1,199.00 | 1,255.00 | 1,276.00 | 1,243.00 | 1,210.00 | 1,188.00 | 1,190.00 | 1,166.00 | 830.00 | 988.00 | 872.00 | 780.00 | 695.00 | 756.00 | 708.00 | 775.00 | 731.00 | 737.00 | 738.00 | 712.00 | 756.00 | 799.00 | 823.00 | 816.00 | 807.00 | 796.00 | 767.00 | 744.00 | 727.00 | 702.00 | 696.00 | 690.00 | 647.00 | 630.01 | 636.00 | 613.00 | 592.00 | 597.62 | 582.17 | 450.55 | 565.78 | 591.36 | 576.35 | 588.04 | 605.89 | 458.87 | 595.60 | 618.38 | 605.97 | 574.87 | 634.23 | 641.25 | 630.70 | 650.80 | 679.42 | 674.93 | 681.61 | 639.70 | 706.97 | 702.33 | 711.31 | 349.06 | 956.46 | 1,293.02 | 568.71 | 642.91 | 825.26 | 842.19 | 931.83 | 807.29 | 963.57 | 930.96 | 915.87 | 901.59 | 877.07 | 824.13 | 768.00 |
| Cost of revenue | 327.00 | 364.00 | 441.00 | 402.00 | 422.00 | 476.00 | 497.00 | 481.00 | 481.00 | 457.00 | 466.00 | 432.00 | 286.00 | 158.00 | 115.00 | 56.00 | -22.00 | 38.00 | -32.00 | -108.00 | -115.00 | -47.00 | 81.00 | 200.00 | 332.00 | 92.00 | 120.00 | 136.00 | 103.00 | 87.00 | 55.00 | 70.00 | -20.00 | 25.00 | 40.00 | 37.00 | 49.00 | 18.61 | 41.00 | 57.00 | 64.00 | 47.43 | 49.12 | 32.10 | 29.61 | 43.12 | -11.19 | -7.51 | 50.49 | 27.44 | 52.31 | 40.59 | 37.60 | 57.90 | 68.95 | 97.10 | 97.06 | 76.09 | 98.35 | 143.82 | 188.54 | 340.41 | 314.73 | 399.06 | 390.40 | 609.34 | 725.55 | 906.66 | 462.55 | 501.95 | 400.26 | 352.38 | 395.94 | 420.45 | 396.46 | 338.03 | 322.48 | 330.59 | 299.60 | 267.31 | 229.74 |
| Gross profit | 856.00 | 887.00 | 812.00 | 839.00 | 777.00 | 779.00 | 779.00 | 762.00 | 729.00 | 731.00 | 724.00 | 734.00 | 1,080.00 | 830.00 | 757.00 | 724.00 | 131.00 | 718.00 | 740.00 | 883.00 | 846.00 | 784.00 | 657.00 | 512.00 | 424.00 | 707.00 | 703.00 | 680.00 | 704.00 | 709.00 | 712.00 | 674.00 | 727.00 | 677.00 | 656.00 | 653.00 | 598.00 | 611.40 | 595.00 | 556.00 | 528.00 | 550.20 | 533.06 | 418.46 | 536.18 | 548.24 | 587.53 | 595.55 | 555.39 | 431.42 | 543.28 | 577.80 | 568.37 | 516.97 | 565.28 | 544.16 | 533.63 | 574.71 | 581.06 | 531.11 | 493.08 | 299.28 | 392.25 | 303.28 | 320.91 | -260.28 | 230.91 | 386.36 | 106.15 | 140.96 | 425.01 | 489.81 | 535.89 | 386.83 | 567.11 | 592.93 | 593.39 | 571.00 | 577.48 | 556.82 | 538.27 |
| Total operating expenses | 562.00 | 548.00 | 527.00 | 527.00 | 538.00 | 509.00 | 502.00 | 500.00 | 526.00 | 581.00 | 496.00 | 508.00 | 12.00 | 471.00 | 479.00 | 464.00 | 8.00 | 449.00 | 429.00 | 428.00 | 435.00 | 425.00 | 442.00 | 430.00 | 408.00 | 472.00 | 415.00 | 424.00 | 430.00 | 419.00 | 420.00 | 421.00 | 419.00 | 417.00 | 413.00 | 405.00 | 414.00 | 404.52 | 403.00 | 382.00 | 396.00 | 402.78 | 391.28 | 399.00 | 392.98 | 422.67 | 438.54 | 406.03 | 398.06 | 494.75 | 370.66 | 451.68 | 397.35 | 429.47 | 394.98 | 401.66 | 392.37 | 438.07 | 413.00 | 404.18 | 403.45 | 395.77 | 470.88 | 439.54 | 412.69 | 27.50 | 488.63 | 462.06 | 1,084.46 | 755.52 | 376.03 | 401.30 | 380.82 | 344.31 | 359.52 | 347.65 | 351.27 | 332.56 | 340.01 | 332.69 | 325.38 |
| Operating income | 294.00 | 339.00 | 285.00 | 312.00 | 239.00 | 270.00 | 277.00 | 262.00 | 203.00 | 150.00 | 228.00 | 226.00 | 523.00 | 359.00 | 278.00 | 260.00 | 607.00 | 269.00 | 311.00 | 455.00 | 411.00 | 359.00 | 215.00 | 82.00 | 16.00 | 235.00 | 288.00 | 256.00 | 274.00 | 290.00 | 292.00 | 253.00 | 308.00 | 260.00 | 243.00 | 248.00 | 184.00 | 206.89 | 192.00 | 174.00 | 132.00 | 147.42 | 141.78 | 19.46 | 143.20 | 125.57 | 149.00 | 189.52 | 157.33 | -63.33 | 172.62 | 126.12 | 171.02 | 87.50 | 170.30 | 142.50 | 141.26 | 136.65 | 168.07 | 126.94 | 89.62 | -96.49 | -78.64 | -136.26 | -91.78 | -287.77 | -257.72 | -75.70 | -978.31 | -614.55 | 48.97 | 88.51 | 155.07 | 42.52 | 207.59 | 245.28 | 242.11 | 238.44 | 237.46 | 224.13 | 212.89 |
| Non-operating income (net) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -241.00 | 0.00 | 0.00 | 0.00 | -352.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income before tax | 294.00 | 339.00 | 285.00 | 312.00 | 239.00 | 270.00 | 277.00 | 262.00 | 203.00 | 150.00 | 228.00 | 226.00 | 282.00 | 359.00 | 278.00 | 260.00 | 255.00 | 269.00 | 311.00 | 455.00 | 411.00 | 359.00 | 215.00 | 82.00 | 16.00 | 235.00 | 288.00 | 256.00 | 274.00 | 290.00 | 292.00 | 253.00 | 308.00 | 260.00 | 243.00 | 248.00 | 184.00 | 206.89 | 192.00 | 174.00 | 132.00 | 147.42 | 141.78 | 19.46 | 143.20 | 125.57 | 149.00 | 189.52 | 157.33 | -63.33 | 172.62 | 126.12 | 171.02 | 87.50 | 170.30 | 142.50 | 141.26 | 136.65 | 168.07 | 126.94 | 89.62 | -96.49 | -78.64 | -136.26 | -91.78 | -287.77 | -257.72 | -75.70 | -978.31 | -614.55 | 48.97 | 88.51 | 155.07 | 42.52 | 207.59 | 245.28 | 242.11 | 238.44 | 237.46 | 224.13 | 212.89 |
| Income tax expense | 61.00 | 76.00 | 63.00 | 68.00 | 69.00 | 54.00 | 63.00 | 61.00 | 50.00 | 24.00 | 53.00 | 51.00 | 78.00 | 75.00 | 61.00 | 57.00 | 52.00 | 56.00 | 71.00 | 101.00 | 89.00 | 75.00 | 40.00 | 16.00 | 2.00 | 52.00 | 66.00 | 58.00 | 61.00 | 64.00 | 69.00 | 56.00 | 70.00 | 137.00 | 83.00 | 80.00 | 45.00 | 69.49 | 65.00 | 60.00 | 41.00 | 44.93 | 40.78 | 5.50 | 51.18 | 43.76 | 53.11 | 69.97 | 56.12 | -21.86 | 61.11 | 43.09 | 60.63 | 29.82 | 60.70 | 51.04 | 51.86 | 47.88 | 59.35 | 54.33 | 37.03 | -24.10 | -31.18 | -22.90 | -28.64 | -116.81 | -100.05 | -23.76 | -151.73 | -126.51 | 11.21 | 22.04 | 49.90 | -11.04 | 71.85 | 86.07 | 88.85 | 80.08 | 83.79 | 78.82 | 75.26 |
| Net income | 233.00 | 263.00 | 222.00 | 244.00 | 170.00 | 216.00 | 214.00 | 201.00 | 153.00 | 126.00 | 175.00 | 175.00 | 204.00 | 284.00 | 217.00 | 203.00 | 203.00 | 213.00 | 240.00 | 354.00 | 322.00 | 284.00 | 175.00 | 66.00 | 14.00 | 183.00 | 222.00 | 198.00 | 213.00 | 226.00 | 223.00 | 197.00 | 238.00 | 123.00 | 160.00 | 168.00 | 139.00 | 137.40 | 127.00 | 114.00 | 91.00 | 102.49 | 101.00 | 13.96 | 92.03 | 81.81 | 95.89 | 119.55 | 101.21 | -41.47 | 111.51 | 83.03 | 110.72 | 58.25 | 109.85 | 91.74 | 89.68 | 89.02 | 109.09 | 72.88 | 52.82 | -72.20 | -47.33 | -112.99 | -60.21 | -169.54 | -155.28 | -50.73 | -826.04 | -482.98 | 37.76 | 72.20 | 106.75 | 45.54 | 135.73 | 159.21 | 153.26 | 146.51 | 153.67 | 145.31 | 137.63 |